BUSINESS
How to claim your late father’s bank accounts without a nominee
No nominee? You can still recover your late father’s money—here’s how to navigate the process smoothly.
BUSINESS
How to reactivate a dormant bank account without losing money
A long-unused bank account can quietly slip into "dormant" status, and getting it back isn't always as simple as sending a form. Its reactivation requires the right documents, updated KYC, and awareness of charges and delays that banks hardly warn you about.
BUSINESS
Found an error in your credit report? Here’s how to correct it
Correcting mistakes on your credit report is the first step toward maintaining a healthy credit score and low borrowing costs.
BUSINESS
When a great credit score isn’t enough for a loan approval
Banks look beyond your credit score — from job stability to income mix — before trusting you with new credit.
BUSINESS
5 smart ways to use a personal loan to save money
Used wisely, a personal loan can cut costs and boost your financial flexibility.
BUSINESS
A freelancer’s guide to securing an unsecured personal loan
Even without a salary slip, you can access personal loans — if you build the right profile and follow a clear step-by-step process.
BUSINESS
Stop OTP theft now: Simple steps that block SIM swaps before they start
Two simple moves — stop relying on SMS for security and lock your mobile identity — will close the easiest route thieves use to take over your money and accounts.
BUSINESS
How Aadhaar Virtual IDs limit data leaks in net banking
Virtual IDs offer a safer way to use Aadhaar in online banking without exposing your core number.
BUSINESS
How to use credit cards smartly and stay debt-free
A credit card can be a powerful ally in your financial journey if used mindfully. Understand how to leverage its benefits while avoiding the pitfalls of debt and credit-score damage.
BUSINESS
What is a cash advance on a credit card? Pros and cons explained
A cash advance lets you pull cash from your credit card when you are short of money. It is quick, but it is usually expensive. Here’s the simple version.
BUSINESS
Before you borrow: The real cost of personal loans
A quick guide to understanding what you really pay when you borrow via a personal loan. Knowing every cost before signing the dotted line could save you thousands of rupees.
BUSINESS
Steady jobs, stronger loans: How your job and experience shape loan approvals
Lenders read your employment history as a proxy for repayment stability—longer tenure and credible experience usually mean easier approvals and better terms.
BUSINESS
What the new NPS rules mean for your retirement savings
A quick guide to how the latest changes could affect your money. If you use NPS for long-term retirement goals, this is the moment to revisit your plan.
BUSINESS
Five reasons Indian insurers deny claims, and how to avoid them
Many Indians believe their insurance claim will be settled as long as premiums are paid on time. But insurers routinely reject claims for avoidable errors, missing details and overlooked rules that customers rarely notice until it is too late.
BUSINESS
SGB premature exit today: RBI announces Rs 12,350 redemption price for Sovereign Gold Bond 2018-19 Series-III
Since this particular series was issued on November 13, 2018, the upcoming redemption date marks one of the scheduled early exit opportunities.
BUSINESS
Sovereign Gold Bond 2017-18 Series-VII matures on November 13; investors set for massive 288% return
The bonds were designed to mature after eight years, meaning investors will now receive their final payout exactly on the maturity date.
BUSINESS
IDV in motor insurance: How to pick a value that actually reflects your car
A car’s IDV looks like just another number on the policy, but it decides both your premium and the maximum payout after theft or total loss. Picking the right value can save money without risking an underpaid claim.
BUSINESS
KYC on hold? The quickest way to fix your mutual fund or demat account online
A quick guide to fixing KYC mismatches so your investments don’t get frozen.
BUSINESS
Increase UPI limits on PhonePe, Google Pay, Paytm and more
Banks set different caps, and apps follow those rules, so knowing where to change the limit saves time and failed-payment stress.
BUSINESS
Opening a joint account with parents or a spouse? Read these five rules
A joint account can make money management easier for couples, parents and adult children, or business partners. But the rights you pick at the start decide how safe, flexible and dispute-proof the account really is.
BUSINESS
Why serious illnesses demand more than a standard health policy
Regular health insurance pays hospital bills, but it cannot replace lost income or cover long- term lifestyle costs after a major diagnosis. A critical illness policy steps in with a lump-sum payout that gives families breathing room when treatment disrupts normal life.
BUSINESS
RBI complaint portal: How to escalate and get results
A clear path exists when your bank, NBFC or payment app simply will not resolve an issue.
BUSINESS
Maximize Returns: 7 Small Finance Banks with attractive FD rates
Small finance banks offer higher FD interest rates (7.1-7.65%) than larger banks (6.45%), with DICGC insurance cover up to Rs 5 lakh, but may carry higher credit risk.
BUSINESS
How to know if you’re saving enough for retirement
A quick, no-jargon check to see if your monthly saving, investing, and debt choices will actually fund the life you want after work.
