 |
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Investment Valuation Ratios |
|
|
|
|
| Face Value |
10.00 |
10.00 |
10.00 |
10.00 |
10.00 |
| Dividend Per Share |
4.50 |
5.50 |
7.00 |
8.50 |
10.00 |
| Operating Profit Per Share (Rs) |
41.65 |
52.56 |
86.19 |
107.32 |
92.36 |
| Net Operating Profit Per Share (Rs) |
120.17 |
177.80 |
259.98 |
348.57 |
464.77 |
| Free Reserves Per Share (Rs) |
99.78 |
132.01 |
155.69 |
269.89 |
252.37 |
| Bonus in Equity Capital |
-- |
-- |
-- |
-- |
-- |
| Profitability Ratios |
|
|
|
|
| Interest Spread |
5.39 |
5.25 |
5.47 |
7.08 |
6.98 |
| Adjusted Cash Margin(%) |
26.63 |
23.11 |
19.07 |
15.01 |
13.15 |
| Net Profit Margin |
17.77 |
15.55 |
13.57 |
12.82 |
11.35 |
| Return on Long Term Fund(%) |
50.77 |
60.06 |
74.91 |
62.34 |
83.31 |
| Return on Net Worth(%) |
23.67 |
22.73 |
23.57 |
13.83 |
15.32 |
| Adjusted Return on Net Worth(%) |
14.72 |
16.42 |
17.75 |
13.82 |
15.29 |
| Return on Assets Excluding Revaluations |
1.66 |
1.52 |
1.52 |
1.19 |
1.22 |
| Return on Assets Including Revaluations |
1.66 |
1.52 |
1.52 |
1.19 |
1.22 |
| Management Efficiency Ratios |
|
|
|
|
| Interest Income / Total Funds |
7.95 |
8.91 |
10.08 |
11.01 |
12.50 |
| Net Interest Income / Total Funds |
5.14 |
5.82 |
6.22 |
6.66 |
6.86 |
| Non Interest Income / Total Funds |
0.04 |
0.05 |
0.13 |
0.04 |
-- |
| Interest Expended / Total Funds |
2.81 |
3.09 |
3.86 |
4.36 |
5.63 |
| Operating Expense / Total Funds |
2.38 |
3.19 |
2.88 |
3.27 |
4.38 |
| Profit Before Provisions / Total Funds |
2.09 |
2.01 |
2.91 |
3.19 |
2.26 |
| Net Profit / Total Funds |
1.82 |
1.79 |
1.68 |
1.42 |
1.42 |
| Loans Turnover |
0.17 |
0.18 |
0.20 |
0.22 |
0.24 |
| Total Income / Capital Employed(%) |
7.99 |
8.96 |
10.21 |
11.05 |
12.50 |
| Interest Expended / Capital Employed(%) |
2.81 |
3.09 |
3.86 |
4.36 |
5.63 |
| Total Assets Turnover Ratios |
0.08 |
0.09 |
0.10 |
0.11 |
0.13 |
| Asset Turnover Ratio |
2.89 |
3.50 |
4.33 |
5.18 |
5.00 |
| Profit And Loss Account Ratios |
|
|
|
|
| Interest Expended / Interest Earned |
42.53 |
43.11 |
46.15 |
48.32 |
54.56 |
| Other Income / Total Income |
0.55 |
0.56 |
1.22 |
0.35 |
-- |
| Operating Expense / Total Income |
29.84 |
35.58 |
28.21 |
29.55 |
35.06 |
| Selling Distribution Cost Composition |
1.47 |
1.45 |
0.90 |
0.92 |
0.54 |
| Balance Sheet Ratios |
|
|
|
|
| Capital Adequacy Ratio |
12.16 |
11.41 |
13.08 |
13.60 |
15.69 |
| Advances / Loans Funds(%) |
68.21 |
68.75 |
71.41 |
71.93 |
78.87 |
| Debt Coverage Ratios |
|
|
|
|
| Credit Deposit Ratio |
64.87 |
65.79 |
66.08 |
65.28 |
66.64 |
| Investment Deposit Ratio |
57.83 |
51.81 |
47.51 |
47.29 |
44.43 |
| Cash Deposit Ratio |
7.78 |
6.46 |
6.84 |
10.49 |
10.71 |
| Total Debt to Owners Fund |
8.04 |
10.53 |
10.62 |
8.76 |
9.75 |
| Financial Charges Coverage Ratio |
2.00 |
1.87 |
1.90 |
1.79 |
1.44 |
| Financial Charges Coverage Ratio Post Tax |
1.76 |
1.67 |
1.50 |
1.38 |
1.29 |
| Leverage Ratios |
|
|
|
|
| Current Ratio |
0.03 |
0.04 |
0.04 |
0.04 |
0.04 |
| Quick Ratio |
5.61 |
5.18 |
4.07 |
4.89 |
5.23 |
| Cash Flow Indicator Ratios |
|
|
|
|
| Dividend Payout Ratio Net Profit |
23.99 |
22.55 |
22.91 |
22.16 |
22.16 |
| Dividend Payout Ratio Cash Profit |
16.00 |
15.17 |
16.32 |
18.93 |
19.10 |
| Earning Retention Ratio |
76.00 |
77.44 |
77.11 |
77.83 |
77.79 |
| Cash Earning Retention Ratio |
83.99 |
84.83 |
83.69 |
81.07 |
80.87 |
| AdjustedCash Flow Times |
36.45 |
43.11 |
42.60 |
54.14 |
54.91 |
|
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Earnings Per Share |
27.55 |
35.64 |
43.29 |
44.87 |
52.77 |
| Book Value |
145.86 |
169.24 |
201.42 |
324.38 |
344.44 |
|
|
| Source : Religare Technova |
| Explore HDFC Bank connections |
|
