| Key Financial Ratios of HDFC Bank (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
88.29 |
85.83 |
79.25 |
66.80 |
56.58 |
|
| Diluted EPS (Rs.) |
87.90 |
85.44 |
78.89 |
66.35 |
56.32 |
|
| Cash EPS (Rs.) |
92.43 |
83.75 |
83.07 |
69.54 |
58.81 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
655.27 |
579.51 |
502.17 |
432.95 |
369.54 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
655.27 |
579.51 |
502.17 |
432.95 |
369.54 |
|
| Dividend/Share (Rs.) |
22.00 |
19.50 |
19.00 |
15.50 |
6.50 |
|
| Operating Revenue / Share (Rs.) |
392.72 |
340.06 |
289.59 |
230.37 |
219.23 |
|
| Net Profit/Share (Rs.) |
88.01 |
80.05 |
79.05 |
66.65 |
56.44 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
14,008,747.01 |
12,098,731.10 |
9,328,234.10 |
9,023,451.15 |
10,063,719.49 |
|
| Net Profit/ Employee (Rs.) |
3,139,429.62 |
2,847,990.11 |
2,546,368.33 |
2,610,652.37 |
2,591,035.71 |
|
| Business/ Employee (Rs.) |
248,662,066.32 |
227,823,544.34 |
201,128,063.77 |
206,813,042.29 |
205,498,809.40 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
317,839,282.60 |
295,651,837.38 |
206,604,701.06 |
201,439,796.75 |
215,510,389.62 |
|
| Net Profit/ Branches (Rs.) |
71,229,358.12 |
69,595,191.69 |
56,397,777.01 |
58,280,282.56 |
55,485,957.92 |
|
| Business/ Branches (Rs.) |
5,641,801,705.98 |
5,567,232,542.00 |
4,454,648,441.76 |
4,616,900,617.16 |
4,400,671,989.48 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
2.66 |
2.71 |
2.97 |
3.22 |
3.42 |
|
| CASA (%) |
34.79 |
38.18 |
44.38 |
48.16 |
46.11 |
|
| Net Profit Margin (%) |
22.41 |
23.53 |
27.29 |
28.93 |
25.74 |
|
| Operating Profit Margin (%) |
40.01 |
38.54 |
37.36 |
36.40 |
34.54 |
|
| Return on Assets (%) |
1.72 |
1.68 |
1.78 |
1.78 |
1.78 |
|
| Return on Equity / Networth (%) |
13.43 |
13.81 |
15.74 |
15.39 |
15.27 |
|
| Net Interest Margin (X) |
3.13 |
3.00 |
3.52 |
3.48 |
3.71 |
|
| Cost to Income (%) |
40.50 |
40.17 |
40.36 |
36.88 |
36.32 |
|
| Interest Income/Total Assets (%) |
7.68 |
7.14 |
6.55 |
6.17 |
6.91 |
|
| Non-Interest Income/Total Assets (%) |
1.16 |
1.36 |
1.26 |
1.42 |
1.44 |
|
| Operating Profit/Total Assets (%) |
0.55 |
0.31 |
0.52 |
0.36 |
0.33 |
|
| Operating Expenses/Total Assets (%) |
1.74 |
1.75 |
1.93 |
1.81 |
1.87 |
|
| Interest Expenses/Total Assets (%) |
4.54 |
4.14 |
3.03 |
2.69 |
3.20 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
4,517,499.55 |
3,963,440.78 |
2,871,198.57 |
2,429,205.81 |
2,196,567.47 |
|
| EV Per Net Sales (X) |
15.03 |
15.34 |
17.77 |
19.01 |
18.17 |
|
| Price To Book Value (X) |
2.79 |
2.50 |
3.21 |
3.40 |
4.04 |
|
| Price To Sales (X) |
4.66 |
4.26 |
5.56 |
6.38 |
6.81 |
|
| Retention Ratios (%) |
100.00 |
86.17 |
80.49 |
100.00 |
100.00 |
|
| Earnings Yield (X) |
0.05 |
0.06 |
0.05 |
0.05 |
0.04 |
|
Source : Dion Global Solutions Limited
