BUSINESS
Lesser-known tips to reduce your education loan burden
Smart ways to cut interest, repay faster, and stay debt-free after graduation
BUSINESS
Buy now, pay later: How BNPL influences your credit score
Understand how short-term credit apps affect your borrowing history and future loans
BUSINESS
Top banks offering lowest interest rates on gold loans
Punjab National Bank offers the lowest gold loan interest rate at 8.35%, followed by other banks like Indian Bank and ICICI Bank, with rates starting at 8.75% per annum.
BUSINESS
Lost old shares or dividends? Here’s how to reclaim them via the IEPF portal
Unclaimed investments don’t vanish—India’s Investor Education and Protection Fund (IEPF) lets you get them back with a few documents and patience.
BUSINESS
How scammers use credit card limit upgrades to steal money with one OTP
The “congratulations” call or SMS is a trap—never share an OTP for upgrades you didn’t start yourself.
BUSINESS
The smart way to trim your mutual fund portfolio (without hurting returns)
A straightforward guide to trimming excess schemes and sharpening your portfolio for long-term gains.
BUSINESS
Why debt funds can power your financial goals (and how to use them right)
Short- to medium-term goals can find a reliable home, tax benefits and better yields in the right debt funds.
BUSINESS
Your online life after you: A practical guide to digital heirs and executors
A practical guide to protecting everything you own online—from crypto wallets to cloud-photos—and making sure it’s covered in your estate plan.
BUSINESS
Safe income ideas for women over 60: How to earn without big risks
Simple, low-risk ways to generate steady income without taking equity-like risks.
BUSINESS
Doorstep help for your life certificate: How seniors can submit Jeevan Pramaan without visiting a branch
A simple explainer on using PSB Alliance and India Post Payments Bank to file your Digital Life Certificate from home in 2025.
BUSINESS
Automating family finances: Bills, SIPs and safety nets
Set it once, forget the stress — how automation can make your money life easier
BUSINESS
Personal loans, credit cards, gold loans, and home loans: Pros and cons you should know
Each of these borrowing tools has its place-and its traps. Here's what really works in your favour and what doesn't.
BUSINESS
Money lessons by age 5, 10 and 15: A parent’s roadmap
A simple guide to raising financially smart kids, one stage at a time.
BUSINESS
Buying a home? Learn these home loan terms before you sign
Learn the must-know home-loan terms—rate type, benchmark, spread, resets and fees—so you lock in the right EMI and avoid any hidden costs.
BUSINESS
Cut your home loan EMI: Simple moves for big savings
A practical guide to easing monthly payments without derailing long-term goals.
BUSINESS
Home loan interest rates: fixed vs. floating — what’s right for you?
Understand the difference between fixed and floating home loan rates to choose the one that best fits your budget and comfort with risk.
BUSINESS
Avoid these credit card mistakes before they cost you
Learn how to avoid common credit card mistakes that can damage your score, pile up interest, and derail your financial goals.
BUSINESS
Smart BNPL use: Low EMIs, fewer plans, no missed dues
Easy monthly payments can tempt overspending—keeping your Buy Now, Pay Later (BNPL) use small and planned protects your budget and credit score.
BUSINESS
The smart way to pick a home loan that fits your life
A smart home loan isn’t just about the lowest rate—it’s about picking terms that fit your life and finances.
BUSINESS
Personal loan or credit card EMI: Which truly costs less?
A quick guide to choosing the cheaper option when you must borrow.
BUSINESS
Personal loan or mortgage: How to choose the right loan for your needs
A clear comparison to help you decide which financing option suits your needs.
BUSINESS
Small moves, big impact: Keep your credit score over 700
A high credit score helps you qualify for loans faster, get lower interest rates, and access higher credit limits. Here’s how to maintain it consistently.
BUSINESS
How to verify your financial advisor’s Sebi registration
Before you trust anyone with your money, make sure they’re registered with the Securities and Exchange Board of India (Sebi).
BUSINESS
Borrowing against gold: Pick between a loan and an overdraft
A simple guide to choosing the right option based on how much, how long, and how often you need money.
