PNB Housing Finance had a net interest margin (NIM) of around three percent and it will remain at the same level going forward, said MD Sanjaya Gupta in an interview to CNBC-TV18.
Speaking to CNBC-TV18 Sanjaya Gupta, MD of PNB Housing Finance said that he expects the market size in the housing finance sector to get re-defined next year.
In 2010 when this entire re-engineering process started, 77 percent of the book was sourced from north. Today, it stands at 45 percent.