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The government might reduce or even discontinue the SGB scheme, citing concerns that it's costly. Old issues trade on exchanges such as the BSE and NSE, even though amid thin volumes. Do investing in SGBs that are trading on exchanges make sense and what roles SGBs play in asset allocation in a portfolio? Harshad Chetanwala, co-founder, MyWealthGrowth.com, answers.

How to fund your kid’s overseas education through mutual funds | Simply Save

Moneycontrol talked to Harshad Chetanwala, co-founder, MyWealthGrowth.com about why investing in mutual funds is important for planning overseas education for your kids. He also talked about when should one start investing and which funds to consider and what should be the ideal mix between overseas and domestic funds.

Where to invest Rs 10 lakh in this market? | Simply Save

Atul Mehra, Fund Manager at Motilal Oswal Mutual Fund talks about why Indian equity markets have turned volatile and also suggests how investors should tread the markets given the uncertainties and where one can deploy Rs 10 lakh in this market.

Investing to create your child’s overseas studies corpus? Start early to beat 11-12% education inflation | Simply Save

Besides diversified equity mutual funds, parent with young kids can also consider investing in emerging avenues such as direct investments in overseas equities and ETFs to take care of the exchange rate risk. Likewise, they can invest in international mutual funds offered by Indian asset management companies. Moneycontrol spoke to Eela Dubey, Co-founder of Edufund, an advisory firm that provides education and loan counselling besides advice on investing for children’s education overseas.

Mutual fund KYC puzzle: How to solve it | Simply Save

Amol Joshi, Founder of PlanRupee Investment Services talks about the hardships that mutual investors are facing because of re-KYC mandate, what are the different KYC registration statuses, how to validate KYC and the issues specific to NRI investors.

New IRDAI rules: Now, health insurers cannot reject claims citing non-disclosure of pre-existing conditions after five years: Niva Bupa underwriting head | Simply Save

The IRDAI has reduced the moratorium period that makes claims incontestable on the grounds of failure to disclose pre-existing diseases from eight years to five years, effective April 1. Likewise, shorter waiting period for pre-existing illnesses means that policyholders will have to wait for three, instead of four, years for their declared pre-existing conditions such as diabetes or hypertension to be covered, says Bhabatosh Mishra, Director, Claims, Underwriting and Product Niva Bupa Health Insurance. Tune in to Simply Save for details.

How much money do you need for your retirement? Simply Save

 A vast majority of Indians don’t undertake retirement planning. For the young, it’s not a priority. For the older generation, it is perhaps intimidating. In a conversation with Moneycontrol, Ravi Saraogi, a SEBI RIA and Co-founder of Samasthiti Advisors, talks about how to formulate a basic retirement plan and the key factors to consider. Listen in

Investors can use MF Central for transmission of a deceased person’s mutual fund investments | Simply Save

Updating nomination for singly-held mutual fund (MF) investments can be easily done online. Apart from that, transmission of MF investments to the surviving family after an investor’s demise, too, can be completed online via MF Central, reveals Mario Sylvester Roche, COO of Domestic Fund Services at K KFin Technologies in a conversation with Moneycontrol.

Petty, old outstanding tax demands not withdrawn? Know what to do next | Simply Save

The income tax department has activated a feature on its tax return filing portal that allows tax-payers to view the status of their outstanding, petty and old tax demands. The eligible ones are being ‘extinguished’. Tapati Ghose, Partner, Deloitte India gives an insight into the facility, areas that need further clarity and the complaint redressal process to be followed if your tax demand is not withdrawn. Tune in.

Uttarakhand’s Uniform Civil Code: What it means for succession, marriage, divorce and live-in relationships | Simply Save

Last week, Uttarakhand became the first state in India to pass a Uniform Civil Code Bill. In a conversation with Moneycontrol, Shri Venkatesh, Founding Partner at SKV Law Offices talks about how the bill is set to bring changes in matters of succession, marriage and divorce, among others, for the state’s residents.

How to choose the right tax-saver 80C investments before the March 31 deadline | Simply Save

Starting early and identifying the most suitable section 80C instruments after meticulous research will ensure that your tax-planning is not an isolated activity, but is integrated into your larger goal-based financial planning strategy. Do not wait until March 31 to complete the process as technical glitches on investment portals could derail your plans at the last minute.

How HNI investors are navigating the current volatile market | Simply Save

Roopali Prabhu, Chief Investment Officer and Head of Products & Solutions at Sanctum Wealth, throws light on how HNI investors are positioning their portfolios given the higher interest rates and the secular rally in the equity markets over the past three years.

Why urban Indian women love fixed deposits? The DBS Women and Finance study provides some answers | Simply Save

High-income urban Indian women have half their investment portfolio parked in fixed deposits and savings accounts, and only 7 percent in stocks. In a conversation with Moneycontrol, Prashant Joshi, MD and Head of Consumer Banking Group at DBS Bank India talks about the likely reasons for this preference, and other aspects of women managing their finances.

