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Best savings scheme: Invest ₹15 lakh and get ₹22 lakh — this government plan beats FDs

BUSINESS

Best savings scheme: Invest ₹15 lakh and get ₹22 lakh — this government plan beats FDs

Looking for a safe way to grow your money? This senior-friendly scheme offers better returns than most bank FDs.

PF transfer from exempted to un-exempted organisation using Form 13

BUSINESS

PF transfer from exempted to un-exempted organisation using Form 13

A detailed guide on transferring your provident fund when you switch jobs.

How to lock your Aadhaar biometric details: Tips to avoid identity theft and AEPS scam

BUSINESS

How to lock your Aadhaar biometric details: Tips to avoid identity theft and AEPS scam

Fraudsters are using Aadhaar-linked fingerprints to siphon money from unsuspecting users. Here’s how to secure your details in under five minutes.

Senior Citizen FDs: Here are the banks that offer up to 8.5% interest for 3 years

BUSINESS

Senior Citizen FDs: Here are the banks that offer up to 8.5% interest for 3 years

Utkarsh Small Finance Bank and Jana Small Finance Bank top the list of banks that offer interest rates of 7.25-8.5 percent to elderly depositors.

Capital gains tax explained: Tax rates, exemption limit and essential rules

BUSINESS

Capital gains tax explained: Tax rates, exemption limit and essential rules

Selling property, stocks or gold? Understand how capital gains tax works and how to legally cut your tax bill.

Is it wise to take a personal loan to invest? Here’s what you need to know

BUSINESS

Is it wise to take a personal loan to invest? Here’s what you need to know

Borrowing to build wealth sounds tempting—but it could cost you more than you gain.

How to maximize your home loan tax benefits in FY 2024–25: Here's what you can claim

BUSINESS

How to maximize your home loan tax benefits in FY 2024–25: Here's what you can claim

Filing your income tax return this year? Don't overlook these deductions that are linked to your home loan—they may lower your tax outgo by a significant amount.

Getting a personal loan with a 610 credit score? What are your options

BUSINESS

Getting a personal loan with a 610 credit score? What are your options

Your credit score of 610 is not good, but it doesn't necessarily mean you're in the dark. That's how lenders see it—and what you can do to improve prospects of being approved.

Personal loan vs credit card: What serves you best in interest rate and borrowing?

BUSINESS

Personal loan vs credit card: What serves you best in interest rate and borrowing?

Understanding the cost, flexibility, and repayment plan of your personal loan enables you to choose the borrowing options.

Aadhaar seeding gets easier: NPCI’s new platform lets banks check status through AePS

BUSINESS

Aadhaar seeding gets easier: NPCI’s new platform lets banks check status through AePS

BASE will let micro-ATMs instantly verify Aadhaar-bank linking, making DBT and subsidy tracking simpler

Aadhaar helpline confusion: When UIDAI's toll-free number suddenly turned up in contact lists

BUSINESS

Aadhaar helpline confusion: When UIDAI's toll-free number suddenly turned up in contact lists

Phone users across India reported finding the Aadhaar helpline number in their phones—without ever saving it.

Aadhaar update: Here’s how to check if your Aadhaar card is genuine or fake

BUSINESS

Aadhaar update: Here’s how to check if your Aadhaar card is genuine or fake

UIDAI introduces easy steps to help citizens verify the authenticity of their Aadhaar cards.

How to invest your annual bonus smartly for greatest tax benefit

BUSINESS

How to invest your annual bonus smartly for greatest tax benefit

Make your bonus earn for you through smart ways to save tax and get richer.

Pre-approved loans: Why the banks offer them and what to be aware of before agreeing

BUSINESS

Pre-approved loans: Why the banks offer them and what to be aware of before agreeing

Pre-approved doesn't mean risk-free—know what's driving the offer before you sign.

Delayed refund? This is how to trace it, understand why, and correct it

BUSINESS

Delayed refund? This is how to trace it, understand why, and correct it

Delayed refunds are common—but with the right steps, you can track and resolve the issue quickly.

Planning an early retirement? How to determine your FI number in 2025

BUSINESS

Planning an early retirement? How to determine your FI number in 2025

Understanding your Financial Independence number is the first step towards retiring on your own terms.

How to get a free credit report from all four credit bureaus in India

BUSINESS

How to get a free credit report from all four credit bureaus in India

Here's how you can get your free credit report every year from CIBIL, Experian, CRIF High Mark, and Equifax.

Top-up home loans are cheap, but read the fineprint

BUSINESS

Top-up home loans are cheap, but read the fineprint

They offer lower interest rates than personal loans, but you risk losing your property if you default.

ESG funds: What are they and why investors are investing in them

BUSINESS

ESG funds: What are they and why investors are investing in them

Environmental, social and governance funds are rising to fame—but are they right for your investment portfolio?

ITR filing: How to claim deductions even if you didn’t make tax saving investments in FY25

BUSINESS

ITR filing: How to claim deductions even if you didn’t make tax saving investments in FY25

For one, your children's school and college tuition fees are eligible for deductions under section 80C. That would help reduce your tax outgo.

FD rates: Here's a list of banks offering up to 7.4% interest for 2-year tenure

BUSINESS

FD rates: Here's a list of banks offering up to 7.4% interest for 2-year tenure

Following RBI's repo rate cuts this year, banks have lowered fixed deposit interest rates. Here's a list of 15 banks offering the highest FD rates for a two-year tenure, with CSB Bank topping at 7.4%

Prevent Aadhaar misuse: How to view your Aadhaar authentication history online

BUSINESS

Prevent Aadhaar misuse: How to view your Aadhaar authentication history online

UIDAI allows you to monitor where and when your Aadhaar was utilized—allowing you to identify any suspicious usage.

Can Aadhaar card be updated in a bank? Here's how to update it easily in your branch

BUSINESS

Can Aadhaar card be updated in a bank? Here's how to update it easily in your branch

Whether it's mobile number or address, here's how you can update in your Aadhaar at your local bank.

Can you reprint your Aadhaar card online? Here's how to do it and how much it will cost

BUSINESS

Can you reprint your Aadhaar card online? Here's how to do it and how much it will cost

Need a new version of your Aadhaar card with new details? UIDAI's reprint facility enables you to order one online—here's how you can do it.

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347