BUSINESS
Credit line on UPI explained: How it works and why it’s challenging credit cards
Banks are now letting borrowers pay through UPI using pre-approved credit, offering a simpler alternative to cards for everyday spending.
BUSINESS
Growing your business? Turn property equity into long-term growth capital
For entrepreneurs and professionals, a loan against property can unlock lower-cost funding for expansion without squeezing monthly cash flow.
BUSINESS
How to financially plan for a child in competitive sports
Training, travel and uncertainty make sport a high-cost, high-risk path. Families need a financial plan that looks very different from a traditional education fund.
BUSINESS
Best time to prepay your home loan and how it can save you lakhs
Prepaying a home loan can dramatically cut interest costs, but timing matters as much as the amount you pay.
BUSINESS
When digital fraud strikes: What to do first, what to document, and how to make your bank act
A wrong tap or a moment’s distraction can wipe out your account in seconds. The difference between getting your money back and losing it often depends on what you do in the first hour.
BUSINESS
Fake DigiLocker apps are back — and this time they are draining bank accounts
Scam apps pretending to be DigiLocker are showing up again on Google Play. People think they’re downloading a government app. Instead, they’re handing over access to their phones — and sometimes their savings.
BUSINESS
How to plan a destination wedding without blowing the budget
A destination wedding doesn’t have to mean runaway expenses if you’re clear about what actually matters.
BUSINESS
Why EV loan rates vary so much, and when they’re actually cheaper
EV loans can be meaningfully cheaper than regular car loans, but only if you understand what’s driving the rate.
BUSINESS
Leaving a job? Here’s why severance and gratuity are not the same thing
One is a legal right. The other usually depends on company policy.
BUSINESS
Can you use a credit card beyond its sanctioned limit? Yes, but it comes at a cost
Going over your credit limit is possible in some cases, but it’s rarely as harmless as it looks.
BUSINESS
Took a personal loan and changed your mind? What the cooling-off period really lets you reverse and what it doesn’t
Borrowers get a short window to rethink some personal loan decisions, but timing and terms matter.
BUSINESS
Personal and auto loan calls flood your phone. Should you ever say yes?
Before you say yes to that “pre-approved” loan, pause and look at what’s really being sold to you.
BUSINESS
How to help your domestic staff become financially stronger
A few small, practical nudges can matter far more than big gestures or complicated advice.
BUSINESS
Using your credit card to earn flights and hotel nights, without extra spending
You don’t need luxury spending habits. You just need to stop wasting what you already earn.
BUSINESS
Fighting about money at home? Here’s how to break the cycle
Money arguments aren’t really about money. They’re about fear, control, and feeling unheard.
BUSINESS
Five retirement mistakes people realise only after it’s too late
Most retirement stress isn’t caused by bad luck. It comes from things we assumed would somehow work out.
BUSINESS
Low credit score? How an FD-backed credit card can still get you approved
Using a fixed deposit as collateral flips the risk equation and gives lenders a reason to say yes.
BUSINESS
How staying on the wrong home loan rate quietly increases costs
Many homeowners lock themselves into higher costs without realising it, and the damage shows up slowly, not all at once.
BUSINESS
Why an emergency fund deserves a permanent place in your investment portfolio
It’s the one part of your finances that’s meant to protect everything else from falling apart.
BUSINESS
How couples can handle money without letting it damage the marriage
Most money fights aren’t really about money. They’re about fear, control, and feeling unheard.
BUSINESS
Before you renovate a rental, know what tenants really pay for
Not every upgrade tenants admire is one they’re willing to pay extra for.
BUSINESS
Gold Bond alert: Over 4x returns on offer as SGB 2019–20 Series II opens for premature redemption today; check details
As per the provisions of the Income-tax Act, 1961 (Section 43 of 1961) the interest on the SGBs is taxable.
BUSINESS
When debt consolidation makes life easier, and when it makes things worse
Combining multiple loans into one can bring clarity, or quietly deepen the problem, depending on timing and behaviour.
BUSINESS
Creating a money file for your family is not morbid. It’s practical
The goal isn’t secrecy or control, but making sure your family isn’t lost if something happens to you.
