BUSINESS
When rent falls short of EMI, the quiet maths behind most rental homes
The idea that tenants will pay your home loan sounds comforting. For many landlords, the reality is far messier and far more expensive.
BUSINESS
Why being overly cautious with your savings can hurt your long-term wealth
The biggest risk isn’t losing money in the market. It’s watching your money lose relevance while you think it’s protected.
BUSINESS
When spending more today saves you money tomorrow
Not all savings are smart. Some expenses cost less when you pay for them properly the first time.
BUSINESS
Divorce and money: How couples with tangled finances can still reach an amicable settlement
When people talk about divorce, they usually talk about emotions. The anger, the sadness, the exhaustion. What often comes later, and hits harder, is money.
BUSINESS
Focused funds explained: Why fewer stocks are starting to appeal again
As investors tire of crowded portfolios and average returns, concentrated equity funds are drawing attention for their clarity, conviction, and willingness to take sharper bets.
BUSINESS
Why ignoring investment proofs at work can quietly mess up your taxes
Why sharing them with your employer is less about compliance and more about avoiding nasty surprises.
BUSINESS
EPF details: Why that small mistake can come back to haunt you
Most people don’t notice EPF errors until the money gets stuck.
BUSINESS
Before you leave your children a house, it’s worth asking if they actually want it
Property feels like security when you’re building a life, but for the next generation it can just as easily turn into responsibility, friction, and a set of decisions they never chose.
BUSINESS
The maintenance surprise: The costs nobody warns you about when you buy a home
The hidden costs that kick in after you get the keys, often adding up to far more than buyers expect over the years of ownership.
BUSINESS
Why keeping household loan EMIs within 30-40% of your income is a smart financial rule
A sensible EMI cap gives you room to handle rising costs, income shocks, and long-term goals without letting debt quietly take over your financial life.
BUSINESS
How to travel, enjoy yourself, and still not borrow a single rupee
A holiday should give you stories and rest, not EMIs and credit card anxiety waiting when you get back.
BUSINESS
Your mid-50s money reset: What to get in place before the next chapter begins
This is the decade where money decisions stop being theoretical and start shaping how the rest of your life will feel. Not perfect planning. Just honest course-correction.
BUSINESS
Stopping a SIP isn’t a failure. The real question is when it makes sense
Many investors pause SIPs at some point. The mistake is doing it for the wrong reasons.
BUSINESS
Why a good mediclaim matters more than cancer-specific insurance
Critical illness plans sound focused, but they often leave bigger gaps than people expect.
BUSINESS
Fixed deposits or small savings schemes: How to decide where your money fits
Both are meant to protect your money, but they work very differently once you look past the interest rate.
BUSINESS
When loan insurance makes sense and when it’s just an expensive add-on
Banks often bundle insurance with personal loans as “peace of mind”, but for many borrowers it adds cost without adding real protection.
BUSINESS
Buy or rent after 40? Why school fees and ageing parents change the housing math
The buy-versus-rent debate looks very different once your biggest expenses are no longer just EMIs and groceries, but education costs and family care.
BUSINESS
Struggling to repay a personal loan? Five smart moves to prevent legal escalation
Missing EMIs is frightening, but panic usually makes things worse. A few early, practical moves can limit damage and keep the situation from spiralling.
BUSINESS
The hidden danger of having too many credit cards
One card rarely causes trouble. It’s when approvals, enquiries and due dates start piling up that things quietly get messy.
BUSINESS
Digital arrest scams are rising. Here’s how people get trapped, and how to stay alert
There is no such thing as a “digital arrest”, but fear and urgency are making many people believe otherwise
BUSINESS
Why the cheapest health insurance policy can cost you more later
A low premium feels smart today, but the real test comes in a hospital, not on a comparison page
BUSINESS
Should you really put your long-term money into retirement mutual funds?
They sound made for the job, but that doesn’t mean they suit everyone
BUSINESS
Missed two EMIs? How to negotiate before things get worse
Missing one EMI can usually be fixed. Missing two in a row changes the tone of the relationship with your lender and triggers a clear escalation path.
BUSINESS
Credit line on UPI explained: How it works and why it’s challenging credit cards
Banks are now letting borrowers pay through UPI using pre-approved credit, offering a simpler alternative to cards for everyday spending.
