BUSINESS
Are falling interest rates turning debt mutual funds a smarter choice?
With lending rates going down, debt mutual funds are back in the spotlight. But choosing the right class depends on risk-return experience.
BUSINESS
Should you hire a professional to file your ITR? Pros and cons explained
Weighing the benefits and drawbacks before deciding to take expert help for your tax return.
BUSINESS
First-time filing? Top tips to make your income tax return process easy
Filing ITR for the first time might appear daunting, but knowing the basics and preparing in advance can prevent you from making costly errors and last-minute stress. Here's what you should consider before you press the "submit" button.
BUSINESS
Smart mutual fund investment tips to help women build wealth
Mutual funds give women a simple, flexible, and convenient way to grow their wealth, meet financial obligations, and achieve long-term financial freedom. As more and more Indian women become financially literate, mutual funds are becoming an assured vehicle for a secure financial future.
BUSINESS
First-time credit card bill? Here’s what you must check before paying
Your first credit card bill can be confusing—here’s how to read it and avoid costly mistakes.
BUSINESS
Freelancers vs. salaried employees: How tax rules differ in India
Employment status determines not just how you earn, but how you are taxed.
BUSINESS
ITR filing simplified: Why AIS avoids mistakes and spares you hassle
Annual Information Statement gives you a complete image of your financial dealings and avoids further mistakes in your tax return.
BUSINESS
Investing in direct mutual funds for your child: A simple guide to get started
Direct mutual funds can be a cost-effective, long-term financial cushion for your child’s future. Start early to get the full benefits.
BUSINESS
Why checking your credit report regularly is vital for your financial health
Just like regular health check-ups prevent serious illness, reviewing your credit report helps maintain your financial well-being.
BUSINESS
How to build your credit score from scratch: A beginner’s guide
A strong credit score opens doors to better loans, lower interest rates, and greater financial flexibility.
BUSINESS
Why settling your credit card debt can hurt your financial future
A settlement might look like relief, but it comes with long-term consequences.
BUSINESS
Should home-based freelancers consider cyber insurance?
Cyber threats can wipe out data, stall projects, and hurt reputations — insurance offers a safety net.
BUSINESS
NRI taxation: Do you need to file a return in India for mutual fund capital gains?
Understanding when NRIs have to file a return prevents surprises and simplifies compliance.
BUSINESS
Interest rates on car loans: Top PSU and private banks offer competitive deals
Car loan interest rates vary with the banks, with banks like Punjab National Bank and Union Bank of India offering competitive rates starting from 7.80% and 7.90% respectively.
BUSINESS
Lost credit card? Steps to protect yourself from fraud in India
It's stressful to lose a credit card, but prompt, orderly action can avoid fraud, limit liability, and speed recovery.
BUSINESS
Income tax filing: What salaried taxpayers should remember
Income tax filing for salaried taxpayers looks so easy, but omitting a few items can lead to errors, delays, or penalties. Reading the instructions first makes processing more convenient and refunds quicker.
BUSINESS
Why aggressive hybrid mutual funds could boost your long-term wealth
Aggressive hybrid funds mix equity and debt in one portfolio with the aim to deliver high growth with a cushioning of stability. For risk-takers who make prudent bets, they can be a powerful wealth-building tool.
BUSINESS
Multi-factor funds explained: Are they the right fit for your portfolio?
Blending value, momentum, and other factors, these funds aim to balance risk and reward over the long term.
BUSINESS
High-yield fixed deposits: Small finance banks are offering attractive interest rates on 3-year FDs
Small Finance Banks offer higher interest rates on fixed deposits compared to traditional banks. Suryoday Small Finance Bank tops the list at 7.75 percent
BUSINESS
How safe is your data when applying for a personal loan online?
Online loans are quick and convenient, but protecting your sensitive financial details requires caution.
BUSINESS
Credit card traps: Mistakes that trap you in debt and how to prevent them
Responsible use of a credit card requires self-discipline—little errors can inflate into serious financial burdens if not watched.
BUSINESS
10 common retirement-planning mistakes and how to avoid them
For most, building a self-sufficient life after retirement is more a hazy aspiration than a concrete plan. Saving money is only the start. Investing right will decide the course of your financial journey and goal
BUSINESS
Closing an unused credit card: What it does to your credit score
Closing a unused card seems like cleaning up your finances, but it can affect your credit report in the wrong ways.
BUSINESS
Simple steps to boost your credit score before taking a personal loan
A strong credit score is your ticket to faster loan approvals and better interest rates.
