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Top Credit Cards With Zero Forex Markup Fees For International Travellers
Foreign exchange (Forex) markup fees can quietly increase the cost of spending abroad. Choosing a credit card with zero Forex markup can help travellers save significantly while making global payments easier.
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Should you lock or unlock your credit report?
Freezing your credit report can make it harder for fraudsters to take loans in your name. But unlocking it at the right time is just as important if you plan to apply for credit yourself.
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How high EMIs quietly take over your salary
When loan repayments start swallowing most of your monthly income, the problem is rarely one big loan. It is usually several smaller ones piling up over time.
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West Asia tensions unlikely to directly hit banks, but higher energy costs pose risks: Moody’s
Banking sector outlook remains stable with benign asset quality and credit growth seen in low–mid teens for FY26–27, according to Moody’s
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Best credit cards for salaried professionals earning under Rs 25,000 per month
If you earn under Rs 25,000 a month, getting a credit card may seem difficult, but many banks now offer entry-level cards designed for beginners. These cards come with rewards on shopping, dining, and OTT subscriptions while helping you build a strong credit history.
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Can your spouse’s loan affect your credit score?
Your partner’s loan does not automatically appear on your credit report. But if your name is attached to the borrowing in any way, the impact can show up in your credit history too.
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What banks look for before approving your first or second credit card?
Getting a credit card approved can take seconds for some applicants and weeks for others. Banks evaluate various factors before making a decision. Understanding these criteria can help improve your chances of approval.
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360 ONE Asset closes fifth private credit fund at Rs 3,500 cr
360 ONE Asset manages an overall listed market and alternates AUM of around $11 billion across multiple asset classes
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Starting from zero: Simple ways to build your credit history
When someone has never borrowed before, lenders often have very little information to judge their reliability.
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BlackRock’s $26 billion private credit fund limits withdrawals
Management decided to cap the repurchase at 5%, the company said in a statement on Friday.
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Can You Get A Credit Card Without A Job? All You Need To Know About Student Credit Cards
Students and freelancers can still get a credit card even without a traditional salary by exploring options like secured cards, add-on cards, or more alternatives. With growing digital payments and flexible financial needs, banks now offer solutions tailored for these segments.
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What is a secured credit card and who usually ends up using one
It looks like a normal credit card, but behind it there is usually a fixed deposit acting as security.
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India’s private credit market deep enough to absorb rising capital influx, says Kotak Alt's Eshwar Karra
Private credit's rapid growth in India stems from banks retreating from mid-market and complex lending due to RBI regulations like tighter norms on land acquisition and capital requirements, creating a funding gap, Kotak Alternate Asset Managers Ltd deputy MD Eshwar Karra tells Moneycontrol
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Nifty IT rebounds, leads sectoral gains on value buying after sharp sell-off; TCS, Infy among top Nifty gainers
Several frontline IT stocks featured among the top gainers on the Nifty today. HCLTech and Tech Mahindra shares rose about 1.9 percent each. TCS stock gained 1.5 percent, Wipro added 1.3 percent, and Infosys advanced around 1.2 percent in the morning trade.
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TCS is in ‘advanced’ talks for more AI data centers in India
TCS, which pioneered the strategy of providing tech expertise to Western banks, airlines and other corporations, has been under pressure in recent years from rising competition
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Sharing a credit card sounds easy. Here’s what can go wrong
The convenience is real, but so is the financial liability that quietly comes with it.
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Are you using too much of your credit card limit? Your credit score notices
Even if you pay your bill in full every month, how much of your limit you use still matters.
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Chart of the Day | Credit card euphoria fades -- growth slows to a crawl
It appears that unsecured retail lending is no longer running ahead of the system
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Medical bills piling up? Here’s how to manage them without wrecking your credit score
The damage usually happens not because of the illness, but because of how the bill is handled afterward.
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When a credit card balance transfer actually saves you money — and when it doesn’t
A promotional rate can shave lakhs off your interest bill — but only if you treat it like a timed repayment project, not a pause button.
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Operations across tech industry continues as usual, member companies remain vigilant: Nasscom on Middle East conflict
The technology industry body has advised its member companies to enable work-from-home arrangements for all employees in the region.
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Blue Owl, MFS incidents raise private credit red flags. Does India face similar risks?
While India's private credit market is less prone to retail redemption shocks, it has to watch out for sectoral concentration, especially in the real estate sector
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Iran-Israel war: Indian IT firms may stare at slowdown in discretionary spending, project delays
Middle East & North Africa is a strategic region for most IT services companies, currently accounting for 1-2% of total revenue but remains critical for the industry to diversify beyond North America.
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TCS asks Middle East employees to stay indoors, suspends work travel amid geopolitical conflict
TCS’ Middle East country leadership and human resource team is coordinating with employees across locations, and has started a call tree service to contact stranded employees on priority.
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When you stop paying your credit card, the clock starts ticking
It doesn’t blow up overnight. It snowballs quietly, and by the time it’s loud, the damage is already done.
