BUSINESS
Festival loans: How much you can borrow against gold, property, FDs, and shares
With festive seasons bringing extra spending on gifts, travel, and celebrations, borrowing against assets can be a practical way to manage costs without taking on expensive short-term loans.
BUSINESS
How to use your credit card to build a savings plan
A credit card can be used to do more than cash out—enjoyably, it can be an avenue towards establishing a savings plan if used wisely.
BUSINESS
Maximize your premium credit card: 4 smart strategies for real value
To maximize premium credit cards, strategically leverage your rewards and limit spending.
BUSINESS
Festive cheer: GST cuts, attractive car loans to make vehicles more affordable
The GST council has decided on 18% and 40% rates for ICE cars, while car loan rates range from 7.80 to 9.99%
BUSINESS
Stacking loans: Can you really have more than one personal loan?
Multiple personal loans are possible, but they come with added responsibilities and risks.
BUSINESS
Smart borrowing: A complete guide to choosing the right personal loan
The right personal loan can meet your needs without becoming a financial burden — here’s how to pick wisely.
BUSINESS
Does health insurance cover home-based cancer treatment?
Rising medical costs and patient comfort are driving demand for home-based cancer treatments — but does insurance pay for it?
BUSINESS
Switching tax regimes: What salaried individuals need to know during ITR filing
Taxpayers are allowed to switch between the new and the old tax regimes during the filing of returns, albeit with a condition.
BUSINESS
Missing the ITR deadline: Consequences and penalties
Overlooking your income tax return deadline can cost you dearly and be traumatic—here are a few facts to note.
BUSINESS
Banks offering highest interest rate to senior citizens for FDs
Senior citizens prefer fixed deposits for the risk-free returns they offer. They can maximize their returns by choosing the best rates that banks are offering
BUSINESS
GST 2.0 unveiled: Will consumption based thematic funds ride the wave?
The short to medium term, consumption-oriented thematic funds look attractive, though investors must be mindful of the higher risk from concentrated exposure
BUSINESS
6 things to verify before signing off on a personal loan lender
Personal loans are enticing for their speed and ease, but the wrong lender can prove costly and stressful.
BUSINESS
Property tax online payment: A guide to calculation and compliance
It is easier than ever before to pay your property tax online, provided you can calculate it accurately and navigate the proper portal.
BUSINESS
Selecting mutual funds? Avoid these common pitfalls
Mutual funds have the potential to create long-term wealth, but careless selection guarantees only disappointment and smaller returns.
BUSINESS
D-Remit and NPS: How the feature helps you invest faster and smarter
National Pension System subscribers can get same-day NAV credit via D-Remit, making retirement investment quicker and easier.
BUSINESS
How trusts help manage inheritance and secure heirs in Muslim families
A trust can help Muslim families make wealth distribution possible while being considerate of Sharia laws and furnishing financial security for future generations.
BUSINESS
Interest rates on FDs: List of private, public sector banks offering highest returns on 2-year deposits
IndusInd Bank offers a 7% interest rate, Axis Bank 6.6% and Bank of Baroda 6.6%
BUSINESS
Cheapest education loans: Here are the top banks offering loan with interest rates starting at 8.25%
Compare education loan interest rates from top banks, considering factors like processing fees and repayment terms, to find the best fit for studying abroad.
BUSINESS
Cashless health insurance disputes: What patients should know and how to stay covered
Eternal battles between hospitals and insurers over cashless claim payments are leaving patients caught in the middle. Here's how you can guard yourself.
BUSINESS
Personal loans for vacations: A smart choice or financial mistake?
Taking out a loan to fund holidays may seem like an instant pleasure in the short term, but long-term costs might exceed fleeting happiness.
BUSINESS
Personal loans: Smart financing tool or risky debt trap?
A personal loan can satisfy urgent requirements or fund possibilities, but the question of whether it is most appropriately utilized for consumption or investment will be based upon cost, risk, and self-control.
BUSINESS
First-time taxpayers: Register and file your return online
Your first step in filing returns in India is registering on the e-filing portal of income tax. Just follow this step-by-step procedure.
BUSINESS
Thinking or just started a YouTube channel? Here’s how to file your ITR this tax season
One important thing is that as income of YouTubers and influencers is from business and profession, they can’t change tax regime every year
BUSINESS
Loan closed? Don’t forget your ‘No Dues Certificate’
Clearing your personal loan isn’t the end — the No Dues Certificate is your final shield against future disputes.
