BUSINESS
Income-tax filing 2025: Why verifying AIS is a must before submitting your ITR
Verify AIS, Form-26AS to ensure that your income tax return contains details of all the income earned during the year. Non-disclosure can invite notices from the income tax department.
BUSINESS
ITR filing 2025: Preparing to file income tax returns? Keep these crucial documents handy
Your ITR filing exercise can commence after accessing Form-16 and updated AIS, but ensure that you start the preparations by gathering the necessary documents to ensure a hassle-free process.
BUSINESS
Corporate NPS: The tax hack that’s available even under the new regime
Employer’s contribution of up to 14 percent of the employee’s basic pay is exempt from tax under the new regime.
BUSINESS
How to save tax on bond investments
Bonds not only provide predictable returns but also offer flexibility and tax advantages that outshine traditional fixed-income instruments.
BUSINESS
Planning to write your will? Avoid these common mistakes
Writing a will requires careful consideration to avoid common mistakes that can lead to disputes and invalidation; consulting a professional can ensure a clear and effective will
BUSINESS
Buy, sell or hold: How should retail investors look at gold amid easing global tensions?
The progress in US-China tariff talks and easing of India-Pakistan tensions could result in a correction in gold prices in the near term, say experts.
BUSINESS
Gold futures trade above Rs 96,000 as global prices recover
The yellow metal is likely to be in focus amid escalating tensions between India and Pakistan after a night of heavy exchanges
BUSINESS
Indo-Pak tensions: Domestic gold futures rise despite sharp fall in global prices
International gold was trading 2.25 percent down at $3,309.58 per 10 oz at around 11.30 PM.
BUSINESS
MCX spot gold rate at Rs 97,153 per ten gram after India strikes Pakistan
The yellow metal is likely to be in focus in the backdrop of rising tensions between the two neighbours and worries of an escalating armed conflict.
BUSINESS
Critical treatment without hospital stay? Here’s why your medical expenses could still be covered
All health insurance policies cover day care procedures –- treatments that would have necessitated hospitalisation earlier. However, the list of covered procedures vary from one insurance company to another.
BUSINESS
Gold at Rs 1 lakh peak before Akshaya Tritiya prompts caution as experts advise asset allocation
Gold may be glittering at its brightest, but retail investors should exercise caution and invest in gold as per their asset allocation, say financial advisors, recommending 10-15 percent exposure in the portfolio.
BUSINESS
Interest rates head south: 6 banks that offer over 7% interest on savings deposits
RBL Bank and IDFC First Bank top the list of banks offer savings deposit rates of more than 7 percent.
BUSINESS
Gold price tops Rs 1 lakh level: What’s the best way of investing in the yellow metal now?
Looking to invest in gold through SGBs, gold ETFs, gold mutual funds or physical gold ahead of Akshaya Tritiya ? Here are the pros and cons.
BUSINESS
HDFC Bank cuts savings rates, BoI lowers FD rates: How does this affect account holders?
HDFC Bank has reduced its savings deposit rates by 25 bps, while Bank of India has cut fixed deposit rates across maturities. In a falling interest rate scenario, depositors must rework strategies to optimise liquid assets, say financial advisors
BUSINESS
Retail rush takes SIP book higher by Rs 2.9 lakh crore in FY25, growing fastest in seven years
At 45.24 percent, SIP book has seen the highest growth since FY18 when it grew by 52.98 percent.
BUSINESS
RBI repo rate cut: Your home loan EMIs are set to fall. Here’s how to make the most of lower rates
Retaining the EMI at current levels and shortening the tenure will result in significantly higher savings on interest outgo, compared to EMI reduction, say industry watchers.
BUSINESS
Home loan rates may fall below 8% if RBI cuts repo rate on April 9
Some public sector lenders offer home loan rates starting at 8.1 percent and a 25-bps repo rate cut could bring these below 8 percent.
BUSINESS
Sensex and Nifty crack 4% each: What should mutual fund investors' strategy be?
By distributing investments across various asset classes, such as stocks, bonds, real estate, precious metals and cash, the poor performance of one investment can be offset by another.
BUSINESS
The impact of Trump Tariffs on your equity, debt and precious metals investments
The reciprocal tariff imposed by President Trump may dampen India's external demand. With GDP growth already slowing, this could further strain economic performance.
BUSINESS
Gold trades above Rs 91,000 as Trump rolls out new reciprocal tariffs — what should investors do?
As inflation and market volatility challenge global economies, gold offers stability and a hedge, making it an ideal option for long-term wealth preservation
BUSINESS
No transactions on April 1 and 2, says India Post
PPF subscribers looking to make deposits before April 5 should take the online route or ensure cheques are deposited in time to gain full-year interest
BUSINESS
Health insurance claim denied? Approach insurance ombudsman for redressal
First get in touch with the insurer's grievance redressal office for complaints regarding unjust health insurance claim denials. If that doesn't work, knock on the doors of insurance ombudsman offices, then escalate to consumer courts.
BUSINESS
March 31 tax planning deadline: A last-minute guide to reducing your income tax outgo
Do not pick 80C instruments in a hurry to claim tax breaks ahead of March 31 — ascertain whether they can add value to your long-term financial plan. With the rejig of tax slabs in this year's Budget, be careful in committing to long-term instruments
BUSINESS
Final Call: Pay your advance tax instalment by March 15 to avoid penalties
Those with an estimated tax liability of over Rs 10,000 in a financial year are required to pay advance tax during the year.
