Moneycontrol PRO
HomeAuthorMoneycontrol pf team

Moneycontrol PF Team

.

.

How you can retire with a smaller retirement corpus without compromising your lifestyle

BUSINESS

How you can retire with a smaller retirement corpus without compromising your lifestyle

A realistic retirement plan focuses less on the headline size of your savings and more on how you convert that money into steady, usable income through your post-work years.

From low pensions to delayed dues: These retirement disputes could affect you, too

BUSINESS

From low pensions to delayed dues: These retirement disputes could affect you, too

Why today's workers must pay attention to the pension and gratuity battles already reshaping retirement for millions of Indians.

PPF vs fixed deposit: What should a 35-year-old with kids choose in 2025

BUSINESS

PPF vs fixed deposit: What should a 35-year-old with kids choose in 2025

A simple guide for young parents who want safe returns, tax savings and steady money for children’s goals and their own retirement.

Six golden rules to build a resilient investment portfolio

BUSINESS

Six golden rules to build a resilient investment portfolio

In an investment landscape full of volatility, the right asset allocation can be your real power tool.

DIY Guide: How to open a demat account, your ticket to markets

BUSINESS

DIY Guide: How to open a demat account, your ticket to markets

You need a demat account to buy and sell stocks. Here's how to open one in minutes.

DIY Guide: How to create a stock SIP through your demat account

BUSINESS

DIY Guide: How to create a stock SIP through your demat account

Buying stocks without having to time the market is a great way to build wealth over the long term. The good news is you can do it with your online brokerage.

Making your first investments? Here's how to get the mix right

BUSINESS

Making your first investments? Here's how to get the mix right

From safe fixed deposits to stocks to debt and equity mutual funds - there are options galore and there's a case for most of these in your portfolio. But how much should you put in which? Find out here.

What is a personal loan tenure and what should borrowers know before choosing one?

BUSINESS

What is a personal loan tenure and what should borrowers know before choosing one?

A simple guide to how your loan period changes the EMI you pay, the interest you lose and how stressed or relaxed your monthly budget feels.

Ayush hospitalisation and insurance: Why claims get rejected and how to improve your chances

BUSINESS

Ayush hospitalisation and insurance: Why claims get rejected and how to improve your chances

A practical guide to understanding ayush coverage in health policies, why ayurvedic in-patient claims often face extra scrutiny, and what you can do to improve your chances of getting paid.

What are ESG mutual funds in India and should you invest in them in 2025?

BUSINESS

What are ESG mutual funds in India and should you invest in them in 2025?

A clear look at how ESG funds work, how they have evolved in India, and whether they deserve a place in your long-term portfolio.

How to use SWP in mutual funds to create a steady retirement income

BUSINESS

How to use SWP in mutual funds to create a steady retirement income

A simple guide to how a systematic withdrawal plan can create reliable monthly income, protect your corpus and help you avoid running out of money too early.

Is your EPF enough for retirement? Why you need more than PF as a salaried worker

BUSINESS

Is your EPF enough for retirement? Why you need more than PF as a salaried worker

A reality check using 2024–25 data on EPF returns, inflation and medical costs, and why adding PPF, NPS and voluntary investments is now critical for retirement security.

Should you use credit cards for EMIs or investments? Pros, cons and safer alternatives

BUSINESS

Should you use credit cards for EMIs or investments? Pros, cons and safer alternatives

Why the growing habit of routing EMIs and even investments through credit cards can quietly create more risk than reward for the average household.

Instant loan or credit card loan — how do you decide which one suits you?

BUSINESS

Instant loan or credit card loan — how do you decide which one suits you?

The right borrowing tool depends less on the offer and more on what you truly need the money for.

Bitcoin has corrected sharply — but is a dip reason to buy or pause?

BUSINESS

Bitcoin has corrected sharply — but is a dip reason to buy or pause?

Crypto markets move in cycles; understanding them matters more than reacting to prices.

A beginner-friendly guide to investing in bonds through online platforms

BUSINESS

A beginner-friendly guide to investing in bonds through online platforms

Bond investing is no longer just for high-net-worth investors — online platforms have made it accessible with a few simple steps.

EPF vs NPS: Making the right choice to maximise your retirement corpus

BUSINESS

EPF vs NPS: Making the right choice to maximise your retirement corpus

A practical look at how the two biggest long-term savings tools behave over decades — and why the better option depends on how much stability or growth you want in your retirement plan.

How newlyweds can avoid money conflicts with five simple financial planning steps

BUSINESS

How newlyweds can avoid money conflicts with five simple financial planning steps

A practical, everyday guide for couples who want to build a stable financial life without letting money become a source of stress or resentment.

Equity mutual fund inflows rise 21% MoM to Rs 29,911 crore in Nov: AMFI data

BUSINESS

Equity mutual fund inflows rise 21% MoM to Rs 29,911 crore in Nov: AMFI data

The momentum returned after several months of softening inflows, supported by broad-based investor participation across categories.

The truth about nominees: They don’t automatically inherit your assets

BUSINESS

The truth about nominees: They don’t automatically inherit your assets

Most Indians assume a nominee automatically inherits their money. The truth is far more complicated — and can create messy disputes if not understood in time.

Your 2025 banking plan: How to pick the right account and make big balances work harder

BUSINESS

Your 2025 banking plan: How to pick the right account and make big balances work harder

Your primary bank account is for safety and smooth transactions — not for growing long-term money. Here’s how to choose the right bank and what to do with larger amounts instead.

Personal loan statements: The small details that protect you from costly surprises

BUSINESS

Personal loan statements: The small details that protect you from costly surprises

Your statement isn’t just a record — it’s a health report of your loan.

Taking a personal loan? Avoid these expensive mistakes that many borrowers overlook

BUSINESS

Taking a personal loan? Avoid these expensive mistakes that many borrowers overlook

The loan may feel simple to access, but a few quiet missteps can make it far costlier than expected.

How your credit score shapes the way you buy, insure or lease a car

BUSINESS

How your credit score shapes the way you buy, insure or lease a car

From loan approvals to insurance premiums, your score sits quietly behind many decisions.

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347