Vishal Goyal

"We are constructive on the banking sector. It will only become stronger with loan growth coming back in the system. According to the last report, the data point is around 16 per cent year on year. The first half is generally weak and used to see zero growth but we've already seen six per cent growth that gives us a strong base for NII (net interest income) growth."

Digital revolution spurs new ways for banks to assess risks

With such rapid advancements and huge inflow of data, having analytic and Big Data tools/services is now a mandate for any financial institute or industry to strategies when it relates to credit risk, fraud risk or to make more efficient, fast and profitable decisions.

Prefer SBI, HDFC Bank, Axis Bank, LIC Housing: Vishal Goyal

Vishal Goyal, executive director, Leading Banks & Fin Research at UBS prefers State Bank of India, HDFC Bank, Bank of Baroda, Axis Bank and LIC Housing Finance.

IDFC, PFC biggest gainers of lower gas prices: UBS

As domestic natural gas prices fall by a whopping 9 percent to USD 4.56 per unit from April 1 reflecting the softening in international prices, power and fertilizer sectors with exposure to gas based power projects are set to gain from the bonanza.

Budget impact: See more flows into pvt banks; like SBI, says UBS

Vishal Goyal of UBS says this will lead to greater free flow in private sector banks. He sees exuberance in private sector banks, but asset quality remains a concern. He says Axis Bank has the highest FII premium currently.

Using return metrics to infuse capital is big change: UBS

Vishal Goyal, executive director-leading banks and finance research, UBS India says it is better to avoid banks that don‘t fit capital infusion requirements.

Q3 Preview: PSU banks will see treasury gains, says UBS

Vishal Goyal, Executive Director-Leading Banks & Financial Research, UBS India, expects private banks to have earnings similar to Q2.

Vishal Goyal positive on PSU banks, prefer SBI

Vishal Goyal, Executive Director - Leading Banks & Fin Research at UBS is positive on PSU banking space.

SBI preferred banking bet; relatively negative on BoB: UBS

Vishal Goyal, Executive Director - Leading Banks & Financial Research, UBS expects to see improvement in the asset quality of lenders in the next 18 months.

See mixed Q3 for banks; HDFC Bank, IndusInd top bets: UBS

On asset quality front alone, small or midcap PSU banks would witness a slightly better quarter, Vishal Goyal, ED, Banks & Fin Research, UBS said.

Expect 20% returns in HDFC Bank, IndusInd: UBS

According to Vishal Goyal, Executive Director at UBS Securities, one may expect 20 percent returns in HDFC Bank and IndusInd Bank.

PSU bank concerns overdone, buy with 1-2 year view: UBS

The economic environment hasn't changed much, looking at the last three months. It is more about Quantitative Easing (QE3) tapering, which is leading to this correction in private banks

Banks to do well in 2013; mkt-share, margins dim NBFCs: UBS

Vishal Goyal, executive director, UBS Securities to CNBC-TV18 that banks will perform well in 2013 and adds that he does not favour NBFCs due to worries on loss of market-share and inability to maintain margins.

SBI to react positively if Q1 slippage nears Rs 3000cr: UBS

Vishal Goyal, executive director at UBS Securities is hopeful that bank‘s would not disappoint on the asset quality front in this quarter. He expects fresh restructuring in banks to be lower than last quarter.