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Moneycontrol Pf Team

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Thinking of opening a digital rupee wallet? Here’s how to get one through your bank

BUSINESS

Thinking of opening a digital rupee wallet? Here’s how to get one through your bank

India’s central bank digital currency is slowly moving from pilot to practical use. Here’s how you can get started

Opening a Sukanya Samriddhi Account for your daughter? Here’s what you need to know

BUSINESS

Opening a Sukanya Samriddhi Account for your daughter? Here’s what you need to know

It’s one of the most popular savings schemes for girls — but there are rules on age, deposits and withdrawals that you should understand first

How paying your EMIs on time quietly changes your financial life

BUSINESS

How paying your EMIs on time quietly changes your financial life

A small monthly habit that makes a big difference to your financial future.

Need cash fast? Here’s how to get an instant loan using your Aadhaar card

BUSINESS

Need cash fast? Here’s how to get an instant loan using your Aadhaar card

A quick, practical guide to applying for a personal loan with just your Aadhaar details.

Changed your salary bank? Update it with EPFO before it becomes a headache

BUSINESS

Changed your salary bank? Update it with EPFO before it becomes a headache

Changed jobs or bank accounts? Don’t forget to update your details with EPFO — or your future withdrawals could get delayed

Reset your wallet in 2026: simple ways to ditch bad money habits for good

BUSINESS

Reset your wallet in 2026: simple ways to ditch bad money habits for good

Small daily changes can quietly transform your finances over the year ahead.

Worried about hidden loans? Here’s how to check what’s active in your name

BUSINESS

Worried about hidden loans? Here’s how to check what’s active in your name

Keeping track of loans under your name is essential to avoid fraud, credit damage and unpleasant financial surprises.

Simple government pension schemes that can support you after retirement

BUSINESS

Simple government pension schemes that can support you after retirement

You don’t need complicated investments for retirement. A few straightforward government options can give you steady income later in life

Cheque bounced? Here’s what it can cost you

BUSINESS

Cheque bounced? Here’s what it can cost you

In India, a cheque that bounces can lead to a criminal case, and if things spiral, even jail time

Good credit score, still no loan? Here’s what might be going on

BUSINESS

Good credit score, still no loan? Here’s what might be going on

A high score helps, but it doesn’t automatically mean the bank will say yes

Buying property in your hometown or a booming city: Where should you put your money?

BUSINESS

Buying property in your hometown or a booming city: Where should you put your money?

The place that feels right isn’t always the place that grows fastest. Here’s how to think about it calmly.

Should you take a home loan or use your own money to buy property?

BUSINESS

Should you take a home loan or use your own money to buy property?

Both options have advantages. The right choice depends on your cash flow, goals and comfort with risk

How a credit freeze can protect you from loan fraud

BUSINESS

How a credit freeze can protect you from loan fraud

If someone tries to take a loan in your name, a credit freeze can stop them before the damage is done

Loan or credit card rejected? Here’s what could be hurting your credit profile

BUSINESS

Loan or credit card rejected? Here’s what could be hurting your credit profile

If your application was declined, the reason may lie deeper in your credit behaviour than you realise

How to make sure your retirement money doesn’t run out too soon

BUSINESS

How to make sure your retirement money doesn’t run out too soon

Retirement is supposed to feel calm. A few practical habits can make sure money stress does not creep in later

Thinking of settling your personal loan? Read this first

BUSINESS

Thinking of settling your personal loan? Read this first

It may ease the pressure today, but it can make borrowing harder tomorrow

How to get a Rs 2,000 loan using Aadhaar

BUSINESS

How to get a Rs 2,000 loan using Aadhaar

A quick guide to using Aadhaar for a small Rs 2,000 loan, without falling into high-interest or scam traps

Loan options for senior citizens: How to borrow wisely in retirement

BUSINESS

Loan options for senior citizens: How to borrow wisely in retirement

Even without a salary, retirees can still get loans, but the decision needs extra caution.

How to invest in direct mutual funds for your child

BUSINESS

How to invest in direct mutual funds for your child

You can build a long-term corpus in your child’s name, but a few small steps now can save confusion later.

What is a pre-approved personal loan, and should you consider taking one?

BUSINESS

What is a pre-approved personal loan, and should you consider taking one?

It feels like free money waiting in your banking app, but there’s more to it than the word “approved.”

Buying a plot? Do these checks before you pay

BUSINESS

Buying a plot? Do these checks before you pay

A few basic legal checks can save you from years of stress, delays and court cases.

Aadhaar PAN link: Follow this guide to avoid higher TDS

BUSINESS

Aadhaar PAN link: Follow this guide to avoid higher TDS

The Income Tax Department says an unlinked PAN can become inoperative, leading to higher tax deductions and delays in refunds.

Are you eligible for a TDS refund on fixed deposit interest? Here’s how to claim it

BUSINESS

Are you eligible for a TDS refund on fixed deposit interest? Here’s how to claim it

If your bank has deducted tax on your FD interest, that money may still be yours. You just need to know how to get it back.

Don’t forget this step: How to add a nominee to your bank account, mutual funds and EPF online

BUSINESS

Don’t forget this step: How to add a nominee to your bank account, mutual funds and EPF online

It takes a few minutes now and can save your family months of stress later

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