Standard medical insurance may not be sufficient to handle the financial impact of life-threatening diseases.
Adding an Outpatient Department (OPD) rider to your existing health insurance can adequately enhance your health plan.
Both an independent critical illness cover and a rider protect you financially against dreaded diseases such as cancer, stroke and kidney failure. While critical illness riders are typically linked to term life insurance policies, standalone critical illness policies can be bought separately through general insurance companies.
When a major illness strikes it's better to be financially prepared for it. The right cover can go a long way in shielding your finances from avoidable harm
A critical illness plan pays a lump-sum amount to the family, should one get diagnosed with any serious illness that is listed in the policy document