March 27, 2019 04:04 PM IST
Apple has launched a credit card with new and laudable security features.
March 11, 2019 10:03 AM IST
The RBI could explore introduction of tangible benefits such as income tax incentives based on the digital transactions consumers initiate, while merchants could get GST credits based on the volume of digital payments they accept
March 08, 2019 04:20 PM IST
Savings bank accounts specifically targeted at women come with extra features. But check if you really need them as they come with additional cost.
February 26, 2019 10:38 AM IST
You need to set up a credit limit for yourself while using a credit card say overall 30-40% of monthly income is sufficient (including EMI on loans).
January 31, 2019 07:37 AM IST
Smart use of your credit card will help you build a good credit footprint as long as you are responsible and remember to repay the full amount on time.
January 17, 2019 01:20 PM IST
The RBI has now made tokenisation feature formally available to all card networks. This feature is only available for purchases if you buy through your mobile phone or tablet.
December 28, 2018 09:46 AM IST
It’s advisable to review your monthly credit card and bank statements for any unauthorised and sham transactions.
December 21, 2018 07:43 AM IST
Those who exceed 40% of their credit limit frequently should request their card issuers to increase their credit limit based on eligibility.
December 19, 2018 06:58 PM IST
The overall retail outstanding balances have grown 21 percent in the September quarter, compared to the year-ago period, fuelled majorly by those between 30-49, according to Cibil data released on Wednesday.
November 30, 2018 05:03 PM IST
A low credit score is a symptom of habitual defaults and an indicator of financial indiscipline.
November 13, 2018 09:12 AM IST
Lenders rely heavily on your credit report to make a lending decision.
October 30, 2018 07:56 AM IST
Missed payments are reflected in the 'Days Past Due' and 'Amount Overdue' fields in the ‘Accounts’ section of your credit report.
October 25, 2018 10:57 AM IST
Making timely repayments through a secured credit card, you can easily build a good credit score.
October 24, 2018 09:42 AM IST
Go for travel credit card only if you incur sizeable traveling costs, says Sahil Arora of Paisabazaar
October 20, 2018 08:20 AM IST
Moneycontrol’s Sakshi Batra in conversation with Gaurav Choudhury, Deputy Executive Editor, Moneycontrol finds out what could be the implications on companies that have missed the RBI deadline.
October 17, 2018 10:43 AM IST
The purpose of setting a credit limit is to help maintain a good credit score.
October 12, 2018 01:15 PM IST
Alternate credit scoring models have emerged as a solution to this since they are more inclusive as compared to the traditional models employed by banks.
October 11, 2018 09:01 AM IST
A charge-off and a write-off are two completely different things. If your debt is charged off, it doesn’t mean that it is paid off.
October 10, 2018 10:59 AM IST
Credit card debts attract high interest rates, which may be as much as 40% annually on your unpaid amount. This is supplemented by late fees, collection charges, or even legal fees.
September 18, 2018 10:51 AM IST
Many credit cards offer you complimentary access to airport lounges, not just at domestic destinations but also international ones.
September 07, 2018 09:01 PM IST
In this video, we demystify the popular myths surrounding plastic money.
August 16, 2018 07:39 AM IST
A high credit utilisation ratio means that you are a high-risk borrower, and with your given income level, there is a decent probability of making late payments or defaulting
August 03, 2018 07:29 AM IST
Defaulting on payments, applying for credit to multiple lenders within a short span of time, spending more than 50%-60% of your credit limit regularly, brings your credit score down.
August 02, 2018 07:55 AM IST
Prudent use of credit cards can help you save money
July 26, 2018 05:29 PM IST
Average ticket size of the air travel booking done through credit cards is around Rs 6,000 whereas it is only Rs 1,200 for the non-air travel bookings
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