COMPANIES
Nearly half of vehicles on Indian roads lack insurance despite digital enforcement push
According to data cited by the Union government in Parliament, around 54 percent of vehicles in India are uninsured, with 16.5 crore vehicles out of a fleet of about 30.48 crore operating without insurance
BUSINESS
Why India is seeking US clarity on insurance cover for ships passing through the Strait of Hormuz
The discussions come amid fears that the withdrawal of war-risk insurance and rising maritime security risks could disrupt crude oil shipments to India, which relies heavily on supplies from the Gulf.
BUSINESS
Iran-US Conflict: Reinsurers assessing tightening of war-risk cover, India's foreign P&I reliance in focus
As war-risk exposures rise across West Asian shipping corridors, reinsurers and global P&I pools are likely reassessing coverage in high-risk regions. For Indian insurers and shipowners, this shift is significant
COMPANIES
MC Explainer | Why India is eyeing its own Protection & Indemnity Club
The proposal of a P&I Club in India had earlier been flagged by FM Sitharaman in 2025, who underscored the need for a domestic P&I mechanism to reduce India’s dependence on overseas marine liability insurers
BUSINESS
IFSCA eyes regulatory framework to widen reinsurance play at IFSC; captive, specialised players keen on India entry
BUSINESS
India needs more actuaries as it moves to risk-based capital, IFRS convergence, says Irdai chairman Ajay Seth
The shortage of actuarial talent poses a challenge as India strengthens its financial protection architecture and aligns with global regulatory and accounting frameworks, Seth has said
MARKETS
IFSCA to send proposal on special purpose insurance framework soon: IFSCA chairman K Rajaraman
The regulator is proposing a framework for setting up Special Purpose Vehicles (SPVs) that would issue and manage instruments such as catastrophe bonds until maturity or disposal
COMPANIES
Wage-related provisioning to ease in Q4; New India Assurance says PAT impact temporary
Govt stake steady at 85% and no immediate plan to dilute further, says New India Assurance CMD Girija Subramanian
BUSINESS
Lack of credible health data biggest hurdle in insurer-hospital disputes: Subhendu Kumar Bal
Quantitative Impact Study-1 (QIS-1) has been concluded and analysed, while QIS-2 is currently under evaluation, says SBI Life's Chief Risk Officer Bal
BUSINESS
Inside the delay: Why Bima Sugam India Federation is not ready despite multiple launch timelines
At the heart of the project sits a structural paradox — the platform seeks to unify an ecosystem whose strongest participants are, at the same time, contenders
BUSINESS
IRDAI should shift to segment-wise EOM compliance to curb cross-subsidisation, says Generali Central MD & CEO Anup Rau
The current framework allows insurers to cross-subsidise loss-making wholesale and regulated segments using profits from retail business, creating pricing distortions, Rau tells Moneycontrol
BUSINESS
RBI’s risk-based deposit insurance framework: Who pays less, who pays more, and why it matters
Stronger banks will pay less, weaker banks will pay more, and the rules of risk are being rewritten
BUSINESS
GI Council finalises clinical admission protocols amid insurer-hospital tariff friction
The General Insurance Council has finalised standard treatment and admission guidelines for seven of the country’s most common infectious diseases following extensive consultations with healthcare providers
BANKING
Financialisation of savings a structural challenge for banks, balance sheets to evolve: SBI chairman CS Setty
Setty said this transition would require banks and markets to prepare for a new funding architecture
BUSINESS
RBI announces measures to boost financial inclusion, MSME credit, REIT financing
The measures are aimed at improving last-mile credit delivery, strengthening institutional financing frameworks and supporting growth in both the MSME and real estate sectors, governor Sanjay Malhotra has said
BUSINESS
RBI signals stronger customer safeguards; proposes draft guidelines on mis‑selling
In addition, the RBI will release a draft framework on loan recovery and the conduct of recovery agents, says Sanjay Malhotra during MPC speech
BUSINESS
RBI eases NBFC norms in big push for smaller shadow banks
NBFCs without public funds and direct customer interface, with asset size not exceeding Rs 1,000 crore, will not have to register with RBI
BUSINESS
RBI governor Sanjay Malhotra unveils UCB reforms; launches Mission‑SAKSHAM
RBI MPC meeting: Higher limits on unsecured loans, easing of housing loan norms and mission-SAKSHAM are among the key measures announced today
BUSINESS
RBI policy meeting: India-EU FTA to support exports over medium term, says Sanjay Malhotra
The RBI raised the full year GDP forecast for FY26 by 10 basis points to 7.4% even as it held the key repo rate steady at 5.25%
BUSINESS
MPC Poll | RBI likely to hold rates today, focus shifts to liquidity management, transmission
The February policy is expected maintain the repo rate at 5.25% as the RBI shifts focus from rate cuts to liquidity infusion, experts say.
BUSINESS
JioBlackRock Investment Advisors targets mass affluent as entry point for personalised investment advice platform: CEO Marc Pilgrem
CEO Pilgrem said the long-term ambition is to reach every demat account holder in the country, indicating that the platform will eventually cater to ultra-high-net-worth individuals, high-net-worth individuals, family offices and retail investors as well
BUSINESS
Macquarie flags risks in PB Fintech’s global ambitions over capital allocation
Macquarie flags capital allocation risks as PB Fintech shifts focus from domestic dominance to global expansion ambitions
BUSINESS
Budget 2026: Does a quiet budget for the insurance sector signal stability?
After half a decade of continuous tax and regulatory recalibration, Budget 2026 marks the first deliberate pause in insurance-specific reforms, raising a larger question on whether the sector has finally entered a phase of policy stability.
BUSINESS
Budget 2026: Since 2019 Budget, Bank Nifty Index has not cheered FM's moves
Bank Nifty often reacts negatively or with muted gains on Budget Day
