Heads or tails, banks win: Rich Dad, Poor Dad author Robert Kiyosaki explains who really loses

Robert Kiyosaki

Bestselling author and financial commentator Robert Kiyosaki has warned that ordinary taxpayers stand to lose as the global economy faces fresh stress, arguing that the economic system is designed to protect banks at the public’s expense.

In a post on social media, the Rich Dad, Poor Dad author said, “The bankers of the world control the world because they control global cash flow,” adding that the system operates on a simple rule: “Heads bankers win… tails bankers win… but you lose.”

Kiyosaki claimed that when banks profit, they keep the gains, but when losses occur, the burden is shifted to the public. “Privatize our wins… socialize our losses,” he wrote, describing what he called the real mechanics of modern finance.

Referring to the 2008 global financial crisis, Kiyosaki said that while banks suffered heavy losses, “the public covered their losses via an increase in taxes.” According to him, this is why taxpayers repeatedly end up paying for financial failures.

LESSON # 8: How to get richer as the global economy crashes. NAMES of the REAL GAME “HEADS I WIN TAILS you LOSE.” The bankers of the world control the world because they control global Cash Flow. The game bankers play is “Heads bankers win…tails bankers win…. but you…

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— Robert Kiyosaki (@theRealKiyosaki) December 11, 2025

“I choose not to play that game,” Kiyosaki said, adding that he prefers to legally reduce taxes and hold assets outside the traditional banking system, including “real gold, silver, Bitcoin and Ethereum.”

The author also encouraged readers to educate themselves on tax planning, recommending Tax Free Wealth by his advisor Tom Wheelwright. “Don’t be a loser. Get smarter with your money,” Kiyosaki wrote.

Robert Kiyosaki’s comments come amid renewed fears of economic slowdown and volatility in global markets, with the author frequently warning of deeper financial turmoil ahead.