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    • Need cash but don’t want to break your FD? Try an overdraft instead

      Using your fixed deposit as collateral can often work out cheaper than withdrawing it prematurely.

    • Borrowing against gold: Pick between a loan and an overdraft

      A simple guide to choosing the right option based on how much, how long, and how often you need money.

    • Personal loan vs overdraft: Know key differences

      Personal loans and overdrafts both provide financial support, but they function differently. While a personal loan offers a lump sum with fixed repayments, an overdraft allows flexible borrowing up to a limit, with interest charged only on the amount used.

    • Should you go for a personal loan or an overdraft facility?

      In a personal loan, a fixed amount is given to you upfront. In an overdraft, a monetary limit is approved and you can withdraw any amount up to that. There is also a difference in the way interest is calculated in the two cases, among other things.

    • What is a home loan overdraft facility?

    • Jana Small Finance Bank offers overdraft facility against fixed deposits

    • RBI relaxes overdraft facility stipulations for states, UTs

    • Banks to hold back on new home loan overdraft accounts

    • RBI eases withdrawal limits for ATMs, current, overdraft A/cs

    • Withdrawal limits eased for overdraft, cash credit a/c holders

    • 4 ways a company can use loans to improve cash flows

    • Will a home loan overdraft work for you?

    • Loan against property: What you need to know

    • RBI increases WMA for states to Rs 32,225 crore

    • Nearly 1.65 lakh a/c holders avail overdraft under PMJDY

    • Is home loan overdraft good for you?

    • How to arrange money quickly- Emergency fund or overdraft

    • 3 crore bank A/cs opened till date under Jan Dhan: FinMin

    • Critics attack 'wasteful, ineffective' PM Jan Dhan Yojana

    • Jan Dhan: Is Modi going too fast on financial inclusion?

    • Federal Bk launches savings account with overdraft facility

    • Taking a personal loan: 4 things you should never forget

      Prefer a secured loan against a unsecured loan as the rates are lower, says Feroze Azeez, Director - Products, Anand Rathi Private Wealth Management.

    • How to leverage your bank deposits in emergencies

      Rajiv Raj of creditvidya.com explains on availing the benefits of overdraft facility in bank deposit schemes. This is done so that investments in fixed deposits are untouched when some amount of money is needed urgently for a short period of time.

    • Federal Bank offers overdraft facility against gold loans

      Kochi-based Federal Bank, which has seen high growth in its gold loan book in recent months, today introduced a new facility that offers an overdraft facility against pledged gold.

    • Crisil downgrades DLF debt rating, shares fall

      DLF shares fell Friday after ratings agency Crisil downgraded ratings on the real estate developer's various debt programmes raising concerns over high debt.

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