Earlier, credit card users were able to avail a 0.75 percent discount while buying fuel at petrol pumps.
The bank presently holds 74 percent of SBI Cards and hopes to raise Rs 5,000-6,000 crore from a partial stake sale
Every credit card may have a different due date and credit limit, so one can leverage it to the maximum. These are choices customers need to make based on their lifestyle and usage.
How Credit Card Billing Cycle Works? Get a complete understanding of the billing cycle of your credit card, minimum payments, due date, and late fees, charged by your bank.
Credit Card against Fixed Deposit(FD) offer lower interest rate as compared to other credit cards & are issued for those who have a low credit score. Find out the Banks offering Credit cards against Fixed Deposits.
Credit Card Types - Find out the different types of Credit Card options available in India that has various features & benefits to offer based on your needs. Check out the credit card which provides cash back, reward points, discounts, etc.
This large untapped segment of potential borrowers has led banks and financial institutions to look for solutions to leverage the debit card penetration in the country.
Credit Card Benefits - Find out the various benefits that you can avail from a Credit card. Also, know the benefits of upgrading your credit card at Moneycontrol.
Credit Card Money Transfer: If you have card with high interest rate, then it’s wise to avail a credit card balance transfer to save up on interest payments & transfer money from credit card to bank account with quick and hassle-free process.
Credit Card Documents: Documents required to apply for credit card differs from case to case. Find Here the list of credit card documents required to submit for NRI, salaried & self-employed at Moneycontrol.
HDFC Bank Credit Card Customer Care offers a one-stop solution to all banking problems & needs through its phone banking services. Click here to know the HDFC bank credit card customer care toll free number, email ID & Nodal Officer’s contact details for any assistance.
Keep loan EMIs to a maximum of 60 per cent of your salary to avoid getting into a loan trap
Being a shopaholic might help you feel good but it impacts your monthly savings. Going for shopping with a list is an old-school idea, which still works in helping you avoid frivolous expenses.
To our salaried customers, we give home loan sanctions within four hours, said Ambuj Chandna, Senior Executive Vice President and Head – Consumer Assets of Kotak Mahindra Bank
If card is hacked or stolen, then customer tends to lose out on credit limit and register loss from savings account
Apple has launched a credit card with new and laudable security features.
The RBI could explore introduction of tangible benefits such as income tax incentives based on the digital transactions consumers initiate, while merchants could get GST credits based on the volume of digital payments they accept
Savings bank accounts specifically targeted at women come with extra features. But check if you really need them as they come with additional cost.
You need to set up a credit limit for yourself while using a credit card say overall 30-40% of monthly income is sufficient (including EMI on loans).
Smart use of your credit card will help you build a good credit footprint as long as you are responsible and remember to repay the full amount on time.
The RBI has now made tokenisation feature formally available to all card networks. This feature is only available for purchases if you buy through your mobile phone or tablet.
It’s advisable to review your monthly credit card and bank statements for any unauthorised and sham transactions.
Those who exceed 40% of their credit limit frequently should request their card issuers to increase their credit limit based on eligibility.
The overall retail outstanding balances have grown 21 percent in the September quarter, compared to the year-ago period, fuelled majorly by those between 30-49, according to Cibil data released on Wednesday.
A low credit score is a symptom of habitual defaults and an indicator of financial indiscipline.