BUSINESS
How to review and update all your nominations in one go
A quick annual review that ensures your money reaches the right hands without paperwork delays.
BUSINESS
Everyday savings account moves that can trigger I-T attention
Even routine bank activity can invite questions if it doesn’t match what you’ve declared in your ITR.
BUSINESS
Balance transfer vs rate renegotiation: What actually lowers your EMI faster and cheaper
Cut your EMI the smart way by choosing the cheaper, faster route—transfer when the rate gap is big, renegotiate when it’s small.
BUSINESS
How to spot and avoid personal loan scams before it’s too late
Fake loan offers are rising fast, and knowing the red flags can save you from losing money — and your identity.
BUSINESS
Picking the wrong home loan rate can cost you more than you think
Fixed or floating? This one decision can change how much you end up paying over the years
BUSINESS
Are you saving too much for your own good? Here’s how to tell
Being careful with money is smart but sometimes extreme frugality can keep you from actually living
BUSINESS
Where should you keep your emergency fund: Savings account, bank FDs, or post office?
Choose a safe, easy-to-access parking spot that still pays some interest.
BUSINESS
Hotel loyalty programmes: How to turn nights into free stays and upgrades
Hotels are pushing loyalty hard, and the perks can be real — free nights, room upgrades, breakfast, late checkout, and lounge access
BUSINESS
Locking FDs during high inflation: What actually makes sense
Use an FD ladder to keep safety while leaving room to reinvest if rates rise, and weigh real returns against inflation.
BUSINESS
How bank mergers affect fixed deposit and recurring deposit customers
Know what changes for your interest rates, renewals, penalties, and account details when your bank merges.
BUSINESS
How safe are cooperative bank deposits after recent RBI crackdowns?
Know what DICGC covers, how to gauge bank health, and when to diversify.
BUSINESS
UPI AutoPay takes the stress out of recurring payments
Seamless payments, smarter budgeting, and stress-free monthly bills.
BUSINESS
International airline credit cards for Indians: Here's what frequent flyers should know
Airline co-branded cards are courting Indian travellers with faster miles, status shortcuts and lounge access
BUSINESS
What a top-up home loan really is — and how much you can get
Already paying a home loan? You might be sitting on a cheaper way to borrow more money.
BUSINESS
FD Interest Rates: Compare top banks for two-year deposits
IndusInd Bank offers the highest 2-year FD rate at 7%, followed by Axis Bank, HDFC Bank, and others. Compare rates to maximize your returns on fixed deposits up to Rs 1 crore.
BUSINESS
How paying EMIs on time boosts your credit score
Consistent, timely payments show lenders you’re dependable — and that trust translates into a higher score.
BUSINESS
Does using debit card EMI impact your credit score? Here’s what you should know
Debit card EMIs are convenient, but they don’t always work the same way as credit-based loans.
BUSINESS
Planning to buy gold in instalments? Here’s how to do it right
Gold schemes can help you save smartly but some precautions are called for
BUSINESS
How a credit freeze can shield you from identity theft
Locking your credit report may sound extreme, but it’s one of the smartest ways to stop fraud before it starts.
BUSINESS
5 habits that will keep your credit card safe
As digital payments rise, safeguarding your card is no longer optional — it’s essential
BUSINESS
SIPs vs recurring deposits: How to grow monthly savings the smart way
Use RDs for certainty and near-term goals, SIPs for long-term growth—and mix both to balance safety and returns.
BUSINESS
What is FOIR, and how does it affect your personal loan approval
Understanding your FOIR can help you plan your personal loan better and increase your chances of approval.
BUSINESS
Make idle cash work harder for you with sweep-in FDs
Earn FD rates on idle balances while keeping your money a tap away.
BUSINESS
Multiple savings accounts or one: What actually earns you more?
Stack cash in one high-yield account for better interest, but keep a separate buffer for emergencies and goal-based spends.
