Vijai Mantri

Instead of investing in the last month of March an investor can start investing monthly to avoid last minute hassles. Not only this is very calming on nerves but also improve our chances of making more money.

Brain fade in the business of investing!

Many of us have sudden attack of brain fade and we start asking questions about area in which fund managers do not have any expertise.

How to differentiate between similar types of bonds?

According to Vijai Mantri, MD & CEO of Pramerica Mutual Fund. You just need to look at what is the current portfolio holding. What is the current yield and what is the average duration of the fund.

What steps can retail bond holder take if company defaults?

According to Vijai Mantri, MD & CEO of Pramerica Mutual Fund, bonds can be of two kinds, secured or unsecured.

What are different kinds of bonds available?

You simply need to look at your cash flow. Which money you need when – suppose certain pool of money you may need anytime, that money should put into liquid funds because that has 30 to 60 days maturity and you will get 7-8-9 percent kind of return.

Tax-free bonds: Is it a good bet?

Vijai Mantri, MD & CEO of Pramerica Mutual Fund is not a big believer in tax-free bond and do not think they serve much purpose to the investor.

How do investors benchmark their bond funds?

The benchmark for a bond is to look at company FDs. If you have one year company FD or three year company FD and you have product which is one year maturity or three year maturity then that product yield to maturity (YTM) has to be higher than the bank deposit, says Vijai Mantri, MD & CEO of Pramerica Mutual Fund.

How important are bonds in a portfolio?

Vijai Mantri, MD & CEO of Pramerica Mutual Fund explains the benefits of investment in bonds.

What is difference between bond and share?

Vijai Mantri, MD & CEO of Pramerica Mutual Fund explains the difference between a buying a share and a bond.

How vital are ratings of a company by agencies?

According to Vijai Mantri, MD & CEO of Pramerica Mutual Fund, The rating agency will give you rating at that time on the basis of information available to them so, AAA rating means the highest safety. But that is on the basis of that information.

Why should you avoid company deposits?

According to Vijai Mantri, MD & CEO of Pramerica Mutual Fund, in the case of company deposit, once you invest there is no hope of returns as you have to wait till maturity.

Understand how bonds can work for you

Bond funds are considered a low risk investment as & they have helped investors tied over the last six odd years of equity market turmoil. They are now in the news because of volatility in bond prices and the recent slue of tax-free bond offers. Let's understand how bonds can work for you from Vijai Mantri, MD & CEO of Pramerica MF.