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How to file your ITR when you earn foreign income or hold foreign assets

BUSINESS

How to file your ITR when you earn foreign income or hold foreign assets

Disclose foreign income and assets judiciously to avoid Indian tax penalty.

Invest in postal schemes to save tax and make good returns in FY 2025-26

BUSINESS

Invest in postal schemes to save tax and make good returns in FY 2025-26

It's not just safety—these government-backed options also come with stable returns and tax benefits.

What do you do to look out while you prepare your return?

BUSINESS

What do you do to look out while you prepare your return?

Certain simple precautions will shield you from tax notices, delayed refunds, or filing mistakes.

Fixed Deposit rates: Here's a list of 10 banks offering best returns on 5-year FDs

BUSINESS

Fixed Deposit rates: Here's a list of 10 banks offering best returns on 5-year FDs

IndusInd Bank tops private banks with a 6.75% interest rate on five-year FDs, while Canara Bank leads public sector banks with 6.5%

Income tax return 2025: Who is required to file ITR?

BUSINESS

Income tax return 2025: Who is required to file ITR?

Know when and why you must file your return–even if you think you owe no tax.

Homegrown Heft: 80% of Nifty 500 revenues are domestic, & why that’s good news

BUSINESS

Homegrown Heft: 80% of Nifty 500 revenues are domestic, & why that’s good news

The USA accounts for just 5 percent of the index’s earnings, which shields it relatively from western economic uncertainty.

Score more, pay less: Here’s how to make your credit history strong & healthy

BUSINESS

Score more, pay less: Here’s how to make your credit history strong & healthy

A good credit score helps secure cheaper loans, which can add up to substantial savings over time.

Choose arbitrage funds over liquid funds for better tax efficiency

BUSINESS

Choose arbitrage funds over liquid funds for better tax efficiency

A quick look at why arbitrage funds could be smarter than liquid funds—especially if you’re watching your tax bill.

Build a strong financial foundation: Smart personal finance tips for 2025

BUSINESS

Build a strong financial foundation: Smart personal finance tips for 2025

Simple strategies to save, invest, and secure your money this year.

Use the Rule of 144 to know when your money will quadruple

BUSINESS

Use the Rule of 144 to know when your money will quadruple

A simple math trick can tell you how long it takes for your investments to grow fourfold. And it might just change how you save.

8 tax rule changes you must know before filing your ITR this year

BUSINESS

8 tax rule changes you must know before filing your ITR this year

Miss these updates, and your refund could get delayed or even denied.

The two-minute money habits that actually make you richer

BUSINESS

The two-minute money habits that actually make you richer

You don’t need to overhaul your finances. Just use a few spare minutes to stop losing money and start building wealth.

These funds delivered over 25% CAGR in 5 years

BUSINESS

These funds delivered over 25% CAGR in 5 years

Select equity mutual funds, especially in the small-cap and thematic categories, have handsomely rewarded patient investors. Here's a look at what's worked—and why.

How to pay off your credit card debt without burning out

BUSINESS

How to pay off your credit card debt without burning out

Carrying a balance? Here’s how to clear it smartly, without draining your savings or wrecking your budget.

Don't have your UAN? Here's how to get it back online to withdraw or transfer PF

BUSINESS

Don't have your UAN? Here's how to get it back online to withdraw or transfer PF

Lost your UAN? You can retrieve it back online in minutes and keep your PF account in shape.

How to build an emergency fund without cutting all your joys

BUSINESS

How to build an emergency fund without cutting all your joys

An emergency fund can be your safety net in tough times. Here's how to start building one without overhauling your life.

Best savings scheme: Invest ₹15 lakh and get ₹22 lakh — this government plan beats FDs

BUSINESS

Best savings scheme: Invest ₹15 lakh and get ₹22 lakh — this government plan beats FDs

Looking for a safe way to grow your money? This senior-friendly scheme offers better returns than most bank FDs.

PF transfer from exempted to un-exempted organisation using Form 13

BUSINESS

PF transfer from exempted to un-exempted organisation using Form 13

A detailed guide on transferring your provident fund when you switch jobs.

How to lock your Aadhaar biometric details: Tips to avoid identity theft and AEPS scam

BUSINESS

How to lock your Aadhaar biometric details: Tips to avoid identity theft and AEPS scam

Fraudsters are using Aadhaar-linked fingerprints to siphon money from unsuspecting users. Here’s how to secure your details in under five minutes.

Senior Citizen FDs: Here are the banks that offer up to 8.5% interest for 3 years

BUSINESS

Senior Citizen FDs: Here are the banks that offer up to 8.5% interest for 3 years

Utkarsh Small Finance Bank and Jana Small Finance Bank top the list of banks that offer interest rates of 7.25-8.5 percent to elderly depositors.

Capital gains tax explained: Tax rates, exemption limit and essential rules

BUSINESS

Capital gains tax explained: Tax rates, exemption limit and essential rules

Selling property, stocks or gold? Understand how capital gains tax works and how to legally cut your tax bill.

Is it wise to take a personal loan to invest? Here’s what you need to know

BUSINESS

Is it wise to take a personal loan to invest? Here’s what you need to know

Borrowing to build wealth sounds tempting—but it could cost you more than you gain.

How to maximize your home loan tax benefits in FY 2024–25: Here's what you can claim

BUSINESS

How to maximize your home loan tax benefits in FY 2024–25: Here's what you can claim

Filing your income tax return this year? Don't overlook these deductions that are linked to your home loan—they may lower your tax outgo by a significant amount.

Getting a personal loan with a 610 credit score? What are your options

BUSINESS

Getting a personal loan with a 610 credit score? What are your options

Your credit score of 610 is not good, but it doesn't necessarily mean you're in the dark. That's how lenders see it—and what you can do to improve prospects of being approved.

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347