BSE Live
Jan 16, 16:01Prev. Close
26.02
Open Price
26.09
Bid Price (Qty.)
0.00 (0)
Offer Price (Qty.)
0.00 (0)
NSE Live
Jan 16, 15:58Prev. Close
25.96
Open Price
25.90
Bid Price (Qty.)
28.95 (33428)
Offer Price (Qty.)
0.00 (0)
| Key Financial Ratios of ESAF Small Finance Bank (in Rs. Cr.) | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 | |
| Per Share Ratios | ||||||
| Basic EPS (Rs.) | -10.13 | 8.96 | 6.73 | 1.22 | 2.46 | |
| Diluted EPS (Rs.) | -10.12 | 8.94 | 6.71 | 1.22 | 2.46 | |
| Cash EPS (Rs.) | -8.97 | 9.26 | 7.66 | 1.95 | 2.98 | |
| Book Value [Excl. Reval Reserve]/Share (Rs.) | 37.81 | 48.41 | 38.16 | 31.41 | 30.08 | |
| Book Value [Incl. Reval Reserve]/Share (Rs.) | 37.81 | 48.41 | 38.16 | 31.41 | 30.08 | |
| Dividend/Share (Rs.) | 0.70 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Operating Revenue / Share (Rs.) | 74.93 | 74.18 | 63.49 | 43.16 | 36.51 | |
| Net Profit/Share (Rs.) | -10.12 | 8.27 | 6.73 | 1.22 | 2.34 | |
| Per Employee Ratios | ||||||
| Interest Income/ Employee (Rs.) | 3,084,840.26 | 6,399,240.49 | 5,668,770.36 | 4,684,678.82 | 4,315,469.37 | |
| Net Profit/ Employee (Rs.) | -416,445.29 | 713,202.11 | 600,582.04 | 132,170.49 | 277,139.10 | |
| Business/ Employee (Rs.) | 32,990,664.54 | 63,953,268.31 | 56,793,714.74 | 59,048,725.67 | 45,140,709.97 | |
| Per Branch Ratios | ||||||
| Interest Income/ Branch (Rs.) | 49,075,222.36 | 50,709,519.26 | 40,766,557.14 | 33,737,834.78 | 29,839,509.09 | |
| Net Profit/ Branches (Rs.) | -6,625,025.41 | 5,651,629.48 | 4,319,042.86 | 951,857.39 | 1,916,290.91 | |
| Business/ Branches (Rs.) | 524,832,426.94 | 506,785,062.42 | 408,427,942.86 | 425,253,518.26 | 312,127,490.91 | |
| Key Performance Ratios | ||||||
| ROCE (%) | 2.09 | 4.54 | 4.52 | 2.86 | 3.45 | |
| CASA (%) | 24.84 | 22.65 | 21.39 | 22.84 | 19.41 | |
| Net Profit Margin (%) | -13.49 | 11.14 | 10.59 | 2.82 | 6.42 | |
| Operating Profit Margin (%) | -20.70 | 15.13 | 14.23 | 4.04 | 10.05 | |
| Return on Assets (%) | -1.91 | 1.63 | 1.49 | 0.30 | 0.85 | |
| Return on Equity / Networth (%) | -26.75 | 17.07 | 17.62 | 3.87 | 7.79 | |
| Net Interest Margin (X) | 7.54 | 9.08 | 9.08 | 6.47 | 7.46 | |
| Cost to Income (%) | 77.88 | 58.64 | 57.92 | 63.69 | 60.30 | |
| Interest Income/Total Assets (%) | 14.21 | 14.63 | 14.11 | 10.95 | 13.30 | |
| Non-Interest Income/Total Assets (%) | 1.71 | 1.69 | 1.42 | 1.17 | 1.02 | |
| Operating Profit/Total Assets (%) | -3.63 | -0.06 | 0.07 | -0.86 | -0.16 | |
| Operating Expenses/Total Assets (%) | 7.21 | 6.32 | 6.08 | 4.87 | 5.12 | |
| Interest Expenses/Total Assets (%) | 6.66 | 5.55 | 5.03 | 4.47 | 5.83 | |
| Valuation Ratios | ||||||
| Enterprise Value (Rs. Cr) | 24,595.08 | 24,515.80 | 0.00 | 0.00 | 0.00 | |
| EV Per Net Sales (X) | 6.37 | 6.42 | 0.00 | 0.00 | 0.00 | |
| Price To Book Value (X) | 0.65 | 1.12 | 0.00 | 0.00 | 0.00 | |
| Price To Sales (X) | 0.33 | 0.73 | 0.00 | 0.00 | 0.00 | |
| Retention Ratios (%) | 106.91 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Earnings Yield (X) | -0.41 | 0.15 | 0.00 | 0.00 | 0.00 |
15.12.2025
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28.10.2025
Dia Vikas Capital cannot acquire more than 5% stake in ESAF Small Finance Bank: RBI
15.09.2025