Union Budget 2024: Exempt annuity income from tax, allow systematic withdrawal as an alternative to annuities: Axis Pension Fund CEO | Simply Save

Union Budget 2024: Given the importance of creating a social security net for Indians, push to NPS in the form of tax benefits is essential, says Sumit Shukla, MD and CEO, Axis Pension Fund

Should investors consider arbitrage funds in their portfolio? Simply Save

Arbitrage funds received the highest net inflows among all mutual fund categories in 2023. What are arbitrage funds? How do they work? Will they continue to deliver good returns? Moneycontrol spoke to Kirtan Shah, founder of Credence Wealth Advisors, for answers.

Budget 2024: What the salaried and the self-employed expect from the budget | Simply Save

The February 1, 2024 Budget will be an interim budget before this year’s general elections. While taxpayers shouldn’t expect any big bang measures, some small tax sops cannot be completely ruled out. Moneycontrol reached out to experts and individual taxpayers to understand what the salaried and the self-employed expect from the coming budget.

Year Ender 2023: Some giveth, some taketh for mutual fund investors | Simply Save

2023 was an eventful year for the Indian mutual fund industry, as assets under management (AUM) neared Rs 50 lakh crore mark. Lovaii Navlakhi, Managing Director and CEO at International Money Matters, shares insights into key investment trends of 2023, top mistakes investors made during the year and what investors should look out for in 2024.

Why couples need to talk about managing money | Simply Save

Most couples end up discussing all personal matters but money. But given that disagreements over managing finances can turn out to be a big stumbling block, it’s best to have these discussions sooner rather than later. In a conversation with Moneycontrol, Pratibha Girish, a Certified Financial Planner and Founder, Finwise Personal Finance Solutions explains why it’s important for couples to be clear on how they plan to manage money together. Listen in

Moneycontrol-SecureNow Health Insurance Ratings: Your one-stop guide to choosing the right policy | Simply Save

The exercise involved sifting through more than 78 products offered by over 22 companies and analysing nearly 10,000 data points. The result? An easy-to-use guide with all the complex data around pricing, features and claim settlement neatly transformed into three product lists – A, B and C – to help you choose the most suitable health insurance policy. To discuss the nitty-gritties of this mammoth exercise, Moneycontrol caught up with Kapil Mehta, Co-founder, SecureNow.in. Listen in

Have online bond platforms really brought bonds to the doorsteps of retail investors | Simply Save

Online bond platforms have made investing in bonds easy and accessible to all. But has this made a difference? In a conversation with Moneycontrol, Vibhor Mittal, COO of Aspero, an online bond platform, says, such platforms have brought in greater transparency and easier access but demand from retails investors remains small.

How to manage your emotions and behaviour while investing in stock market | Simply Save

If you thought investing was all about finding the best stocks, mutual funds and other trending assets to put your money in, it’s time for a re-think. In a conversation with Moneycontrol, Pratik Oswal, Head, Passive Funds, Motilal Oswal AMC says that in the long run, what is more important is how investors manage their behaviour in the market– both in good and bad times.

Do international mutual funds still make sense for Indian investors? Simply save

Assets under management of mutual funds investing in global markets have shrunk over the past 20 months. Even the long-term category average returns pale in comparison to some in the debt funds bucket. What is ailing global funds and are they still a good portfolio diversification tool. Moneycontrol spoke to Chintan Haria, head-investment strategy, at ICICI Prudential Mutual Fund for answers.

Failed to disclose your foreign assets in your IT returns? The tax department will come calling | Simply Save

If you are a tax resident of India and have foreign assets, remember to disclose them in your income tax returns. Recently, a taxpayer learnt this the hard way after a penalty of Rs 30 lakh was imposed on her for failure to do so. In a conversation with Moneycontrol, Preeti Sharma, Partner, Global Employer Services at BDO India talks about how to disclose your foreign assets and how to rectify past non-reporting or misreporting of such assets.

How Stable Money is shining the spotlight on fixed deposits | Simply Save

If you thought investing in fixed deposits (FDs) was boring, think again. Today, many online investment platforms offer FDs for investment. One such platform is Stable Money which began offering FDs to its customers, beginning last month. In a conversation with Moneycontrol, Saurabh Jain, Co-Founder, Stable Money talks about FDs as an investment avenue. Listen in

How to select a good financial advisor | Simply Save

Investment advisors are well-qualified to analyse the financial conditions of clients and recommend investment opportunities. Moneycontrol spoke to Suresh Sadagopan, a SEBI-registered investment advisor, to discuss the role of an investment advisor. He also talked about how to select a good advisor and the impact of recent regulations on investment advisors. Listen in.