On December 11, the central bank conducted first tranche of OMO purchases and injected Rs 50,000 crore in the banking system.
RBI data showed that bank credit stood at Rs 200.11 lakh crore as on November 28, as compared to Rs 179.59 lakh crore in a year ago period, and Rs 198.54 lakh crore as on November 14, 2025.
The local currency has surpassed the psychological level of 90 on December 3 and yet again recorded a low 90.5625 against the US dollar. This is despite India’s resilient macroeconomic conditions.
On October 1, the RBI announced over 21 deregulatory measures in a single day, marking one of the largest one-day policy overhauls in the central bank’s history.
Of the total bank credit of Rs 42.86 lakh crore, Maharashtra bags Rs 10.86 lakh crore in FY25. This is followed by Delhi with credit of Rs 7.07 lakh crore, Tamil Nadu with Rs 3.10 lakh crore of credit, and Karnataka with Rs 2.55 lakh crore, according to the Reserve Bank of India’s (RBI) Handbook of Statistics on Indian States 2024-25.
On the credit front too, Southern and Western regions received more credit from banks in 2025.
The central bank received bids worth Rs 1,11,615 crore crore at auction for seven securities, but accepted only Rs 50,000 crore. These funds will be injected to the banking system as a durable liquidity.
Among the regions, the major credit to the agriculture have gone to the southern region of Rs 11.46 lakh crore. Northern region received bank credit to agriculture of Rs 3.98 lakh crore, followed by Rs 3,76 lakh crore to the central region.
JP Morgan already has branches in Mumbai, New Delhi and Bengaluru's Devanahalli
The purchase is part of RBI’s plan to inject Rs 1 lakh crore worth of liquidity via bond purchase and $5 billion equivalent via a foreign exchange swap this month
Malhotra, who took charge as RBI Governor on December 11, 2024, has overseen a 5.71% slide in the rupee during his first year in office, marking the Indian currency as the worst performer among its Asian peers.
In the last one week, the bond yields have gone up by around 10 basis points (Bps). This is despite the 25 basis points (Bps) rate cut by the Reserve Bank of India (RBI) in the December monetary policy.
On December 5, the central bank cut repo rate by 25 basis points to 5.25 percent after keeping rates unchanged for two times in a row
According to Bloomberg data, the rupee still remains the worst performing currency in Asia after the Indonesian rupiah and the Philippine peso
As per estimates by the experts, this auction will approximately inject Rs 45,000 crore liquidity to the banking system.
The local currency hit the all time low in this week and crossed 90-mark against the US dollar on persistent equity outflows and uncertainty around the India-US trade deal.
Loans are set to get cheaper once again, which signals that banks are expected to play a pivotal role in lifting domestic growth, just like they did post pandemic. Is the market dynamics in favour of a quality credit growth; that’s the challenge ahead.
The central bank revised down the CPI inflation by 60 basis points (Bps) for FY26 to 2 percent from 2.6 percent projected earlier.
The RBI will launch a special redressal drive from January 1 to address unresolved grievances under its ombudsman framework
RBI cut repo rate by 25 bps and announced OMOs plus a USD/INR swap to inject durable liquidity ahead of December tax outflows, easing rate and liquidity stress.
RBI’s rate cut puts a floor under growth, even as a sliding rupee and global uncertainty test India’s market resilience ahead of a crucial earnings year
The local currency was trading at 89.98 against the dollar after opening at 89.85
RBI projected Q3 FY26 inflation at 0.6% as compared to 1.8% earlier, and Q4 at 2.9% as compared to 4.0% earlier.
The inflation forecast for Q3 was revised to 7% from 6.4% earlier, and that for Q4 has been revised to 6.5% from 6.2%.
The MPC kept the stance unchanged at 'Neutral'; RBI also decided to conduct open market operations of Rs 1 lakh crore in December