BUSINESS
Personal Finance | The challenge of balancing investment returns and core values
PERSONAL-FINANCE
Personal Finance | Should you add sectoral and thematic funds to your portfolio?
Sectoral funds have become fads; know that they fare well in certain periods when the cycle is to their advantage but may struggle during downcycles in the sector
BUSINESS
Personal Finance: Redefining the role of a savings bank account
Persistent high inflation in our economy has made the bank deposits role as a savings enhancer, and individuals are forced to park less funds in this instrument
BUSINESS
Personal Finance | Are you missing out on the crypto trade?
By virtue of a higher proportionate ownership, certain large institutions and even individuals have an unequal advantage in the crypto trade, making it susceptible to manipulation
BUSINESS
Personal Finance: Is the long term equity return shrinking?
In the past 20-odd years, returns were by and large in 10-20 percent range, excluding the tech meltdown
BUSINESS
The art of putting an equities’ trading strategy in place
The share of intraday traders below the age of 30 has gone up to 48 percent in FY23 as compared to 18 percent in FY19
BUSINESS
Three things for investors to focus on ahead of Union Budget 2024
While Union Budget speeches unfold reams of data on the state of the country’s economic and financial health, investors must focus on the fiscal deficit, taxes and capital formation
BUSINESS
Personal Finance : It’s time to start questioning your fund manager
The inability of the vast majority of actively managed mutual funds to outperform their benchmarks consistently year after year is beginning to loom large
BUSINESS
Personal Finance: Domestic investors could ride on global winds in favour of Indian equities
While rising global investor demand for Indian equities may keep front-line indices resilient amid global uncertainty, elevated multiples increase portfolio risk Lisa Pallavi Barbora
BUSINESS
Personal Finance: Wealth preservation needs your attention too
Taking investment risk through financial assets instead of the business itself is often a safer approach, albeit not as remunerative at times
PERSONAL-FINANCE
Personal Finance: Is there a shift in demand from natural to lab-grown diamonds?
The writing is on the wall, demand for natural diamonds is coming down dramatically
BUSINESS
Currency or cards, which one to use for your overseas vacation?
While the Tax Collection at Source (TCS) does make it easier to decide between the two, that is not the only factor travellers must weigh before making a decision
BUSINESS
Personal Finance: A depreciating rupee is more worrisome than high domestic equity prices
A depreciating INR (against the USD) has several implications, rising domestic inflation being the most worrying
BUSINESS
Personal Finance | Does the recent price breakout justify a higher long-term allocation to gold?
There isn’t much commentary on gold beating inflation in the long run, but with equities, it is historically known that it is an asset which beats inflation over long periods
BUSINESS
Personal Finance: Sentiment booster is key to REITs gaining popularity. Here’s why
Investors must be prepared to own REITs with a decadal outlook and tone down return expectations to steady, stable yield rather than mere capital gains
BUSINESS
Mid and small cap lure frays a bit: What's next for investors?
Stress tests of liquidity in regular market periods may not be an accurate representation of how things progress when there is a sharp or long correction and fear takes over
BUSINESS
It’s time to throw gender bias out in personal finance!
Conversing about money at home; discussing finances openly with your parents, spouse and children alerts you to the gaps in planning
BUSINESS
Personal Finance: How do you verify the investing advice you get?
There is no fool proof way of establishing trust. You must be extremely cautious and start by asking some probing questions
BUSINESS
General elections spark market timing mood
Elections are a big macro event, but despite upsets and wins over the years, history tells us that the risk of such an event for the market smoothens out over time
BUSINESS
Personal Finance: Travel insurance to the rescue?
It pays to know what your travel insurance policies cover or don’t include. Dive into the fine print before cancelling
BUSINESS
Personal Finance | Inequality will widen until giving becomes a part of personal finances
With a growing population, the need for redistribution of wealth is greater today that before. Making giving part of your financial plan puts it on par with other financial decisions
BUSINESS
Personal Finance | Equities win hands down in 2023, will they score in 2024 too?
Most market experts are talking about a 2024 calendar year-end target of around 23,500-24,500 for Nifty 50!
BUSINESS
Personal Finance | Make hay while the sun shines
There are myriad risks to the BSE Sensex scaling higher as it inches closer to 70K, which are being masked by near-term positive factors
BUSINESS
Personal Finance: Two simple reasons why you can skip the IPO rush
Amid the euphoria during an IPO issue and its listing, investors must bear in mind that it is just the first window to investing in a business; more opportunities could arise
