BUSINESS
Hospitals vs insurers: All you need to know about the ongoing tiff
What started as a localised issued between Bajaj Allianz and AHPI, has turned out to become a health insurance sector issue with more players latching on to problem
BUSINESS
Foreign reinsurers’ share expected to cross 50% in FY26 as domestic incumbents see market share drop
With overseas players rapidly expanding their footprint, domestic incumbents such as GIC Re maybe seeing their market share erode, due to regulatory changes, competitive pricing, and the burden of unprofitable crop insurance
BUSINESS
E20 rollout sparks insurance worries over mileage, engine damage; insurers say cover could be denied
Older E10 cars most at risk as insurers warn claims could be rejected over E20-related damage, industry executive says most existing fleet is E10-compliant
EXPLAINERS
How Aadhaar is emerging as a soft target for insurance fraud
Multiple police investigations conducted in several parts of the country over the past week have reportedly uncovered organised scam networks manipulating Aadhaar data to make bogus claims
BUSINESS
Health loss ratios up between 200-300 bps for general insurers in Q1FY26 amid claims spike
ICICI Lombard, Star Health, Niva Bupa, and New India Assurance were among the insurers that reported a deterioration in claims metrics
BUSINESS
Group non-single premiums plunge over 50% for second consecutive year
Sustained drop in group non-single premiums highlights challenges in corporate renewal business
BUSINESS
IndusInd Bank Chairman Sunil Mehta says bank’s focus to be on retail growth, secured lending, home loans after lapses
Mehta says that tensions between the US and China could have a cascading impact on India despite its largely domestic economic orientation
BUSINESS
PSU general insurers gain ground as private peers retreat from loss-heavy segments
If PSUs can keep combined ratios stable while sustaining higher premium mobilisation, the shift could become structural; if not, it will likely revert as private capital re-enters at repriced levels, analysts point out
BUSINESS
SBI regains home loan crown, outpaces HDFC Bank by Rs 8,000 crore to top the housing segment
SBI’s home loan portfolio for Q1 FY26 stood at Rs 8.51 lakh crore as of June 30, 2025, marking a robust 15.05 percent year-on-year growth
BUSINESS
No deal signed for health insurance yet, says LIC CEO R Doraiswamy
There is a delay in the deal, as we would like to observe the evolving health insurance market closely before making any definitive move, says Doraiswamy
BUSINESS
Banks may turn more cautious lending to the textiles sector after tariffs
While signs of stress in the textile sector had begun surfacing even before the tariff announcement, the tariff hikes could further dent order books, compress margins and put jobs at risk, leading to tightening of bank credit to the industry.
BUSINESS
Average daily surplus liquidity under RBI’s LAF doubled to Rs 3 lakh crore in four months
The sharp increase in the liquidity can be attributed to the durable liquidity infusion since start of this year by the RBI through various instruments such as open market operations (OMOs) purchases of governments securities and USD/INR buy-sell swap auctions.
BUSINESS
No major inflation risk seen if Russian oil imports fall, says RBI Guv Sanjay Malhotra
Crude oil is a key factor in inflation, but impact depends on sourcing mix, global prices and government response, says Deputy Governor Poonam Gupta
BUSINESS
RBI Governor clarifies UPI stance: Costs exist but who pays remains unclear
RBI Governor Sanjay Malhotra clarified, "I never said UPI cannot be free forever. The question, I believe, was whether charges like MDR would be passed on to consumers. I responded by saying that there are costs involved."
BUSINESS
Surplus liquidity helps better transmission of rate cuts in bond, credit market, says RBI governor
Between February and June 2025, the weighted average lending rate of scheduled commercial banks fell by 71 basis points for fresh rupee loans, of which 55 bps was directly due to the repo rate cut
BUSINESS
Gross FDI rises 5% in April-May but net inflows slip on $0.8 billion outflow
Foreign portfolio investment inflows into emerging market economies remained strong in May and June, amid improved global risk sentiment
BUSINESS
What led to the selloff in PB Fintech shares: IRDAI's regulatory action explained
IRDAI's action dates back to June 2020 when it conducted a remote inspection of PolicyBazaar’s operations during its IWA tenure and found irregularities in how it managed the sales processes, disclosures, partnerships, and premium flows.
BUSINESS
Future Generali is now Generali Central after Central Bank stake buy, with focus on serving SME borrowers
Despite Central Bank’s recent stake acquisition, Generali Central Insurance does not expect a significant near-term boost in business from bancassurance business, or insurance policies sold through the banking channel.
BUSINESS
Banks likely to re-evaluate corporate, SME lending plans as US tariffs hit exports
While credit demand from corporates has already been sluggish over the past two quarters, bankers say the new trade headwinds could further delay recovery in the segment.
BUSINESS
Motor stumbles, health surges as general insurers prioritise margin over growth in Q1
Motor insurance saw a pull back, fire made a comeback and health continued to grow in the June quarter as ICICI Lombard, SBI General, Shriram General and Niva Bupa adapted to pricing and policy shifts
BUSINESS
ICICI Lombard scaled down motor, fire insurance coverage over pricing pressure: CFO Gopal Balachandran
ICICI Lombard CFO Balachandran told Moneycontrol growing those segments may not make financial sense, citing stagnant third-party premium rates over the past 4-5 years.
BUSINESS
Distributors opting for short-term health plans over long term post commission rule change: Niva Bupa CEO
Krishnan Ramachandran, CEO, says the health insurer’s internal goal is to grow 5-10 percentage points faster than the overall health insurance industry
BUSINESS
If I were Allianz, I’d be more worried about retaining Go Digit than the other way around: Chairman Kamesh Goyal
Addressing concerns over the Allianz-Jio reinsurance JV, Goyal said Allianz intends to continue its partnership with Go Digit, and the existing contract allows no mid-term changes, Goyal says
BUSINESS
IDFC First shareholders grant Warburg affiliate board seat, reversing earlier decision
While Currant Sea’s board nominee has not yet been disclosed, this marks a significant change in shareholder sentiment from May 2025, when a similar resolution was voted down.
