| Key Financial Ratios of Karur Vysya Bank (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
24.13 |
19.99 |
13.81 |
8.42 |
4.50 |
|
| Diluted EPS (Rs.) |
24.12 |
19.97 |
13.78 |
8.41 |
4.50 |
|
| Cash EPS (Rs.) |
24.12 |
21.20 |
15.11 |
9.91 |
6.05 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
148.17 |
124.82 |
107.03 |
94.95 |
87.07 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
148.17 |
124.82 |
107.03 |
94.95 |
87.07 |
|
| Dividend/Share (Rs.) |
0.00 |
2.40 |
2.00 |
1.60 |
0.50 |
|
| Operating Revenue / Share (Rs.) |
120.21 |
101.99 |
81.25 |
69.84 |
68.44 |
|
| Net Profit/Share (Rs.) |
24.12 |
19.95 |
13.79 |
8.42 |
4.50 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
0.00 |
9,030,207.04 |
8,393,289.03 |
8,264,566.93 |
7,062,260.52 |
|
| Net Profit/ Employee (Rs.) |
0.00 |
1,766,436.76 |
1,424,641.68 |
995,810.24 |
463,967.60 |
|
| Business/ Employee (Rs.) |
0.00 |
179,174,689.60 |
180,025,404.43 |
183,420,765.86 |
146,710,482.57 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
0.00 |
97,899,082.34 |
81,558,818.52 |
67,976,565.69 |
67,452,860.67 |
|
| Net Profit/ Branches (Rs.) |
0.00 |
19,150,451.07 |
13,843,451.81 |
8,190,599.76 |
4,431,434.03 |
|
| Business/ Branches (Rs.) |
0.00 |
1,942,484,552.51 |
1,749,333,216.52 |
1,508,646,956.20 |
1,401,256,964.24 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
2.78 |
2.78 |
2.85 |
2.10 |
1.96 |
|
| CASA (%) |
0.00 |
30.39 |
33.20 |
34.80 |
34.21 |
|
| Net Profit Margin (%) |
20.06 |
19.56 |
16.97 |
12.04 |
6.56 |
|
| Operating Profit Margin (%) |
31.88 |
29.34 |
24.53 |
19.32 |
10.52 |
|
| Return on Assets (%) |
1.62 |
1.51 |
1.22 |
0.84 |
0.48 |
|
| Return on Equity / Networth (%) |
16.27 |
15.98 |
12.88 |
8.86 |
5.16 |
|
| Net Interest Margin (X) |
3.56 |
3.60 |
3.71 |
3.39 |
3.16 |
|
| Cost to Income (%) |
36.04 |
48.25 |
45.07 |
53.21 |
58.15 |
|
| Interest Income/Total Assets (%) |
8.10 |
7.76 |
7.22 |
6.98 |
7.33 |
|
| Non-Interest Income/Total Assets (%) |
1.53 |
1.57 |
1.28 |
0.96 |
1.41 |
|
| Operating Profit/Total Assets (%) |
0.09 |
-0.05 |
-0.05 |
-0.11 |
-0.93 |
|
| Operating Expenses/Total Assets (%) |
2.41 |
2.49 |
2.25 |
2.31 |
2.66 |
|
| Interest Expenses/Total Assets (%) |
4.53 |
4.16 |
3.51 |
3.58 |
4.16 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
112,775.42 |
100,695.09 |
82,147.51 |
70,125.05 |
67,134.89 |
|
| EV Per Net Sales (X) |
11.65 |
12.27 |
12.61 |
12.55 |
12.27 |
|
| Price To Book Value (X) |
1.41 |
1.46 |
0.97 |
0.49 |
0.64 |
|
| Price To Sales (X) |
1.74 |
1.79 |
1.28 |
0.66 |
0.81 |
|
| Retention Ratios (%) |
100.00 |
89.99 |
88.42 |
94.06 |
100.00 |
|
| Earnings Yield (X) |
0.12 |
0.11 |
0.13 |
0.18 |
0.08 |
|
Source : Dion Global Solutions Limited
