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Cancelling a credit card might seem like a simple way to cut costs, but it can impact your CIBIL score. While the dip is often temporary, taking smart steps can help minimise the impact. Understanding how card closures affect your credit profile helps you make better financial decisions.
While pre-approved credit cards can come with attractive perks ,it’s important to review interest rates, fees, and eligibility criteria before applying. Always read the fine print to understand the true costs and benefits of the offer.
Credit card EMIs let you turn big purchases into smaller, manageable monthly payments instead of paying the full amount upfront. With no-cost EMI options, it’s important to check interest rates, fees, and the impact on your credit limit before opting in.
Travel credit cards can make every journey smoother with perks like airport and railway lounge access, reward points, and travel benefits.
Frequent movie outings can add up quickly, but the right credit card can help cut those costs with free tickets and exclusive discounts. Several cards also offer added perks like savings on food and beverages or dining benefits.
More cards can mean more rewards and a stronger credit profile, but only if you manage them with discipline.
What is a credit limit? How can you increase it? Managing it wisely and keeping your usage low can help you qualify for higher limits and build a stronger credit profile.
Online shopping credit cards are designed to reward your everyday spends on top platforms like through cashback, discounts and accelerated rewards. Choosing the right card depends on where you shop most, the fees involved and whether you prefer direct cashback or redeemable points.
Choosing between a secured and unsecured credit card depends on your credit history and financial needs. Secured card or an unsecured card, whichever you choose, responsible usage and timely repayments are key to improving your credit health.
Business credit cards can be useful for day-to-day expenses, but they’re not very different from personal cards in how liability works. Knowing that upfront avoids trouble later.
Getting a credit card requires meeting key eligibility criteria. Understanding these factors can improve your approval chances and help you choose a card that fits your financial profile.
Credit cards in India are rapidly gaining popularity, not just for rewards and discounts but also as smart financial tools when used responsibly. From cashback on everyday purchases to fraud protection, the right card can quietly strengthen your financial security.
Getting your first credit card is a key step toward building financial independence and a strong CIBIL score. From understanding eligibility and credit limits to choosing between secured and unsecured cards, this guide helps you pick the right card and apply safely.
One card rarely causes trouble. It’s when approvals, enquiries and due dates start piling up that things quietly get messy.
He said that any interest rate caps will exclude high-risk consumers from formal credit, though fintech innovations could soften the blow
Banks are now letting borrowers pay through UPI using pre-approved credit, offering a simpler alternative to cards for everyday spending.
India's credit crisis deepens as 85 percent of borrowers struggle with unsustainable EMIs, fueled by predatory lending and aggressive recovery tactics, prompting calls for urgent reforms.
Union Bank of India and Air India partnership lets UBI credit cardholders convert reward points to Maharaja Points for flights, upgrades, and travel perks.
IDFC First Bank has made significant changes to its credit cards, including Mayura and Ashva, reducing reward rates on international spends and introducing fees on FASTag recharges and railway spends
Google Pay's Flex Axis Bank Credit Card is a basic, UPI-linked credit card with instant cashback rewards. No physical card needed, lifetime free but has a tiered reward structure and a low base rate
Credit cards can work like free short-term loans or turn into long-term debt, depending on how you use them.
A 45-day interest-free window sounds like free credit, but the benefit depends entirely on how your billing cycle works and how promptly you clear your dues every month.
Why the growing habit of routing EMIs and even investments through credit cards can quietly create more risk than reward for the average household.
Unlock savings on international travel with top credit cards offering zero or low forex markup, rewards, and travel perks
Axis Bank offers free EazyDiner Prime membership to Credit and Debit Cardholders, providing discounts, deals, and priority reservations at restaurants. Eligible cardholders can get 3-months to 1-year membership.
