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  • Razorpay-backed POPclub's UPI transactions slump as incentive pullback hits hard

    The drop is partly tied to POP's decision to dial back cashback incentives that were deployed aggressively during the festival season to spur growth

  • Flipkart’s fintech app super.money's UPI market share stays stagnant; here’s what it’s trying next

    super.money said that it prioritises quality over quantity and it has one of the highest revenue per user among the top five UPI apps

  • IPO-bound PhonePe nears 10 billion monthly UPI transactions

    Newer UPI apps, Sachin Bansal-led Navi and Flikart Group’s super.money, along with NPCI’s subsidiary BHIM app, has gained market share over the last couple of years

  • What happens to UPI, wallets and crypto after you’re gone

    Money has moved online faster than inheritance laws have caught up.

  • Why merchants prefer UPI Autopay despite a lower success rate than cards

    Merchants are prioritising UPI Autopay over cards despite lower success rates, betting on its scale, lower costs and strong user adoption. As recurring payments surge, even partial execution through UPI Autopay delivers more value than higher-success but limited card mandates

  • Digital payments hit year’s highest levels in December as consumer confidence returns after GST cuts

    The notable exception to this trend was credit and debit card spending, which is online sales driven. The card spending has also been hit by UPI's popularity, which also hit record highs in December

  • UPI ends 2025 on a record high in December; annual transactions reach Rs 300 lakh crore

    Digital payments hit 21.6 billion transactions and Rs 28 lakh crore in a single month, underscoring UPI’s role as India’s default retail payment rail

  • RBI tightens grip on payment ecosystem as digital transactions near 98% of total payments

    Paper-based instruments such as cheques now represent just 2.4 percent of transaction value.

  • UPI push turns cigarette shops into unlikely winners of India’s digital payments boom

    Tobacco kiosks see fastest rise in transaction volumes as UPI embeds itself in low-value spending

  • Banking Central | How will payments reshape in the new year?

    The age of cashless convenience is over. The coming year will test who really owns India’s payment rails.

  • Digital payments go wrong sometimes: What your bank will do, what it won’t, and how to dispute it properly

    When a UPI payment fails or lands in the wrong place, the fastest fix usually comes from knowing the exact path to follow and the timelines banks are expected to meet.

  • Google launches its first-ever credit card globally in India on RuPay, ties up with Axis Bank

    Peers PhonePe and Paytm also have co-branded Rupay credit cards that can be linked to UPI for merchant payments.

  • PM Modi’s Jordan visit seals agreements on energy, water, culture and digital cooperation

    MoUs on renewable energy, water management, digital public infrastructure and cultural exchange signed during Modi's first visit to Jordan, as two sides mark 75 years of diplomatic ties

  • Digital payment safety tips for families: How to protect yourself from fraud in 2025

    A practical look at how families can protect themselves as UPI becomes the default way to pay for everything from groceries to school fees.

  • UPI crosses 700 million daily transactions for six straights days in December

    The mobile payments platform also recorded transactions worth over Rs 1 lakh crore for the first five consecutive days during the month

  • Should you switch from BNPL to a UPI credit line? Pros, cons and practical tips

    A simple explainer on the two short-term credit options and how they affect your spending and repayments.

  • UPI volumes remain above 20 billion in November, growth at a 3-month high

    The pace of expansion stayed strong in November, with UPI transaction volumes rising 32.2% YoY, a three-month high, and value 22.1%

  • 2026 will be breakout year for Navi, its credit-on-UPI push, says CEO Rajiv Naresh

    Navi is chasing profitability as it is looking to launch an IPO in the next fiscal and the fintech has been moving in that direction over the past six months, Naresh tells Moneycontrol

  • Digital transaction fraud: Five security habits that actually work

    Frauds involving UPI are on the rise, adopting a few simple daily habits around verification, device security and PIN hygiene can drastically cut your risk of losing money.

  • UPI to interlink with European instant payment system TIPS

    Proposed UPI-TIPS interlinkage aims to facilitate cross-border remittances between India and the Euro Area

  • Securities-related UPI payments shrink for fifth straight month in October

    Market-linked transactions fall 8.6% even as most consumption categories show strong festive gains

  • UPI failures drop sharply this festive season; SBI’s glitch rate falls to one-third of last year

    Most major banks register their smoothest UPI performance since 2022, with PSU lenders showing the steepest improvement

  • Peru set to get its own UPI-inspired real-time payments system soon

    Once implemented, it will make Peru the first South American country to adopt the Unified Payment Interface (UPI) technology.

  • Paytm recovers its lost UPI base after 2 years, transaction volume hits new record in October

    Even though Paytm's latest quarterly revenue is below its FY 24 December quarter, the reduction in expenditure and rising merchant subscriptions have helped the company post a net profit for two consecutive quarters

  • Government in talks with 7-8 countries for UPI inter-linkage, hopes to conclude next year, says DFS Secretary M. Nagaraju

    Nagaraju said past decade has been one of the most transformational in the BFSI.

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