BUSINESS
Chasing the cheapest home loan rate? Why crossing a credit score of 800 changes the game
The difference between a “good” and an “excellent” credit score may look small, but when you are taking a home loan, it can quietly decide how much you pay for the next 20 years.
BUSINESS
Your foreign degree is getting more expensive — and it’s not because colleges raised fees
What looked like a manageable education budget a year ago is now turning into a far bigger financial commitment for Indian families, thanks to currency math that few fully plan for.
BUSINESS
SIPs and STPs explained: Two simple tools that can quietly strengthen your mutual fund portfolio
One helps you invest steadily, the other helps you move money smartly. Together, SIPs and STPs solve two of the biggest problems in investing: timing the market and managing risk.
BUSINESS
Should you part-pay or foreclose your loan? Understanding the interest math
Both options reduce your loan burden, but the difference lies in timing, penalties and how banks actually calculate savings.
BUSINESS
How to assess the real cost of upgrading your car
A new car decision feels emotional, but the real cost shows up quietly over the next five to seven years. Looking at everything together makes the choice clearer.
BUSINESS
Found errors in your EPS contributions? Here’s how to fix them
EPS errors are more common than most employees realise, and fixing them early can save months of confusion when you change jobs or file a claim.
BUSINESS
Why your credit card payment can fail even when your bank account has money
Having money in the account does not always guarantee your credit card bill will be paid. When a payment fails, timing and follow-up matter more than intent.
BUSINESS
Your phone is gone. Here’s what to do in the first 30 minutes to protect your money
When a phone is stolen, panic is natural, but acting quickly and in the right order can stop a bad situation from turning into a financial disaster.
BUSINESS
Paid extra while buying a car? That TCS isn’t lost — here’s how you get it back
If you bought a car costing over Rs 10 lakh, you probably paid 1% extra as TCS. That money isn’t a tax you lose — but many buyers don’t realise how or when it actually comes back.
BUSINESS
Can your will really secure your pet’s future? How to plan care, custody and costs
Pets are family, but the law does not see them as heirs. If you want your dog or cat to be looked after once you’re gone, your will needs a bit more thought than most people realise.
BUSINESS
Why personal loan EMIs bounce and how you can stop it from happening again
A bounced EMI is often blamed on bad timing, but its real cost shows up later in your credit score, borrowing options and monthly peace of mind.
BUSINESS
You have a good credit score. So why did your home loan get rejected?
A good credit score opens doors, but it does not guarantee approval. Lenders look at far more than just one number—and that is where many borrowers get caught off guard.
BUSINESS
When money gets tight, these are the expenses you should pause first
In a cash crunch, the fastest cuts are not always the safest ones. Knowing what to stop and what to protect can prevent short-term relief from becoming long-term damage.
BUSINESS
DIY guide: Here's how mutual funds can help you grow your money
Mutual funds pool money to invest in equity and debt markets, offering a smart investment option for individuals. Expert fund managers handle investments, making it accessible to small investors with minimal risk
BUSINESS
Add-on cards for spouse or parents can be handy, but the risks are real
Sharing your credit card with family sounds convenient, until the bill arrives and you realise who is really responsible.
BUSINESS
How much term insurance is enough when your family depends on one income
For single-income households, the right cover is not about chasing big numbers, but about buying time and stability when the safety net matters most.
BUSINESS
Are SIPs doing too much heavy lifting in your financial plan?
Systematic investment plans are a powerful tool, but treating them as a complete financial strategy can quietly put your life goals at risk.
BUSINESS
Buying land in India: From clean titles to timing the cycle, what actually decides whether you make money
Land is often seen as the safest and most rewarding form of real estate. But in practice, most disappointments in property investing come not from flats or plots — they come from land bought in the wrong place, at the wrong time, or with the wrong paperwork.
BUSINESS
Physical gold or gold ETF? What kind of gold actually makes sense in 2026
Gold remains a financial comfort blanket for Indian households. But in 2026, the real decision is no longer whether to own gold — it is about how to own it.
BUSINESS
Stock investing for beginners: How SIPs remove the biggest risks
You don’t need perfect timing, market forecasts or a big lump sum to start investing in stocks. A simple SIP approach can help first-time investors build equity exposure with far less stress and far fewer mistakes.
BUSINESS
Rising medical costs? How people with disabilities can build a real financial safety net
When healthcare inflation is outpacing salary growth, financial planning is no longer optional for people living with disabilities. It is survival planning.
BUSINESS
Your first credit card can make or break your financial life
A year of small, everyday decisions decides whether you end up with a strong 750+ credit score or spend years repairing the damage
BUSINESS
Super top-up or higher base cover? How to build health insurance that actually works
The cheapest-looking option is not always the safest one. The real art is in how you combine base cover and top-ups to protect both your health and your savings
BUSINESS
Why your credit card is making your foreign trip more expensive than it needs to be
Both plastic options promise convenience abroad, but the real difference shows up in exchange rates, hidden fees and how much control you keep over your travel budget.
