November 13, 2018 09:12 AM IST
Lenders rely heavily on your credit report to make a lending decision.
October 30, 2018 07:56 AM IST
Missed payments are reflected in the 'Days Past Due' and 'Amount Overdue' fields in the ‘Accounts’ section of your credit report.
October 25, 2018 10:57 AM IST
Making timely repayments through a secured credit card, you can easily build a good credit score.
October 24, 2018 09:42 AM IST
Go for travel credit card only if you incur sizeable traveling costs, says Sahil Arora of Paisabazaar
October 20, 2018 08:20 AM IST
Moneycontrol’s Sakshi Batra in conversation with Gaurav Choudhury, Deputy Executive Editor, Moneycontrol finds out what could be the implications on companies that have missed the RBI deadline.
October 17, 2018 10:43 AM IST
The purpose of setting a credit limit is to help maintain a good credit score.
October 12, 2018 01:15 PM IST
Alternate credit scoring models have emerged as a solution to this since they are more inclusive as compared to the traditional models employed by banks.
October 11, 2018 09:01 AM IST
A charge-off and a write-off are two completely different things. If your debt is charged off, it doesn’t mean that it is paid off.
October 10, 2018 10:59 AM IST
Credit card debts attract high interest rates, which may be as much as 40% annually on your unpaid amount. This is supplemented by late fees, collection charges, or even legal fees.
September 18, 2018 10:51 AM IST
Many credit cards offer you complimentary access to airport lounges, not just at domestic destinations but also international ones.
September 07, 2018 09:01 PM IST
In this video, we demystify the popular myths surrounding plastic money.
August 16, 2018 07:39 AM IST
A high credit utilisation ratio means that you are a high-risk borrower, and with your given income level, there is a decent probability of making late payments or defaulting
August 03, 2018 07:29 AM IST
Defaulting on payments, applying for credit to multiple lenders within a short span of time, spending more than 50%-60% of your credit limit regularly, brings your credit score down.
August 02, 2018 07:55 AM IST
Prudent use of credit cards can help you save money
July 26, 2018 05:29 PM IST
Average ticket size of the air travel booking done through credit cards is around Rs 6,000 whereas it is only Rs 1,200 for the non-air travel bookings
June 18, 2018 11:14 AM IST
If you default paying the credit card bill, it will show that you do not have money to even service your short-term liabilities
June 12, 2018 11:44 AM IST
Using your credit card for regular spends and ensuring timely and full repayment of outstanding dues helps in building a good credit score.
May 18, 2018 07:25 AM IST
As more and more rewards points get accumulated into the card account, the cardholder can redeem them for a host of benefits like cash, gift cards, gift vouchers, air miles, merchandise and dining etc.
May 04, 2018 09:29 AM IST
Personal overdraft or salary overdraft is a credit provided to individual where one can withdraw any amount up to the sanctioned credit limit.
March 20, 2018 10:44 AM IST
Change the PIN and register for two factor authentication by following the process online.
February 23, 2018 10:10 AM IST
It helps to know exactly how a single missed payment can affect your finances and your CIBIL Score.
February 19, 2018 10:13 AM IST
There are six main factors which either make or break the credit score. It can increase or decrease depending on how well you manage these factors.
February 16, 2018 09:21 AM IST
The key to improving your credit score lies in your credit report.
February 14, 2018 09:58 AM IST
There might arise a situation when you are unable to pay the outstanding amount on a particular card due to personal or financial reasons.
February 08, 2018 10:03 AM IST
Credit and debit cards are the most common means of making digital or electronic transactions.
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