BUSINESS
Moratorium effect: Life insurers can now extend tenure of home loan insurance policies
Benefit available to borrower-policyholders who have opted for loan moratorium
BUSINESS
Insurers launch Corona Kavach, Rakshak policies, price it lower than regular health covers
Premiums start at close to Rs 600 for Corona Kavach covers of Rs 5 lakh and Rs 500 for Rs 2.5-lakh Corona Rakshak policies
BUSINESS
Standard COVID-19 health covers with lower premiums from today
But risk assessment would be more stringent for Corona Kavach plans
BUSINESS
Policies with hospital room rent sub-limits can inflate your out-of-pocket expenses
Regular health insurance plans without sub-limits will come with higher premiums
BUSINESS
COVID-19 claims: General Insurance Council’s tariff card explained
The indicative COVID-19 hospital tariff proposed by the General Insurance Council may reduce disputes between hospitals and insurers
BUSINESS
Corporates are seeking higher health cover limits for their employees: United India Insurance
Standardisation of hospital charges is necessary for providing affordable and sustainable healthcare
BUSINESS
COVID-19 treatment: Know what your health insurer will not pay for
Non-payable expenses in your hospitalisation bill can drastically increase your out-of-pocket costs
BUSINESS
COVID relief: 6 tax deadline extensions you must know about
Use this ready reckoner and you won’s miss a date
BUSINESS
Expert speak: Should you buy standard COVID health insurance products?
The policy should not be taken as a substitute for a normal comprehensive health cover
BUSINESS
Small saving schemes remain the best risk-free investment options
No rate cut for July-September quarter after a massive 70-140 bps reduction in March
BUSINESS
How RBI's supervision could avert a PMC Bank-like crisis
Better control over co-operative banks by RBI will work in depositors’ favour
BUSINESS
New tax regime: Now claim exemptions on daily travel and conveyance allowances
But meal coupons and cards remain out of bounds; negotiate with your employers to incorporate this amount into your regular pay instead
BUSINESS
Centre to set up taskforce for 'Golden Hour' accident claims, insurance pool proposed
The National Health Authority will dip into the pool for funds for treating victims; a mechanism for uninsured persons will be finalised by the task-force.
BUSINESS
Insurance companies are pushing Rs 1-crore health covers. Do you really need them?
Insurers may find these Rs 1 crore health policies unviable and hike premiums steeply later
BUSINESS
IRDAI proposes two ‘new and improved’ standard COVID health policies
The new indemnity policy will clearly cover PPE and other consumable costs, which is in favour of customers.
BUSINESS
Our term insurance premiums not costly, private firms’ rates were unsustainable: LIC
LIC’s term products launched last year, with lower premiums, could be the cheapest ones available in the market
BUSINESS
Deposits surge during lockdown, as India saves more and consumes less: SBI Research
Aversion to consumption could continue in lockdown 5
BUSINESS
COVID-19: Select health insurance policies may cover treatment taken at home
You can make a claim if your health policy covers domiciliary hospitalisation
BUSINESS
We have been scoring hospitals on services and deficiencies even before COVID-19: Star Health
I am willing to pay for the costs incurred and not for (hospitals’) profits
BUSINESS
IRDAI revises COVID-19 product draft, prescribes a fixed benefit cover
The product will be available from June 30 if the proposal is finalised in its current form
BUSINESS
For senior citizens, a regular health cover works better than a dedicated policy
Look for a regular cover first, but if it is not issued or if premiums are too high, explore dedicated policies
BUSINESS
Deloitte study: Nearly 53% Indians fear losing their jobs due to the COVID-19 pandemic
Around half the Indian respondents concerned about their job security, ability to pay rent and EMIs.
BUSINESS
Tipping the delivery person? Pay his insurance premium instead
Coming soon: Eighteen novel life, health and motor products and facilities set to be rolled out after the insurance regulator’s approval under the sandbox framework.
BUSINESS
In case of a job loss do check if your company gives you a personal health policy
Employees can port from their companies’ group health policies to individual products. Make use of this option at the time of separation.
