BUSINESS
Want to retire at 45? Here’s the real number you need in India
Walking away from work at 45 or 50 sounds liberating, but the real question is whether your numbers can support that freedom for decades.
BUSINESS
Stuck between breaking your FD or taking a personal loan? Here’s what actually costs less
Both options give you quick cash, but the real difference lies in how much interest you end up paying.
BUSINESS
NPS auto or active choice? How to decide what suits you
One option runs on autopilot. The other lets you take the wheel. The right choice depends on how involved you want to be
BUSINESS
Thinking of closing a credit card? Here’s what it can do to your credit score
Shutting a card may feel tidy, but it can quietly affect your credit profile in ways you didn’t expect.
BUSINESS
Thinking of early retirement in 2026? First, find your real financial independence target
If you want work to become optional, you need one clear number before you take the leap
BUSINESS
How to use your credit card wisely and improve your credit score
Your credit card can quietly improve your credit score. Or it can quietly damage it. The difference is usually just a few habits.
BUSINESS
How to read and understand your credit report in India
Your credit report is not just a score. It is a detailed record of how you have handled money over the years, and lenders read it carefully.
BUSINESS
Paying for gold monthly? Read this before enrolling
Gold saving schemes look simple and attractive. But unless you understand the fine print, the final payout may not match your expectations.
BUSINESS
Retirement healthcare planning in India: What you need to get right
Medical inflation is rising fast. A clear health funding plan is as important as a retirement corpus.
BUSINESS
Personal loan scams: Traps borrowers keep falling into
When you’re in a hurry for money, it’s easy to believe the wrong person. That’s exactly what scammers count on.
BUSINESS
Small personal loans using Aadhaar card: Here’s how it really works
Borrowers should always approach RBI-registred lending platforms before submitting their personal documents to get small personal loans.
BUSINESS
How seniors can build steady income, manage rising expenses
The good news is that a few clear financial steps can make retirement much more secure.
BUSINESS
Are you overspending because of Buy Now Pay Later?
BNPL involves making fixed monthly commitments, and levies strict rules upon missed repayments.
BUSINESS
Using credit card to pay EMIs: When it works and when it backfires?
Using a credit card feels like a quick fix. If you repay the entire bill before the due date, you might escape interest. In that narrow scenario, it works as a short-term bridge.
BUSINESS
Why ‘zero forex’ cards aren’t always as free as they sound
No forex markup sounds great, but the real charges often hide in exchange rates, dynamic currency conversion and fine print.
BUSINESS
Want growth without the panic? How multi-asset funds try to steady the ride
They mix equity, debt and gold in one fund so you don’t have to keep adjusting your portfolio every few months.
BUSINESS
Thinking of quitting your job to start a business? Plan for the missing salary first
Entrepreneurship sounds exciting, but the real shock often comes from losing a steady monthly income.
BUSINESS
Systematic transfer plan: Smart wealth tool or just a safety net?
An STP can help you move money into equity gradually, but it’s not a magic formula. It’s a method, not a guarantee.
BUSINESS
First paycheque in hand? Here’s how to build your money plan from day one
That first paycheque feels like freedom. What you do with it can shape your financial life for years.
BUSINESS
Short-term or long-term loan: Which one really works better for you?
Choosing the right loan tenure is not about the lowest EMI. It is about the total cost, your cash flow and how much stress you want in your life.
BUSINESS
How to lock your Aadhaar biometrics and reduce the risk of fraud
It takes just a few minutes to add an extra layer of security to your Aadhaar. Most people simply don’t realise they can.
BUSINESS
Thinking of taking a gold loan? Read this before you pledge your jewellery
It’s one of the quickest ways to raise money in India, but speed should not replace understanding.
BUSINESS
The credit card charges that quietly drain your wallet
Paying just the minimum due feels harmless. It rarely is.
BUSINESS
Want to close your personal loan sooner? Here’s how to actually make it happen
Reducing your principal early is the simplest way to save interest. Yet most borrowers focus only on the EMI.
