BUSINESS
September 15 ITR filing deadline: TDS on fixed deposits explained
File ITR by September 15, 2025; understand TDS on fixed deposits, threshold limits, rates and refund process.
BUSINESS
Switching tax regimes while filing ITR: What you need to know
The Income Tax Act provides taxpayers the choice of making a selection between the old and new regimes, yet the selection depends on whether you are experiencing salary income or business income.
BUSINESS
Tax filing tips: How to claim exemptions on interest income
Taxpayers can claim exemptions on interest income under Section 80TTA (up to Rs 10,000 for those under 60) and Section 80TTB (up to Rs 50,000 for senior citizens).
BUSINESS
What happens when you inherit gold from your parents
Understanding the tax laws and regulations of inheritance can help you manage inherited gold in a proper manner in India.
BUSINESS
Why joining NPS early can secure a bigger retirement corpus
The National Pension System has tax relief and the advantage of compounding, but it is early start that puts the difference to use
BUSINESS
Why a good credit score matters: 5 benefits of staying above 700
A good CIBIL score gives you access to easier credit, lower rates, and better financial reputation.
BUSINESS
Tax rebate vs deduction vs exemption: What every taxpayer should know
Knowing how these three words work can help you file your Income Tax Return properly and save more money.
BUSINESS
ITR filing 2025: How the Updated Return facility gives taxpayers a second chance to get it right
Tax return: If a taxpayer misses the December 31 deadline for filing belated return, she can still file an updated return (ITR-U) under Section 139(8A) of the Income-tax Act within four years from the end of the relevant assessment year.
BUSINESS
Secured credit cards in India: Everything you need to know before applying
These fixed deposit-supported cards establish credit history and offer the same benefits as regular credit cards.
BUSINESS
How to use credit card reward points: Cashback, vouchers, and other options explained
Reward points can be exchanged for cash, discounts, or vouchers, but it is wiser to know the game to derive the full value.
BUSINESS
Wedding gifts and income tax in India: What is exempt and what is not
Most wedding gifts in India are tax-free, although there are conditions and exceptions.
BUSINESS
Sold your house, land, or industrial property? Nine income tax sections can help save on capital gains tax
Nine different sections of the Income Tax Act allow property sellers to reinvest gains and cut down capital gains tax significantly.
BUSINESS
Filing ITR at the last minute: A complete guide for taxpayers
If you have lost the opportunity to file early, this step-by-step guide will ensure you avoid errors and fines while submitting your return on the deadline.
BUSINESS
Why you may need to file ITR even if your income is below the exemption limit
Filing isn’t always optional—specific transactions can make it mandatory, even with low income.
BUSINESS
Home loans: Here are best rates offered by leading private, public sector banks
Home loan interest rates range from 7.3% to 9%, with Canara Bank and Union Bank offering the lowest rate at 7.3% for a Rs 50-lakh loan over 20 years
BUSINESS
Last-minute ITR rush overwhelms portals, millions of returns still pending
As of now, only 5.47 crore returns have been filed, leaving almost two crore still pending. With three days to go, the pressure is mounting on both taxpayers and professionals
BUSINESS
Last minute rush: Steer clear of these common ITR filing errors to avoid I-T queries, notices later
Filing income tax returns in a hurry can increase the risk of errors, defective returns and, thus, I-T notices. Here’s a last-minute guide to avoiding costly mistakes.
BUSINESS
Debt avalanche vs debt snowball: What’s the smarter way to pay off loans
Choosing the right repayment strategy can save money, reduce stress, and help you get debt-free faster.
BUSINESS
Best rates on Fixed Deposits: These are the top private and PSU lenders offering the most-attractive rates on FDs
Top banks offering high interest rates on one-year fixed deposits include IndusInd Bank at 7 percent, while Kotak Mahindra Bank and Bank of Baroda offer a rate of 6.60 percent per annum, based on data from BankBazaar.
BUSINESS
When and why you should file a Nil Income Tax Return
Filing even without taxable income will gain compliance and access to financial entitlements.
BUSINESS
Disclosures you must make in ITR to avoid a defective return
Missing details like foreign assets, crypto or directorships can make your return invalid.
BUSINESS
What happens when your credit card expires and how to avoid issues as you await a replacement
When your credit card is expiring, it doesn't close your account — but it does mean taking timely steps to avoid disruption.
BUSINESS
Tax rules on inherited gold jewellery: When you need to pay and how to save
Inheritance is not taxed, but selling inherited gold can attract capital gains tax—knowing when and how is the key.
BUSINESS
Is it wise to get a second credit card? What borrowers should know
Having a second card makes you more financially free, but watch out for the traps if used foolishly.
