BUSINESS
Filing ITR at the last minute: A complete guide for taxpayers
If you have lost the opportunity to file early, this step-by-step guide will ensure you avoid errors and fines while submitting your return on the deadline.
BUSINESS
Why you may need to file ITR even if your income is below the exemption limit
Filing isn’t always optional—specific transactions can make it mandatory, even with low income.
BUSINESS
Home loans: Here are best rates offered by leading private, public sector banks
Home loan interest rates range from 7.3% to 9%, with Canara Bank and Union Bank offering the lowest rate at 7.3% for a Rs 50-lakh loan over 20 years
BUSINESS
Last-minute ITR rush overwhelms portals, millions of returns still pending
As of now, only 5.47 crore returns have been filed, leaving almost two crore still pending. With three days to go, the pressure is mounting on both taxpayers and professionals
BUSINESS
Last minute rush: Steer clear of these common ITR filing errors to avoid I-T queries, notices later
Filing income tax returns in a hurry can increase the risk of errors, defective returns and, thus, I-T notices. Here’s a last-minute guide to avoiding costly mistakes.
BUSINESS
Debt avalanche vs debt snowball: What’s the smarter way to pay off loans
Choosing the right repayment strategy can save money, reduce stress, and help you get debt-free faster.
BUSINESS
Best rates on Fixed Deposits: These are the top private and PSU lenders offering the most-attractive rates on FDs
Top banks offering high interest rates on one-year fixed deposits include IndusInd Bank at 7 percent, while Kotak Mahindra Bank and Bank of Baroda offer a rate of 6.60 percent per annum, based on data from BankBazaar.
BUSINESS
When and why you should file a Nil Income Tax Return
Filing even without taxable income will gain compliance and access to financial entitlements.
BUSINESS
Disclosures you must make in ITR to avoid a defective return
Missing details like foreign assets, crypto or directorships can make your return invalid.
BUSINESS
What happens when your credit card expires and how to avoid issues as you await a replacement
When your credit card is expiring, it doesn't close your account — but it does mean taking timely steps to avoid disruption.
BUSINESS
Tax rules on inherited gold jewellery: When you need to pay and how to save
Inheritance is not taxed, but selling inherited gold can attract capital gains tax—knowing when and how is the key.
BUSINESS
Is it wise to get a second credit card? What borrowers should know
Having a second card makes you more financially free, but watch out for the traps if used foolishly.
BUSINESS
Equity schemes saw inflows in August but smallcap and sectoral funds slowed down
Largecap funds attracted Rs 2,835 crore in net inflow, up from Rs 2,125 crore in July and broadly in line with August 2024. Midcap schemes continued their strong run with Rs 5,331 crore as inflow in August, a shade above July and significantly higher than August 2024.
BUSINESS
Credit card settlement: How to rebuild your credit score step by step
Step-by-step approach to repairing your credit well-being and rebuilding lender confidence after settlement of debt.
BUSINESS
Debt funds lose momentum in August as liquid flows turn negative
Net inflows eased across short-duration categories; liquid and gilt schemes recorded outflows after July’s surge
BUSINESS
Hybrid funds remain in favour in August, though momentum slows
Arbitrage and multi-asset categories led inflows; balanced advantage and equity savings eased
BUSINESS
Loan rejected? How it really affects your credit score and future borrowing
How applications and rejections affect your credit file is important to managing borrowing in the future.
BUSINESS
Gold loan interest rates: Top banks offering loans at competitive rates starting at 8% per annum
Indian Bank offering the lowest rate on gold loan, followed by Punjab National Bank at 8.35% and Bank of India at 8.6%.
BUSINESS
Bank or fintech app? Learn the key differences in personal loans
Understanding the difference between traditional banks and latest fintech apps will help you choose which loan to go for.
BUSINESS
Debt mutual funds explained: Key risks and how to manage them
Debt funds can offer stability, but they are not risk-free — understanding the pitfalls and strategies to manage them is key for investors.
BUSINESS
Nearly 50% Indians use personal loans for lifestyle expenses, reveals RupeeRedee data
Personal loans are increasingly used for both necessities and lifestyle aspirations, with 47.80% of loans going towards lifestyle needs like rent, shopping, and travel.
BUSINESS
Gold at an all-time-high: Should you buy, hold or book profit?
Experts recommend a 7.5-10 percent allocation to gold in retail portfolios, and see silver as offering brighter prospect of returns.
BUSINESS
Multiple credit cards and your credit score: The pros and cons?
Multiple cards can boost your score if managed well, but poor repayment habits can drag it down quickly.
BUSINESS
Credit score for students: Why it matters more than you think
Building credit early gives students a head start in securing loans, jobs, and financial independence later in life.
