Upi

Proposed UPI-TIPS interlinkage aims to facilitate cross-border remittances between India and the Euro Area

Securities-related UPI payments shrink for fifth straight month in October

Market-linked transactions fall 8.6% even as most consumption categories show strong festive gains

UPI failures drop sharply this festive season; SBI’s glitch rate falls to one-third of last year

Most major banks register their smoothest UPI performance since 2022, with PSU lenders showing the steepest improvement

Peru set to get its own UPI-inspired real-time payments system soon

Once implemented, it will make Peru the first South American country to adopt the Unified Payment Interface (UPI) technology.

Paytm recovers its lost UPI base after 2 years, transaction volume hits new record in October

Even though Paytm's latest quarterly revenue is below its FY 24 December quarter, the reduction in expenditure and rising merchant subscriptions have helped the company post a net profit for two consecutive quarters

Government in talks with 7-8 countries for UPI inter-linkage, hopes to conclude next year, says DFS Secretary M. Nagaraju

Nagaraju said past decade has been one of the most transformational in the BFSI.

OPINION | Building a borderless future for fast, low-cost payments

The future of cross-border payments lies in interoperability, connecting fast payment systems like UPI, SEPA, and Pix to create seamless, low-cost, real-time transfers, making global money movement effortless and affordable

Dhanteras brings sparkle to digital gold sales, surge by 62% in October

The sale of digital gold through online platforms has been steadily rising all year, going up from Rs 762 crore in January this year to Rs 2,290 crore in October

Cross-border UPI: Soon, India and Bahrain users can send money in seconds — here’s how

The collaboration, established under the guidance of the Reserve Bank of India (RBI) and the Central Bank of Bahrain (CBB), represents a key step in advancing cross-border payment connectivity between the two nations, it said.

Putting most digital payments through single rail could pose systemic risks, Mastercard’s Gautam Aggarwal

RBI is probably the most advanced regulator, primarily because we have found that right balance of data sovereignty, nationalist pride, still allowing international players to co-exist, he adds

RuPay hits 18% credit card market share in October, thanks to UPI

The high growth has been aided by a flurry of UPI payments-focused fintech apps launching Rupay credit cards for offline merchant transactions

Banking Central | What does UPI surge mean for Indian payments system?

UPI’s future hinges on whether policymakers allow it to stand on viable economic legs

Razorpay Curlec, NPCI International partner to enable UPI payments in Malaysia

Over one million Indian tourists had visited Malaysia in 2024, spending over Rs 11,000 crore, underscoring the potential for UPI to simplify payments, reduce foreign exchange cost and improve merchant acceptance.

80% of UPI volumes concentrated with two app providers, fintech body writes to FinMin

Industry body warns of duopoly as UPI processing reaches 19.6 billion transactions in September

UPI transactions grow by 35 percent in first half of 2025, with merchant payments expanding faster than P2P: Worldline report

Merchant payments (P2M) through the UPI route expanded faster than person-to-person (P2P) payments, by 37 percent to nearly 67 billion transactions, showed the report, as compared to a 31 percent growth in P2P transactions.

Chart of the Day | UPI moves the masses, RTGS moves the money

India’s payments data for the first half of 2025 shows two very different digital stories.

OPINION | From PayNow to PayNext: How India’s UPI can power ASEAN’s digital economy future

India’s digital-payments transformation is one of the most successful initiatives of the past decade. ASEAN’s digital economy is booming, but cross-border payments remain fragmented and expensive. India’s experience offers both a blueprint and a partnership model

UPI mapper rule to promote interoperability triggers slugfest among payment apps, chaos for consumers

In the end, NPCI blinked. Fierce one-upmanship among UPI apps forced a rollback, restoring uneasy peace in India’s payments ecosystem

NPCI-backed BHIM clocked Rs 4 crore revenue, Rs 68 crore loss in FY25; transactions up four-fold after spinoff

NPCI’s move to spin off BHIM has yielded results, with the app quadrupling its transactions to 100 million within a year

ChatGPT to make payments soon! NPCI partners with AI platform for UPI payments

The feature has entered the trial phase, with BigBasket becoming the first platform to support this integration.

Bengaluru: Nearly half of BMTC's ticket revenue now comes via UPI as passengers go digital

Bengaluru Metropolitan Transport Corporation's UPI ticket collections jump from Rs 6.2 crore (7.6 percent) in Jan 2024 to Rs 43.7 crore (49 percent) in Sep 2025.

NPCI rolls out UPI payments with fingerprint and face authentication instead of PIN

RBI has been nudging all financial institutions to follow different second-factor authentication instead of PIN and OTPs, such as behavioural risk patterns and biometrics, over other means as of now.

“Everywhere I go, India comes up; There’s a reason we’re here”: PayPal CEO Alex Chriss

PayPal’s focus will remain on connecting India to the world rather than competing in the domestic payments market, the CEO said.

PhonePe subsidiaries double revenue, now make up 9% of total income

Fintech major PhonePe's diversification efforts have shown promise, with revenue soaring, however, the company is yet to achieve profitability.

Instant gold loans via UPI: How technology is making borrowing faster

With UPI integration, gold loans are becoming quicker, simpler, and more accessible than ever before.