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Malvika Sundaresan

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Moneycontrol

IFSCA to send proposal on special purpose insurance framework soon: IFSCA chairman K Rajaraman

MARKETS

IFSCA to send proposal on special purpose insurance framework soon: IFSCA chairman K Rajaraman

The regulator is proposing a framework for setting up Special Purpose Vehicles (SPVs) that would issue and manage instruments such as catastrophe bonds until maturity or disposal

Wage-related provisioning to ease in Q4; New India Assurance says PAT impact temporary

COMPANIES

Wage-related provisioning to ease in Q4; New India Assurance says PAT impact temporary

Govt stake steady at 85% and no immediate plan to dilute further, says New India Assurance CMD Girija Subramanian

Lack of credible health data biggest hurdle in insurer-hospital disputes: Subhendu Kumar Bal

BUSINESS

Lack of credible health data biggest hurdle in insurer-hospital disputes: Subhendu Kumar Bal

Quantitative Impact Study-1 (QIS-1) has been concluded and analysed, while QIS-2 is currently under evaluation, says SBI Life's Chief Risk Officer Bal

Inside the delay: Why Bima Sugam India Federation is not ready despite multiple launch timelines

BUSINESS

Inside the delay: Why Bima Sugam India Federation is not ready despite multiple launch timelines

At the heart of the project sits a structural paradox — the platform seeks to unify an ecosystem whose strongest participants are, at the same time, contenders

IRDAI should shift to segment-wise EOM compliance to curb cross-subsidisation, says Generali Central MD & CEO Anup Rau

BUSINESS

IRDAI should shift to segment-wise EOM compliance to curb cross-subsidisation, says Generali Central MD & CEO Anup Rau

The current framework allows insurers to cross-subsidise loss-making wholesale and regulated segments using profits from retail business, creating pricing distortions, Rau tells Moneycontrol

RBI’s risk-based deposit insurance framework: Who pays less, who pays more, and why it matters

BUSINESS

RBI’s risk-based deposit insurance framework: Who pays less, who pays more, and why it matters

Stronger banks will pay less, weaker banks will pay more, and the rules of risk are being rewritten

GI Council finalises clinical admission protocols amid insurer-hospital tariff friction

BUSINESS

GI Council finalises clinical admission protocols amid insurer-hospital tariff friction

The General Insurance Council has finalised standard treatment and admission guidelines for seven of the country’s most common infectious diseases following extensive consultations with healthcare providers

Financialisation of savings a structural challenge for banks, balance sheets to evolve: SBI chairman CS Setty

BANKING

Financialisation of savings a structural challenge for banks, balance sheets to evolve: SBI chairman CS Setty

Setty said this transition would require banks and markets to prepare for a new funding architecture

RBI announces measures to boost financial inclusion, MSME credit, REIT financing

BUSINESS

RBI announces measures to boost financial inclusion, MSME credit, REIT financing

The measures are aimed at improving last-mile credit delivery, strengthening institutional financing frameworks and supporting growth in both the MSME and real estate sectors, governor Sanjay Malhotra has said

RBI signals stronger customer safeguards; proposes draft guidelines on mis‑selling

BUSINESS

RBI signals stronger customer safeguards; proposes draft guidelines on mis‑selling

In addition, the RBI will release a draft framework on loan recovery and the conduct of recovery agents, says Sanjay Malhotra during MPC speech

RBI eases NBFC norms in big push for smaller shadow banks

BUSINESS

RBI eases NBFC norms in big push for smaller shadow banks

NBFCs without public funds and direct customer interface, with asset size not exceeding Rs 1,000 crore, will not have to register with RBI

RBI governor Sanjay Malhotra unveils UCB reforms; launches Mission‑SAKSHAM

BUSINESS

RBI governor Sanjay Malhotra unveils UCB reforms; launches Mission‑SAKSHAM

RBI MPC meeting: Higher limits on unsecured loans, easing of housing loan norms and mission-SAKSHAM are among the key measures announced today

