Credit Cards

IDFC First Bank has made significant changes to its credit cards, including Mayura and Ashva, reducing reward rates on international spends and introducing fees on FASTag recharges and railway spends

Google Pay Flex Axis Bank credit card: Worthwhile addition for daily UPI users?

Google Pay's Flex Axis Bank Credit Card is a basic, UPI-linked credit card with instant cashback rewards. No physical card needed, lifetime free but has a tiered reward structure and a low base rate

Credit card debt trap: 5 simple ways to stay in control

Credit cards can work like free short-term loans or turn into long-term debt, depending on how you use them.

What is the 45-day interest-free period on credit cards and how can you use it smartly?

A 45-day interest-free window sounds like free credit, but the benefit depends entirely on how your billing cycle works and how promptly you clear your dues every month.

Should you use credit cards for EMIs or investments? Pros, cons and safer alternatives

Why the growing habit of routing EMIs and even investments through credit cards can quietly create more risk than reward for the average household.

Top travel credit cards with zero or low forex markup for your winter holidays

Unlock savings on international travel with top credit cards offering zero or low forex markup, rewards, and travel perks

Axis Bank offers free EazyDiner Prime Membership to credit and debit cardholders: Here's how

Axis Bank offers free EazyDiner Prime membership to Credit and Debit Cardholders, providing discounts, deals, and priority reservations at restaurants. Eligible cardholders can get 3-months to 1-year membership.

Get 5% cashback on weekends, 0.5% on weekdays with MagniFi Fi-Federal Credit Card: Should you apply?

MagniFi Fi-Federal Credit Card offers 5% cashback on weekend spends, 0.5% on weekdays, and discounts on Amazon, Zomato, Zepto, and BookMyShow, with no joining or annual fees.

More cards, better score? The truth about owning multiple credit cards

Having more than one credit card isn’t necessarily bad—it can actually help your credit score if managed wisely. But if misused, it can just as easily drag it down.

The golden age of US credit card rewards may be at an end

Freebies, it turns out, were never really free

How to use credit cards smartly and stay debt-free

A credit card can be a powerful ally in your financial journey if used mindfully. Understand how to leverage its benefits while avoiding the pitfalls of debt and credit-score damage.

Credit card spends hit all-time high in September 2025 amid slowdown of new additional cards: Report

The credit rating agency attributed the rise in credit card spend to bank-led festive offers; however, pinned the decline in the slowdown of new additional cards due to focus on higher-quality customers.

Credit cards: How interest works and how to get a lower rate

Understand how card interest is calculated and simple ways to reduce what you pay

Personal loans, credit cards, gold loans, and home loans: Pros and cons you should know

Each of these borrowing tools has its place-and its traps. Here's what really works in your favour and what doesn't.

Kotak811 launches 3-in-1 Super Account: Savings, fixed deposits, and secured credit card in one

The 3-in-1 super account combines savings, fixed deposit, and secured credit card, offering rewards, cashback, and seamless transactions with RuPay on UPI, with no annual fee

Swipe Smart: A step-by-step guide to optimising credit-card rewards

Maximise credit card rewards by assessing spending habits, selecting the right cards, tracking key metrics and avoiding pitfalls like debt and impulsive purchases to earn valuable rewards without overspending

Are your credit cards really worth it? How to tell if the rewards beat the fees

Annual fees, cashback, points, and perks — here’s how to check if your cards are actually making you money or quietly costing you.

International airline credit cards for Indians: Here's what frequent flyers should know

Airline co-branded cards are courting Indian travellers with faster miles, status shortcuts and lounge access

Six credit cards that make flight tickets cheaper for frequent travellers

Top banks offer travel credit cards that provide rewards like air miles, points, and coupons, helping frequent travelers cut costs and enjoy benefits like lounge access and flight discounts.

Festive Savings: Get up to Rs 7,000 off on flights with BOBCARD across multiple travel platforms

BOBCARD offers discounts on flights through various platforms like MakeMyTrip, Goibibo, and Yatra, with instant discounts up to 12 percent on domestic and 10 percent on international flights.

Airport lounge access via credit cards is shrinking—are you affected?

Many travellers are finding their cards no longer give lounge access—here’s why it happens and how to deal with it.

IndiGo and SBI Card launch co-branded credit card: Right choice for frequent flyers?

The IndiGo SBI credit card offers rewards in IndiGo BluChips, airport lounge access, and insurance benefits, but it has downsides and mixed reviews on its value proposition and fee structure.

Credit card cash withdrawal: Key details about credit card cash withdrawal limit, fees and charges you need to know

Credit cards let you withdraw cash in emergencies, but it comes at a cost with fees, interest, and strict limits. Here’s everything you need to know about cash advances, charges, and safer alternatives.

Top Credit Cards Compared: Rewards, Fees, Features And More

With so many credit cards in 2025 offering cashback, travel perks, and OTT discounts, picking the right one can be tricky. A smart comparison helps you balance rewards, fees, and features to get the best value.

Travelling abroad this festive season? Here's how you can manage foreign currency effectively

Travelers can manage foreign currency effectively by using prepaid forex cards, keeping some cash for essentials, and reserving credit/debit cards for emergencies, while avoiding hidden fees and exchange rate fluctuations.