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Festive shopping on a budget: Smart tips to avoid financial stress

BUSINESS

Festive shopping on a budget: Smart tips to avoid financial stress

Festive shopping spree driven by attractive loan offers and discounts, but prioritize needs, budget wisely, maintain healthy EMI-to-income ratio, and shop smart to avoid financial stress and debt traps.

Should you copy professional fund managers? Here’s what retail investors need to know

BUSINESS

Should you copy professional fund managers? Here’s what retail investors need to know

Tracking the actions of professionals may seem enticing, but there are key issues.

The hidden swipe cost: How credit card interchange fees affect you

BUSINESS

The hidden swipe cost: How credit card interchange fees affect you

Every card transaction comes with a behind-the-scenes cost—here’s what it means for merchants and customers.

Maximize your NRE fixed deposit returns: Top banks with highest interest rates

BUSINESS

Maximize your NRE fixed deposit returns: Top banks with highest interest rates

Top 10 banks offering highest interest rates on NRE fixed deposits for NRIs, with IndusInd Bank leading at 7 percent, followed by others like Kotak Mahindra Bank and SBI at lower rates.

Smart strategies to break free from debt stress

BUSINESS

Smart strategies to break free from debt stress

Practical tips can take you to manage loans, remain stress-free, and achieve long-term financial stability.

JioBlackRock launches Flexi Cap mutual fund; NFO open for subscription from September 23 to October 7

BUSINESS

JioBlackRock launches Flexi Cap mutual fund; NFO open for subscription from September 23 to October 7

JioBlackRock Flexi Cap Fund is powered by Systematic Active Equity (SAE), which combines the insight of fund managers with data-driven signals

Surviving an IT layoff: A guide to managing your money wisely

BUSINESS

Surviving an IT layoff: A guide to managing your money wisely

Layoffs can shatter your cash flow, but money sense and wise money management can sustain you and prepare you for the future.

Tax audit deadline nears: Will Finance Ministry grant an extension?

BUSINESS

Tax audit deadline nears: Will Finance Ministry grant an extension?

Chartered accountants and trade bodies demand more time as compliance workload and portal issues mount.

Do fintech personal loans make sense for you? Here’s what to know

BUSINESS

Do fintech personal loans make sense for you? Here’s what to know

Fintech lenders offer convenience and speed but risks and costs need to be considered before joining.

Home loans: Here are best rates offered by housing finance companies

BUSINESS

Home loans: Here are best rates offered by housing finance companies

Housing finance companies offer home loans at 7.45 percent to 9 percent interest, with competitive rates for borrowers with good credit scores.

Minor car accident: Should you claim insurance or pay from pocket?

BUSINESS

Minor car accident: Should you claim insurance or pay from pocket?

Even minor car accidents raise a big question: is it smarter to use your insurance or pay cash?

How personal loans for treatment costs can protect family finances

BUSINESS

How personal loans for treatment costs can protect family finances

When medical emergencies strike, personal loans can provide timely relief and prevent families from draining their savings.

Job loss jitters: How professionals in their 30s are rethinking money, careers, and life goals

BUSINESS

Job loss jitters: How professionals in their 30s are rethinking money, careers, and life goals

Economic uncertainty is pushing young professionals to rethink financial choices, career paths, and life goals.

How to buy the ₹3,000 Fastag annual pass and who can apply

BUSINESS

How to buy the ₹3,000 Fastag annual pass and who can apply

A new annual pass is available which will facilitate easy toll payment for frequent highway users by offering 200 trips or one-year validity.

EPFO’s New Passbook Lite: A simpler way to check your PF balance

BUSINESS

EPFO’s New Passbook Lite: A simpler way to check your PF balance

A new feature makes it simpler for members to view Provident Fund details in one glance.

How to track your ITR refund status online in simple steps

BUSINESS

How to track your ITR refund status online in simple steps

Know the exact status of your income tax refund with these quick and hassle-free methods.

Why a personal loan can be your best bet for relocation expenses

BUSINESS

Why a personal loan can be your best bet for relocation expenses

Relocating to a new city or country comes with numerous expenses, and a personal loan can be a practical solution to manage the financial burden smoothly.

How to recover from credit card delinquency and protect your finances

BUSINESS

How to recover from credit card delinquency and protect your finances

Late payments on your credit cards hurt your bottom line, but there are steps you can take to regain control.

Using personal loans to fund a career shift: what you should know

BUSINESS

Using personal loans to fund a career shift: what you should know

A personal loan can make up the difference if you are switching careers, but it does have terms that you should know.

Is now the time to shift from direct REITs to mutual funds?

BUSINESS

Is now the time to shift from direct REITs to mutual funds?

With volatile real estate markets and evolving tax rules, investors are weighing the trade-off between direct REIT holdings and diversified mutual fund exposure.

Does a personal accident policy pay for total disability?

BUSINESS

Does a personal accident policy pay for total disability?

Total disability is covered by personal accident policies but not known to most policyholders on how claims for total disability are settled.

Personal loan rejection: What to do if your application is rejected repeatedly

BUSINESS

Personal loan rejection: What to do if your application is rejected repeatedly

Rejection of personal loan applications time and again can be infuriating, but it also reflects underlying defects in your financial profile that need to be corrected.

Why Gen Z is rewriting the rules of building wealth

BUSINESS

Why Gen Z is rewriting the rules of building wealth

Gen Z professionals are treating money with ingenuity as well as prudence, unlike prior generations.

Fixed deposits or debt funds: Which is better for your money

BUSINESS

Fixed deposits or debt funds: Which is better for your money

FDs offer safety and debt funds offer flexibility and tax advantage—choosing the right one is a matter of your goals and risk profile.

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