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Nikhil Walavalkar

Editor - Personal Finance

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Deadline extension: 3 attractive tax-saving investments for you

BUSINESS

Deadline extension: 3 attractive tax-saving investments for you

Tax-saving investments for the financial year ended March 31, 2020 can be done till July 31

Lower costs while reaching out to additional investors: CII Mutual Fund Report

BUSINESS

Lower costs while reaching out to additional investors: CII Mutual Fund Report

The recommendations also include channelising household savings into mutual funds for long term wealth creation.

This equity fund category has been spectacular in rallies, but is risky

BUSINESS

This equity fund category has been spectacular in rallies, but is risky

Investors should check the portfolio composition of funds before deploying their money

Instant redemption facility gives some liquid funds the edge

BUSINESS

Instant redemption facility gives some liquid funds the edge

The quality of the fund’s management and the underlying portfolio will always remain paramount to scheme selection

A debt fund category with no credit risk that gave double-digit returns

BUSINESS

A debt fund category with no credit risk that gave double-digit returns

An unlikely winner over the last one year, despite the massive credit crisis that affected many debt funds

Parking money in MFs for just a week? The new stamp duty will hurt your returns

BUSINESS

Parking money in MFs for just a week? The new stamp duty will hurt your returns

There will definitely be some impact on investments in overnight funds, which are done for a day or two by large investors

Effective from June 30, your liquid funds become more transparent and liquid

BUSINESS

Effective from June 30, your liquid funds become more transparent and liquid

Increased volatility of returns or slightly lower returns should not make you take increased risk, in search of higher returns.

Should you buy RBI Floating Rate Savings Bonds (2020)?

PERSONAL-FINANCE

Should you buy RBI Floating Rate Savings Bonds (2020)?

The interest payable on January 1 and July 1 will be linked to the then prevailing rate of interest on National Saving Certificate (NSC).

These thematic funds have delivered in the past, but should you invest in them?

BUSINESS

These thematic funds have delivered in the past, but should you invest in them?

Savvy investors should consider investments in this theme only after a sharp correction in equity markets

Less than a fifth of Indian investors prioritise retirement: CFA study

BUSINESS

Less than a fifth of Indian investors prioritise retirement: CFA study

Most Indians look at their children’s education and wedding as priorities

Smart beta funds: Low-cost investments, but yet to develop a track record

BUSINESS

Smart beta funds: Low-cost investments, but yet to develop a track record

Only if your portfolio is already well diversified, can you consider having one such fund in your portfolio

Investors’ core equity portfolio must be in passive funds: Nippon India ETF

BUSINESS

Investors’ core equity portfolio must be in passive funds: Nippon India ETF

There is little possibility that fund managers will consistently beat benchmarks across time periods

COVID impact: Banks in no hurry to open their vaults to home loan seekers

BUSINESS

COVID impact: Banks in no hurry to open their vaults to home loan seekers

Lenders may try to reduce their credit risk by offering lower loan amounts, given the ongoing correction in property prices

Sector and theme funds: Returns come in spurts, but risks galore

BUSINESS

Sector and theme funds: Returns come in spurts, but risks galore

Only savvy investors should consider deploying up to 10 to 15 per cent of their equity allocation in long-term themes

Got a lump-sum to invest? Don’t take a blind plunge into falling markets

BUSINESS

Got a lump-sum to invest? Don’t take a blind plunge into falling markets

Invest based on your goals, time horizon and risk appetite

Vodafone interest payment: When will Franklin Templeton unitholders get their share and other questions answered

BUSINESS

Vodafone interest payment: When will Franklin Templeton unitholders get their share and other questions answered

An FAQ on what investors of segregated units of debt funds must know

ICRA rating actions: How the rising downgrades due to COVID may hurt your debt investments

BUSINESS

ICRA rating actions: How the rising downgrades due to COVID may hurt your debt investments

The repayment capacities of issuers of debt instruments could be strained due to a weak economy

Are ultra short duration funds better alternatives to low-yielding overnight schemes?

BUSINESS

Are ultra short duration funds better alternatives to low-yielding overnight schemes?

You should not take undue risks with your short-term money

AMFI data: SIP inflows reduce further in May, but marginal uptick in new investor accounts

BUSINESS

AMFI data: SIP inflows reduce further in May, but marginal uptick in new investor accounts

Investors are seen stopping their SIPs in non-performing equity funds

How to build an emergency corpus after crisis strikes

BUSINESS

How to build an emergency corpus after crisis strikes

It will help to have a more nuanced approach Instead of selling things indiscriminately

Should senior citizens invest in the Pradhan Mantri Vaya Vandana Yojana?

BUSINESS

Should senior citizens invest in the Pradhan Mantri Vaya Vandana Yojana?

Along with SCSS, PMVVY and RBI Bonds offer a steady income stream with no credit risks

Want to buy a house during the pandemic? Here’s how you strike a good deal

BUSINESS

Want to buy a house during the pandemic? Here’s how you strike a good deal

Buy a house only for self-use, provided your job and income are stable

Aditya Birla SL bars fresh inflows in two debt funds; but no restrictions on redemptions

BUSINESS

Aditya Birla SL bars fresh inflows in two debt funds; but no restrictions on redemptions

Investors cannot enrol for any fresh systematic investment transactions in these schemes

Booked your house before COVID struck? Here are your options

BUSINESS

Booked your house before COVID struck? Here are your options

A glimmer of hope comes in the form of reduced home loan rates

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