Upi

When a UPI payment fails or lands in the wrong place, the fastest fix usually comes from knowing the exact path to follow and the timelines banks are expected to meet.

Google launches its first-ever credit card globally in India on RuPay, ties up with Axis Bank

Peers PhonePe and Paytm also have co-branded Rupay credit cards that can be linked to UPI for merchant payments.

PM Modi’s Jordan visit seals agreements on energy, water, culture and digital cooperation

MoUs on renewable energy, water management, digital public infrastructure and cultural exchange signed during Modi's first visit to Jordan, as two sides mark 75 years of diplomatic ties

Digital payment safety tips for families: How to protect yourself from fraud in 2025

A practical look at how families can protect themselves as UPI becomes the default way to pay for everything from groceries to school fees.

UPI crosses 700 million daily transactions for six straights days in December

The mobile payments platform also recorded transactions worth over Rs 1 lakh crore for the first five consecutive days during the month

Should you switch from BNPL to a UPI credit line? Pros, cons and practical tips

A simple explainer on the two short-term credit options and how they affect your spending and repayments.

UPI volumes remain above 20 billion in November, growth at a 3-month high

The pace of expansion stayed strong in November, with UPI transaction volumes rising 32.2% YoY, a three-month high, and value 22.1%

2026 will be breakout year for Navi, its credit-on-UPI push, says CEO Rajiv Naresh

Navi is chasing profitability as it is looking to launch an IPO in the next fiscal and the fintech has been moving in that direction over the past six months, Naresh tells Moneycontrol

Digital transaction fraud: Five security habits that actually work

Frauds involving UPI are on the rise, adopting a few simple daily habits around verification, device security and PIN hygiene can drastically cut your risk of losing money.

UPI to interlink with European instant payment system TIPS

Proposed UPI-TIPS interlinkage aims to facilitate cross-border remittances between India and the Euro Area

Securities-related UPI payments shrink for fifth straight month in October

Market-linked transactions fall 8.6% even as most consumption categories show strong festive gains

UPI failures drop sharply this festive season; SBI’s glitch rate falls to one-third of last year

Most major banks register their smoothest UPI performance since 2022, with PSU lenders showing the steepest improvement

Peru set to get its own UPI-inspired real-time payments system soon

Once implemented, it will make Peru the first South American country to adopt the Unified Payment Interface (UPI) technology.

Paytm recovers its lost UPI base after 2 years, transaction volume hits new record in October

Even though Paytm's latest quarterly revenue is below its FY 24 December quarter, the reduction in expenditure and rising merchant subscriptions have helped the company post a net profit for two consecutive quarters

Government in talks with 7-8 countries for UPI inter-linkage, hopes to conclude next year, says DFS Secretary M. Nagaraju

Nagaraju said past decade has been one of the most transformational in the BFSI.

OPINION | Building a borderless future for fast, low-cost payments

The future of cross-border payments lies in interoperability, connecting fast payment systems like UPI, SEPA, and Pix to create seamless, low-cost, real-time transfers, making global money movement effortless and affordable

Dhanteras brings sparkle to digital gold sales, surge by 62% in October

The sale of digital gold through online platforms has been steadily rising all year, going up from Rs 762 crore in January this year to Rs 2,290 crore in October

Cross-border UPI: Soon, India and Bahrain users can send money in seconds — here’s how

The collaboration, established under the guidance of the Reserve Bank of India (RBI) and the Central Bank of Bahrain (CBB), represents a key step in advancing cross-border payment connectivity between the two nations, it said.

Putting most digital payments through single rail could pose systemic risks, Mastercard’s Gautam Aggarwal

RBI is probably the most advanced regulator, primarily because we have found that right balance of data sovereignty, nationalist pride, still allowing international players to co-exist, he adds

RuPay hits 18% credit card market share in October, thanks to UPI

The high growth has been aided by a flurry of UPI payments-focused fintech apps launching Rupay credit cards for offline merchant transactions

Banking Central | What does UPI surge mean for Indian payments system?

UPI’s future hinges on whether policymakers allow it to stand on viable economic legs

Razorpay Curlec, NPCI International partner to enable UPI payments in Malaysia

Over one million Indian tourists had visited Malaysia in 2024, spending over Rs 11,000 crore, underscoring the potential for UPI to simplify payments, reduce foreign exchange cost and improve merchant acceptance.

80% of UPI volumes concentrated with two app providers, fintech body writes to FinMin

Industry body warns of duopoly as UPI processing reaches 19.6 billion transactions in September

UPI transactions grow by 35 percent in first half of 2025, with merchant payments expanding faster than P2P: Worldline report

Merchant payments (P2M) through the UPI route expanded faster than person-to-person (P2P) payments, by 37 percent to nearly 67 billion transactions, showed the report, as compared to a 31 percent growth in P2P transactions.

Chart of the Day | UPI moves the masses, RTGS moves the money

India’s payments data for the first half of 2025 shows two very different digital stories.