PERSONAL-FINANCE
How to save Rs 50,000 to Rs 1 lakh a year without cutting back on daily comforts
Small, low-effort tweaks that quietly free up cash without forcing you to cut back on things you enjoy
BUSINESS
How to check if an insurance policy is being mis-sold to you
The simple checks that stop you from buying a product that suits the salesperson more than it suits you
BUSINESS
SPARSH defence pension: How to download your PPO number in minutes
A simple walk-through for pensioners who need their PPO for life certificate, bank queries or grievance filing, without chasing old paper files
BUSINESS
Winter holiday travel rush: Smart booking tricks that can save you thousands on flights and hotels
Peak season is expensive by default, but small choices on dates, routes and cancellation terms can cut the damage
BUSINESS
How pensioners can submit a digital life certificate from home using a smartphone
A phone-based process that lets you complete your annual life certificate from home, without visiting a bank or pension office.
BUSINESS
Still running out of money every month? Try the 70/10/10/10 formula
A simple monthly framework that tells your money where to go before it disappears.
BUSINESS
How to save Rs 50,000 to Rs 1 lakh a year without cutting back on daily comforts
Small, low-effort tweaks that quietly free up cash without forcing you to cut back on things you enjoy
BUSINESS
Thinking of mutual funds? Your first questions answered
Mutual funds are like playlists for your cash: mix equity and debt to vibe with your goals. Whether you’re saving for a vacation, a car, or just flexing financial independence, here’s how to start smart.
BUSINESS
The post office schemes that still work for conservative savers, and who should avoid them
Post office schemes can be a solid “sleep well” layer in your finances, but they work best when you use them for stability, not for everything.
BUSINESS
Digital banking safety audit: A 15-minute monthly routine to reduce fraud risk
Most digital banking fraud succeeds not because systems are weak, but because small lapses pile up over time. A short, repeatable monthly check can close many of the gaps scammers rely on.
BUSINESS
Quit smart, not scared: How to prepare financially before resigning without another offer
A structured checklist to protect your cash flow, benefits, and downside risk while you create time to search, rest, or reset.
BUSINESS
Credit utilisation ratio: The lesser-known number that drives your credit score
Your credit utilisation ratio is a simple percentage, yet it has outsized influence on how lenders and credit bureaus view your borrowing behaviour and creditworthiness.
BUSINESS
Nominee naming mistakes that can trap your family in paperwork
Small errors in nominations across banks, demat, mutual funds, insurance, and provident fund can delay claims and trigger disputes. A few disciplined checks can prevent most of it.
BUSINESS
How to decide if a car upgrade is worth it: EMI, running costs and resale value
Why the sticker price matters far less than what the car does to your monthly cash flow and long-term net worth
BUSINESS
Dating and marriage money red flags you should not ignore
The financial warning signs that matter long before joint accounts, EMIs, and shared goals enter the picture
BUSINESS
Digital payments go wrong sometimes: What your bank will do, what it won’t, and how to dispute it properly
When a UPI payment fails or lands in the wrong place, the fastest fix usually comes from knowing the exact path to follow and the timelines banks are expected to meet.
BUSINESS
How to choose between a recurring deposit and SIP when your income is unpredictable
When income arrives in fits and starts, the smartest saving plan is the one you can stick with, not the one that looks best on paper.
BUSINESS
Using one credit card to pay another: What to watch out for
It is not a loophole, it is a strategy when used with planning and restraint.
BUSINESS
The truth about inactive bank accounts you rarely hear about
That forgotten bank account you haven’t touched in a while may be doing more behind the scenes than you think.
BUSINESS
How to travel more and spend less this festive season
Year-end holidays feel expensive, but a few smart tweaks can quietly shave off a big chunk of your travel budget.
BUSINESS
Before the baby arrives: Five money talks that make parenting easier
A practical set of conversations that helps couples align on cash flow, risk protection, and long-term goals before a child changes everything.
BUSINESS
How sweep-in fixed deposits can put idle cash to work without locking it away
A sweep-in setup helps you earn fixed-deposit-like returns on surplus cash while keeping day-to-day liquidity in your savings account.
BUSINESS
How to get your money game right
Build a financial plan that actually works- set clear goals, understand your risk, budget smartly and invest wisely.
BUSINESS
Why a 750 plus credit score quietly saves you money every time you swipe
Good credit is not about bragging rights, it is about paying less for the same card.