RBI policy meeting: India-EU FTA to support exports over medium term, says Sanjay Malhotra

BUSINESS

RBI policy meeting: India-EU FTA to support exports over medium term, says Sanjay Malhotra

The RBI raised the full year GDP forecast for FY26 by 10 basis points to 7.4% even as it held the key repo rate steady at 5.25%

MPC Poll | RBI likely to hold rates today, focus shifts to liquidity management, transmission

BUSINESS

MPC Poll | RBI likely to hold rates today, focus shifts to liquidity management, transmission

The February policy is expected maintain the repo rate at 5.25% as the RBI shifts focus from rate cuts to liquidity infusion, experts say.

JioBlackRock Investment Advisors targets mass affluent as entry point for personalised investment advice platform: CEO Marc Pilgrem

BUSINESS

JioBlackRock Investment Advisors targets mass affluent as entry point for personalised investment advice platform: CEO Marc Pilgrem

CEO Pilgrem said the long-term ambition is to reach every demat account holder in the country, indicating that the platform will eventually cater to ultra-high-net-worth individuals, high-net-worth individuals, family offices and retail investors as well

Macquarie flags risks in PB Fintech’s global ambitions over capital allocation

BUSINESS

Macquarie flags risks in PB Fintech’s global ambitions over capital allocation

Macquarie flags capital allocation risks as PB Fintech shifts focus from domestic dominance to global expansion ambitions

Budget 2026: Does a quiet budget for the insurance sector signal stability?

BUSINESS

Budget 2026: Does a quiet budget for the insurance sector signal stability?

After half a decade of continuous tax and regulatory recalibration, Budget 2026 marks the first deliberate pause in insurance-specific reforms, raising a larger question on whether the sector has finally entered a phase of policy stability.

Budget 2026: Since 2019 Budget, Bank Nifty Index has not cheered FM's moves

BUSINESS

Budget 2026: Since 2019 Budget, Bank Nifty Index has not cheered FM's moves

Bank Nifty often reacts negatively or with muted gains on Budget Day

Union Budget 2026: FinMin proposes tax relief for employers, non-life insurers

BUSINESS

Union Budget 2026: FinMin proposes tax relief for employers, non-life insurers

Changes aim to ease compliance, reduce litigation, and simplify deductions under the Income Tax Act

Budget 2026: Interest on accident compensation to be fully exempt from income tax

BUSINESS

Budget 2026: Interest on accident compensation to be fully exempt from income tax

At present, this interest is treated like regular taxable income

Budget 2026: FinMin charts consolidation path for NBFCs under Viksit Bharat vision

BUSINESS

Budget 2026: FinMin charts consolidation path for NBFCs under Viksit Bharat vision

A central element of the strategy is the proposed restructuring of PFC and REC

Shriram Finance eyes 16-17% growth in AUM for FY26: Umesh Revankar

BUSINESS

Shriram Finance eyes 16-17% growth in AUM for FY26: Umesh Revankar

During an interaction with Moneycontrol post Q3 FY26 earnings, Revankar said the company is “working towards” the higher range, signalling confidence in the operating environment while maintaining a measured outlook

Economic Survey 2026: Cutting distribution costs is key to making insurance affordable and expanding reach

BUSINESS

Economic Survey 2026: Cutting distribution costs is key to making insurance affordable and expanding reach

Unless these cost inefficiencies are dismantled, insurance will remain expensive for customers and limited in reach, despite the sector’s strong balance sheets and financial stability, the report says

Anuj Tyagi, HDFC Ergo CEO to start insurance venture; in advanced talks with PEs for equity raise

BUSINESS

Anuj Tyagi, HDFC Ergo CEO to start insurance venture; in advanced talks with PEs for equity raise

Sources say the venture is expected to be a multi-line general insurance business with a hybrid marketplace-and-product manufacturing model.

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