Housing Loans

It further said individual housing loan disbursements during the half year ended September 2024 were Rs 4.1 lakh crore

Demand for housing loans will continue to grow in the next 4-5 years: Keki Mistry

Mistry also highlighted that structural growth remains in the housing loan sector.

Housing loans rise 15% despite high-interest rates

The housing loan outstanding at March-end 2022 was Rs 16.84 lakh crore, a growth of 12.9 per cent year-on-year.

Non-housing loans from housing finance companies to pick up going ahead, say India Ratings

As per the agency, the growth of non- home loans of mortgage companies which was over 29 percent in FY17 has fallen to a mere 0.70 percent in the first nine months of the fiscal.

How durable is the retail lending boom?

Economic slowdown triggered by a possible weak monsoon can hamper retail lending growth and adversely impact the financials and stock prices of leading retail lenders

HDFC Q2 – Steady performance, all eyes on merger

The mortgage financier saw robust growth in retail loans, while credit costs were lower. Asset quality improved too, though margins declined.

Cheapest home loans: Banks and HFCs that win the race this festive season

Despite RBI’s 50-bps rate increase, ten banks and housing finance companies continue to offer interest rates of up to 8.1 percent on floating-rate home loans, considered to be cheapest in the market.

HDFC hikes lending rate by 25 bps; home loans to be costlier

The rate hike comes ahead of the RBI’s Monetary Policy Committee (MPC) meeting later next week. It is widely expected that MPC would hike interest rates to tame high inflation.

Home loan demand continues to remain strong, says veteran banker Deepak Parekh

Banks have been aggressively focusing on retail loans, particularly home loans, as a safer bet as pandemic has increased risk aversion in the industry.

What women want…from Budget 2017, for buying homes

Disha Kansara Chawla Senior executive search professional, Mumbai Many average Indians now own two houses – one to live in and one through which they earn retirement benefits. It is very difficult to buy &#82

Realty regulator to impact housing finance cos: RBI

Curbing of speculative activities in the realty sector after the establishment of a regulator is expected to adversely impact the housing finance companies, a Reserve Bank report said today.

National Pension subscribers may get housing loans at affordable rates

To provide housing finance options to National Pension System (NPS) subscribers, the pension fund regulator has set up a committee to look into the proposal, a senior executive announced. “We are looking at possibility &#82

Housing loans for self-employed to grow bigger: Cholamandalam

However, there has been no major demand coming from retail customers for its heavy commercial vehicles business, says Vellayan Subbiah, Managing Director, Cholamandalam Investment & Finance.

Individual loan growth healthier than corporate book: HDFC

The demand from individuals for housing loans is likely to remain healthy in the short-term, says Keki Mistry, VC & CEO of HDFC.

Budget 2016: Taxation of house property income should be relooked at: KPMG

House property income need more tax exemption. In Budget 2015 there was a marginal hike. However, the hike is not adequate.

Budget 2016: Should offer tax sops to boost savings and investments

Union Budget 2016 should offer more tax incentives for home loans, mutual funds and NPS

Budget 2016: Common man asks for more tax exemptions this year

Be it the tax deduction available for housing loan interest or the investment limit under section 80C, there is a need to increase tax sops.

Link home loans to stages of construction: RBI to banks

The notification follows the introduction by some banks of "innovative housing loan schemes" in association with developers/builders, where upfront disbursal of housing loans is made to builders without being linked to the various stages of construction.

The role of Lender`s Engineer in developer loan approvals

A knowledgeable, involved and neutral Lender Engineer can bring tangible and definite advantages that go beyond the stamp of approval to the developer`s table.

SBI planning to open upto 100 branches in AP

A top official of State Bank of India today said it was planning to open upto 100 new branches in Andhra Pradesh this financial year.

Online medium preferred for research on financial products: Report

Today, Google India put together a report on the financial service industry by combining the Google search trends in India...

Govt extends 1% housing loan interest scheme by one-year

The government today extended by one year the one per cent interest subsidy scheme on housing loans of up to Rs 15 lakh, where the cost of the house does not exceed Rs 25 lakh.

Budget 2012-13: GST most important; excise duty a negative, says Adi Godrej

Speaking to CNBC-TV18, Adi Godrej, chairman of Godrej Industries says that the most important of the Budget 2012-13 will a move towards the Goods and Services Tax (GST).

Budget Expectations: Need to realign deduction limit on self-occupied property

The Budget is eagerly awaited by all, from ministers, industrialists to Aam Admi. Though the focus of Budget are things like expenditure towards education, health services, infrastructure, etc. Aam Admi is more interested in knowing will his disposable income increase or not. Let’s look at some of the expectations of the Aam Admi.

Don't see rate cuts, but expect liquidity injection: HDFC

HDFC's chairman and chief executive Keki Mistry tells CNBC-TV18 that the Reserve Bank is in no hurry to cut rates, but will inject liquidity into the system soon.