BUSINESS
Beyond the lottery: Why Indians are choosing the EB-5 Visa
Indian families seek US residency through the EB-5 visa, driven by predictability and control amidst uncertain H-1B and student visa landscapes, offering a strategic path to green cards through investment.
BUSINESS
Education loan vs savings fund: What's the best way to fund your child’s education?
It is wise to start saving and investing early to build a sufficient corpus. You can take a call on whether taking an education loan is a better option at the time of making the actual payment.
BUSINESS
Beyond college funds: Why parents need to invest for a skills-first future
Child Future Plans: Skill-based investments are a series of small, strategic bets rather than a one-time financial commitment. From a financial standpoint, skill-based learning is often quicker and more cost-effective than a full-fledged degree program.
BUSINESS
Investing In Education: Here’s how to save for your child's studies
Your child’s education involves three phases: capital accumulation, protection and preservation. Your choice of investments would vary as you move from one stage to another
BUSINESS
Five common education financing pitfalls you must steer clear of
Education financing is pivotal in ensuring equitable access to higher education for students from all walks of life. However, it demands careful navigation to sidestep potential financial traps.
BUSINESS
Tackle high education costs with early, efficient investment planning
Early investment planning, choosing the right instruments, regular reviews and rebalancing, particularly closer to the goal, are important for raising the required corpus
BUSINESS
How to build a corpus for higher education
As the demand for higher education courses increases, the prices – fees - will increase sharply. This is precisely the reason why a ‘college fund’ is necessary.
BUSINESS
Using SIPs to repay education loans more efficiently
The non-performing assets in education loans stood at 7.82 percent of a total outstanding portfolio, at the end of the first quarter of FY23. The number of students opting for foreign education using education loans has been increasing but repaying these loans can be a challenge. There is a way out though.
BUSINESS
Education funding: Not just bank FDs, there are other ways too
Education financing is no longer an option; it has become a necessity. The good news is that there are many ways in which you can get financing and secure your child’s future. We feature a few of them.
BUSINESS
Why financial literacy for students and parents can be life changing
Financial literacy includes everything that impacts your financial health. How to invest, where to invest, what factors to consider, what time frame to plan for; all of these require planning and become absolutely important in a world where education is everything.
BUSINESS
How diversification helps when investing for your child's education
A good way to diversify one’s portfolio is by investing in different categories of mutual funds according to one’s risk appetite. A balance of debt and equity can help mitigate risk.
BUSINESS
Higher foreign education: Smart tips to bring the costs down
From navigating investments, student loans and scholarships, there are various ways to bring the costs down.
BUSINESS
From school fees to study abroad: A fool-proof plan for your child's education
Higher education expenses can be very high. Fees account for only 40 percent of the expenses. Define your short-term and long-term goals, and start saving & investing as early as possible.
BUSINESS
Sound exit strategy crucial to enjoying benefits of goal-based planning
A goal-based investment plan is only successful when a proper exit strategy is created, which also means you rebalance.
BUSINESS
What to do if you go off track on your financial goals
Since financial markets are volatile, you have to assess if you are on track towards your financial goals. A few small tweaks can help you stay on track, when things appear off track.
BUSINESS
How education inflation can hurt your child’s future
The cost of education rises by a larger margin than what the published centralised inflation numbers tell you. What makes it worse are the many hidden charges that can push the education budget up further.
BUSINESS
How to finance your higher studies abroad during the pandemic
Your chances of availing a loan increase if you have admission to a reputed university abroad compared to an average college
BUSINESS
Saving for your child's foreign education? Invest in US index funds
As a fertile ground for investments, the US market is a channel to generate stable returns for your child’s future
BUSINESS
Saving for your child’s higher education abroad ? Here are 5 key factors to consider
If parents are especially set on sending their children overseas, dollar investments can help provide a hedge against the rupee
BUSINESS
How to save for your child’s higher education
Account for the best opportunities you want to give to your child, be they the best institutions in India or abroad
