BUSINESS
Should you opt for travel now, pay later schemes this holiday season?
When people do not have enough cash in hand, they may choose pay later or save now and travel later options, but features like these, which provide instant gratification, are mostly not-so-healthy.
MCMINIS
What is buy now, pay later?
PERSONAL-FINANCE
First year in the job? Complete your tax planning over the next three months
The first step towards tax planning is understanding the components of your salary slip. "Finding out what comprises your salary and if tax is being deducted on your income helps you plan to save tax,” says Harshvardhan Roongta, principal, Roongta Securities
MCMINIS
What is a blue chip stock?
MCMINIS
What is a cyber insurance cover?
PERSONAL-FINANCE
Got your first paycheck? Time to get yourself a health insurance policy
A health emergency may be far from your mind when you start your career, but it is best to have an adequate health cover. Likewise, motor and cyber insurance covers, too, deserve a place in your protection portfolio.
MCMINIS
What's the 50-30-20 financial plan?
PERSONAL-FINANCE
Got your first pay? Five simple rules for your investment journey
Start early to avail the benefits of compounding, build a nest egg, work to a plan, stay safe: do this, and the force will be with you.
PODCAST
Simply Save | Your guide to picking the right health insurance policy
In this edition of the Simply save podcast, Kapil Mehta - Co-founder and CEO of SecureNow Insurance Brokers - explains how to buy an independent health insurance policy and identify the right plan with the help of Moneycontrol-SecureNow Health Insurance Ratings
MCMINIS
How does crypto exchange collapse affect you?
BUSINESS
Pet insurance: Is it a must-have for your furry kids?
A pet insurance policy offers to financially secure the overall health and well-being of your pets by taking care of treatment costs and even third-party liability if the pet happens to bite someone or damage property.
BUSINESS
Making money in stock markets isn't easy: Nithin Kamath talks about money, jobs, entrepreneurship
"It isn’t easy to make money in the stock markets. The right step here should be to start investing in an index mutual fund. And once you start tracking the market you potentially might develop a liking for a particular sector."
BUSINESS
Focus on being skilled, success and money will follow: Nithin Kamath
Not more than 25% of the money earned should be spent on material things such as cars and bikes is Kamath's advise to youngsters. "Investing in experiences will make you more intellectual than anything else ever will,” he says in an interview to Moneycontrol
BUSINESS
Children’s Day: How to talk money with your children?
It is important to clarify the difference between saving and investment from an early age. Because very often, this confusion continues into adulthood.
BUSINESS
Zerodha’s Nithin Kamath’s money mantras for the young
In Kamath’s view, financial freedom is as much about developing and honing skills, as it is about money management.
BUSINESS
Turning 18? Make your 'pocket money' grow with you
Nithin Kamath started at 17, made a decent pile by 21, and then blew it all. Learn how to avoid the financial mistakes many of us make.
BUSINESS
Got cash? Lakshmi Iyer of Kotak Investment Advisors helps you splash
"India is a reasonably robust market," says the CEO, who recommends 60 percent allocation in equity.
BUSINESS
Not happy with your health insurer? Just port out—lock, stock, and bonus
You can only port your policy at the time of renewal. So start the process at least 45-60 days prior to the expiry of your existing policy
PERSONAL-FINANCE
First job, first paycheck? Now set the money agenda for years ahead
Spend some, save some and plan your investments and taxes. First-time salary earners should learn the ropes of money management quickly to ensure they don’t squander their money away.
MCMINIS
How to 'restore' your insurance limit
PERSONAL-FINANCE
Got Rs 10 lakh to spare? Union AMC’s CEO tells you to begin with flexicap mutual funds
“Existing investors should stay invested as no one makes money by reacting to every headline,” says G Pradeepkumar, Chief Executive Officer of Union AMC.
MCMINIS
What is decentralised finance?
PERSONAL-FINANCE
Where to invest Rs 10 lakh today? 100% in equities, says this army man-turned-financial planner, if your risk profile allows
"An investor shouldn’t take long-term investing decisions based on how the market is doing today. Before getting started with investing, one should understand their risk profile and financial goals well," says Sanjeev Govila founder of Hum Fauji Financial Services
PERSONAL-FINANCE
Future Generali's new health plan includes LGBTQIA+ and live-in partners. But is it good enough?
Future Generali's 'Absolute Health' policy extends the definition of family in its family floater plan. It also offers additional maternity coverage for the girl child, but the mandatory inclusion of this cover could bring down the utility value, particularly for older individuals. A Moneycontrol review.
