BUSINESS
Investing in gold for your child’s education or wedding: What works and what doesn’t
Gold feels safe and emotional, but it may not always be the smartest way to fund big future expenses.
![Gold, Silver Prices Today [Feb 20] – Live: Gold climbs 0.31% to Rs 1.55 lakh; silver gains 0.67% on MCX as dollar strengthens](https://images.moneycontrol.com/static-mcnews/2026/02/20260220015519_Gold-and-silver-price-on-Feb-20.jpg "Gold, Silver Prices Today [Feb 20] – Live: Gold climbs 0.31% to Rs 1.55 lakh; silver gains 0.67% on MCX as dollar strengthens")
BUSINESS
Gold, Silver Prices Today [Feb 20] – Live: Gold climbs 0.31% to Rs 1.55 lakh; silver gains 0.67% on MCX as dollar strengthens
Gold and silver traded positively after US–Iran talks failed to yield a constructive outcome, reigniting military tensions and prompting fresh safe-haven buying. A strong US dollar has emerged as the dominant factor behind the rally precious metals.
BUSINESS
A health shield for the elderly: Understanding the Ayushman Vaya Vandana Card
A government-backed initiative aims to offer free hospital treatment to all citizens aged 70 and above.
BUSINESS
Builder skipped mandatory RERA insurance: Homebuyers left exposed, legal experts warn
When a developer fails to take compulsory insurance under RERA, buyers bear serious risks and few safeguards unless action is taken.
BUSINESS
Does a loan rejection hurt your credit score? Here’s what actually happens
Getting turned down for a loan feels personal. But what does it really do to your credit score?
BUSINESS
When the repo rate rises, your home loan feels it immediately
That policy move in Mumbai can quietly add years and lakhs to your repayment schedule.
BUSINESS
PVC Aadhaar card explained: What it is and whether you really need one
A small, durable version of your Aadhaar that fits in your wallet, but is it really different from the paper one?
BUSINESS
Why people really take personal loans and what is usually going on behind the scenes
Most personal loans are not about luxury. They are about pressure, timing and the gap between what you have and what you suddenly need.
BUSINESS
How much should you have saved for retirement at every age?
The number changes with every decade, and so does the pressure.
BUSINESS
Gold, Silver Prices Today Live Updates: Gold surges 0.28% up on MCX; silver follow suit at Rs 2.49 lakh
Gold and silver prices traded lower during the early trade on February 19, but quickly recovered some gains by the afternoon trade. Analysts suggest that investors may consider a buy-on-dips strategy near support levels and book profits on rallies closer to resistance, until a decisive breakout occurs.
BUSINESS
Your credit card can wreck your finances if you’re careless
Credit card fraud doesn’t begin with a big scam. It usually starts with one small lapse you barely notice.
BUSINESS
Your credit report is now as important as your bank balance
If you’re not checking it regularly, you may be planning your finances with blind spots.
BUSINESS
Should you buy bonds directly or invest through a bond mutual fund? Here’s how to think about it
The choice is less about theory and more about how much control, research and patience you are willing to bring to your debt investing.
BUSINESS
PAN and Aadhaar not linking because of a data mismatch? Here’s how to sort it out without losing patience
Most mismatches are small clerical differences. The trick is figuring out exactly what’s not matching and fixing only that.
BUSINESS
Can you take a term insurance policy for your cook or domestic help? Here’s what you should know
Providing financial protection to household staff may sound unusual, but it is legally possible under certain conditions.
BUSINESS
Term vs traditional life insurance: Which one truly fits your financial goals?
Understanding how pure protection differs from savings-linked insurance can help you choose wisely.
BUSINESS
After loss, take this vital step: Why deactivating Aadhaar matters
Closing a loved one’s Aadhaar record can help prevent misuse and protect the family from future complications.
BUSINESS
A health shield for the elderly: Understanding the Ayushman Vaya Vandana Card
A government-backed initiative aims to offer free hospital treatment to all citizens aged 70 and above.
BUSINESS
Gold, Silver Prices Today Highlights: Gold crosses Rs 1.53 lakh; silver jumps over 3% on MCX
Domestic gold and silver remained firm despite mounting pressure from a stronger US dollar and cautious investor sentiment ahead of developments in US–Iran talks and fresh cues from the Federal Reserve.
BUSINESS
When a tenant outstays their lease: Landlords can still issue just 15 days’ notice
Indian law allows landlords to evict tenants who stay on after their lease ends, but only with the correct notice.
BUSINESS
Riders vs add-ons: 6 key differences every policyholder should understand
Though often used interchangeably, riders and add-ons serve different purposes across insurance policies.
BUSINESS
Can you take a second personal loan while repaying the first? Here’s what you really need to think about
It’s possible to juggle two personal loans, but the numbers have to make sense and the margin for error gets smaller.
BUSINESS
You don’t need collateral for a Rs 5 lakh personal loan. But you do need to be prepared
A practical, honest look at what really happens when you apply and what you should check before borrowing.
BUSINESS
Two home loans weighing you down? Here’s how to combine them into one
Consolidating housing loans can simplify your finances, but only if the numbers genuinely work in your favour.
