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    • New milestone: UPI daily transactions cross 800-million mark on March 2; February volumes up 27%

      February saw more than 700 million transactions every day, barring four. UPI has been seeing daily transaction value of more than Rs 1 lakh for 12-15 days a month

    • Growth pangs continue for credit line on UPI despite multiple initiatives from payment firms

      As large banks become indifferent, the future of CLOU now rests on small finance banks targeting semi-urban and rural customers, where traditional credit cards have limited reach

    • AI summit: Razorpay, NPCI pilot AI-backed, fully automated conversational food and grocery orders using UPI

      The UPI Reserve Pay feature lets users approve UPI spending limits and complete purchases through AI conversations

    • Reserve Bank asks NPCI to probe rising UPI autopay debit complaints: Report

      The increase in grievances, including complaints escalated to cybercrime authorities, prompted NPCI to review the issue

    • AI Summit: NPCI unveils in-house AI model to potentially handle UPI disputes, customer service, regulation and ecosystem queries

      FiMI can potentially assist users with transaction issues, mandates and payment-related queries

    • 'You can’t pay with UPI': India AI Summit accepts only 'cash' at food counters. Sparks criticism

      Despite being a flagship Digital India event, the India AI Impact Summit surprised attendees as food stalls accepted only cash, with no option to pay via cards or homegrown UPI, prompting criticism and ironic reactions on social media.

    • Google Pay reports flat topline at Rs 1,500 crore in FY 25, net profit halves to Rs 50 crore

      Despite a high market share in UPI, Google Pay's revenue remains flat, a sharp contrast with competitors like PhonePe and Paytm, which report five times its annual earnings

    • UPI stocks in focus: Paytm, MobiKwik shares fall up to 3.5%; is this RBI announcement the possible reason?

      RBI will propose a framework to compensate customers up to Rs 25,000 for losses incurred in small-value fraudulent transactions, Governor Sanjay Malhotra said on Feb 6

    • Digital gold sales surge to record high of Rs 4,000 crore in January

      Over 90 percent of all digital gold purchases in the country happen through UPI.

    • Payment industry disappointed with Rs 2,000 crore budget subsidy for UPI and RuPay debit card

      The UPI transaction value growth has already dropped to 13 percent even though volume growth remains robust at around 28 percent

    • Union Budget 2026: Nirmala Sitharaman announces Rs 2,000 crore UPI and RuPay subsidy

      To promote the adoption of digital payments, the government mandated that UPI transactions remain free for users, and in return, it will compensate payment firms for the costs they bear to facilitate them

    • Economic Survey 2025–26: UPI and Digital Payments widen the credit accessibility and financial inclusion

      The platform is now embedded across grocery purchases, fuel payments, dining, local mobility, bill payments and a widening range of low-value merchant transactions.

    • Union Budget 2026: Payment companies push for bigger subsidy, return of MDR

      After a sharp shortfall in government compensation last year, payment firms are urging the Finance Ministry to hike the UPI subsidy and consider bringing back MDR for large merchants to sustain ecosystem growth.

    • PhonePe IPO: Walmart-backed firm’s UPI dominance, new riskier businesses and other risk factors from DRHP

      In December, PhonePe processed close to 10 billion transactions worth over Rs 13.6 lakh crore through UPI platform

    • Credit line on UPI explained: How it works and why it’s challenging credit cards

      Banks are now letting borrowers pay through UPI using pre-approved credit, offering a simpler alternative to cards for everyday spending.

    • When digital fraud strikes: What to do first, what to document, and how to make your bank act

      A wrong tap or a moment’s distraction can wipe out your account in seconds. The difference between getting your money back and losing it often depends on what you do in the first hour.

    • Razorpay-backed POPclub's UPI transactions slump as incentive pullback hits hard

      The drop is partly tied to POP's decision to dial back cashback incentives that were deployed aggressively during the festival season to spur growth

    • Flipkart’s fintech app super.money's UPI market share stays stagnant; here’s what it’s trying next

      super.money said that it prioritises quality over quantity and it has one of the highest revenue per user among the top five UPI apps

    • IPO-bound PhonePe nears 10 billion monthly UPI transactions

      Newer UPI apps, Sachin Bansal-led Navi and Flikart Group’s super.money, along with NPCI’s subsidiary BHIM app, has gained market share over the last couple of years

    • What happens to UPI, wallets and crypto after you’re gone

      Money has moved online faster than inheritance laws have caught up.

    • Why merchants prefer UPI Autopay despite a lower success rate than cards

      Merchants are prioritising UPI Autopay over cards despite lower success rates, betting on its scale, lower costs and strong user adoption. As recurring payments surge, even partial execution through UPI Autopay delivers more value than higher-success but limited card mandates

    • Digital payments hit year’s highest levels in December as consumer confidence returns after GST cuts

      The notable exception to this trend was credit and debit card spending, which is online sales driven. The card spending has also been hit by UPI's popularity, which also hit record highs in December

    • UPI ends 2025 on a record high in December; annual transactions reach Rs 300 lakh crore

      Digital payments hit 21.6 billion transactions and Rs 28 lakh crore in a single month, underscoring UPI’s role as India’s default retail payment rail

    • RBI tightens grip on payment ecosystem as digital transactions near 98% of total payments

      Paper-based instruments such as cheques now represent just 2.4 percent of transaction value.

    • UPI push turns cigarette shops into unlikely winners of India’s digital payments boom

      Tobacco kiosks see fastest rise in transaction volumes as UPI embeds itself in low-value spending

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