Moneycontrol PRO
HomeNewsCredit cards

Credit Cards

Jump to
  • Airport lounge access via credit cards is shrinking—are you affected?

    Many travellers are finding their cards no longer give lounge access—here’s why it happens and how to deal with it.

  • IndiGo and SBI Card launch co-branded credit card: Right choice for frequent flyers?

    IndiGo and SBI Card launch co-branded credit card: Right choice for frequent flyers?

    The IndiGo SBI credit card offers rewards in IndiGo BluChips, airport lounge access, and insurance benefits, but it has downsides and mixed reviews on its value proposition and fee structure.

  • Credit card cash withdrawal: Key details about credit card cash withdrawal limit, fees and charges you need to know

    Credit card cash withdrawal: Key details about credit card cash withdrawal limit, fees and charges you need to know

    Credit cards let you withdraw cash in emergencies, but it comes at a cost with fees, interest, and strict limits. Here’s everything you need to know about cash advances, charges, and safer alternatives.

  • Top Credit Cards Compared: Rewards, Fees, Features And More

    Top Credit Cards Compared: Rewards, Fees, Features And More

    With so many credit cards in 2025 offering cashback, travel perks, and OTT discounts, picking the right one can be tricky. A smart comparison helps you balance rewards, fees, and features to get the best value.

  • Travelling abroad this festive season? Here's how you can manage foreign currency effectively

    Travelling abroad this festive season? Here's how you can manage foreign currency effectively

    Travelers can manage foreign currency effectively by using prepaid forex cards, keeping some cash for essentials, and reserving credit/debit cards for emergencies, while avoiding hidden fees and exchange rate fluctuations.

  • 5 credit card myths you shouldn’t fall for

    5 credit card myths you shouldn’t fall for

    Credit cards often get a bad reputation, but many of the fears around them come from myths rather than facts.

  • Amazon Pay ICICI Credit Card gets a makeover: Forex charges cut, cashback rules tweaked

    Amazon Pay ICICI Credit Card gets a makeover: Forex charges cut, cashback rules tweaked

    The Amazon Pay ICICI Bank Credit Card will update its benefit structure from October 11, with reduced forex charges and a modified list of spend categories ineligible for cashbacks.

  • Flipkart SBI Credit Card: Worthwhile addition for frequent online shoppers?

    Flipkart SBI Credit Card: Worthwhile addition for frequent online shoppers?

    SBI Card and Flipkart launch co-branded credit card offering up to 5 percent cashback on Flipkart and Cleartrip transactions, and 7.5 percent cashback on Myntra purchases.

  • IDFC First Bank's co-branded credit card with IndiGo: Should you apply?

    IDFC First Bank's co-branded credit card with IndiGo: Should you apply?

    The IndiGo IDFC FIRST Credit Card offers rewards in IndiGo BluChips, travel perks, and insurance covers, but has limitations like lack of lounge access and low returns on spends

  • How credit cards trick you into overspending

    How credit cards trick you into overspending

    Convenience and flexibility make credit cards appealing, but they also influence our psychology in ways that often lead to overspending.

  • Prepaid vs. credit cards: What's safest for teens

    Prepaid vs. credit cards: What's safest for teens

    Parents who are fast to teach teens about handling money are weighing the advantages and disadvantages of prepaid and credit cards, and how safe they are.

  • Credit card rewards: Smart perks or spending trap?

    Credit card rewards: Smart perks or spending trap?

    We’ve all heard someone rave about free flight tickets or cashback on groceries thanks to their credit card. But is it really that easy—or is there a catch?

  • PhonePe partners with SBI Card for second co-branded card after alliance with HDFC Bank

    PhonePe partners with SBI Card for second co-branded card after alliance with HDFC Bank

    Ahead of its upcoming IPO, the country’s largest mobile payments player is looking to augment its revenue with multiple cobranded credit card partnerships

  • Should you have more than one credit card? Here's what you need to know

    Should you have more than one credit card? Here's what you need to know

    With promises of tempting rewards, discounts, and cashbacks, credit cards are now a part of day-to-day expenses management. But should you be dependent on one, or is juggling several the best idea? For many, managing several together may seem like a smart move—but it is dangerous as well. Before signing up for another credit card, you must look at the pros and potential cons in detail.

  • Handle With Care: Credit cards can hurt more than they help

    Handle With Care: Credit cards can hurt more than they help

    Credit card pros and cons: Be mindful and rack up your spends only as much as you can comfortably afford to clear each month. Anything more can mean trouble.

  • How business credit cards help entrepreneurs manage expenses

    How business credit cards help entrepreneurs manage expenses

    A guide to how these cards work, who they’re for, and why they matter for growing businesses.

  • Data Story: A mixed outlook awaits credit cards, but a turnaround is likely soon

    Data Story: A mixed outlook awaits credit cards, but a turnaround is likely soon

    Credit card issuances were higher in May compared with the monthly average in FY25

  • Uncovered: Air accident insurance benefits that credit cards offer

    Uncovered: Air accident insurance benefits that credit cards offer

    Most credit cards offer complimentary air accident insurance, providing financial protection to primary cardholders in case of death due to air accidents, with varying coverage and terms.

  • Credit card, home loan originations growth rate decline in Q4FY25, shows TransUnion CIBIL India report

    Credit card, home loan originations growth rate decline in Q4FY25, shows TransUnion CIBIL India report

    The share of new-to-credit customers in originations continued to decrease with lenders becoming cautious.

  • What is a 'credit hungry' profile and how you can avoid it

    What is a 'credit hungry' profile and how you can avoid it

    Many loan or credit card requests can negatively affect your credit score. Here's everything you should know about credit hunger and how to avoid it.

  • Are credit card purchase milestones worth pursuing? A reality check

    Are credit card purchase milestones worth pursuing? A reality check

    Get to know the real value behind buying thresholds and how to make them serve you.

  • Axis Bank credit card terms revised: Magnus, Burgundy see benefit downgrades, boost for Select and Privilege

    Axis Bank credit card terms revised: Magnus, Burgundy see benefit downgrades, boost for Select and Privilege

    Some popular Axis Bank credit cards like Magnus for Burgundy and Flipkart will see significant downgrades, while other cards, such as Select and Privilege will see enhancement in benefits

  • RBL Bank's MD and CEO sees balance sheet risk reducing, plans to leverage scale across products

    RBL Bank's MD and CEO sees balance sheet risk reducing, plans to leverage scale across products

    Whether microfinance, credit cards, mortgages or other secured loans, Kumar is clear that all segments will continue to remain relevant for the bank and contribute amply to the bottom line.

  • ICICI's iShop credit card rewards: More benefits, but lack of air miles a miss

    ICICI's iShop credit card rewards: More benefits, but lack of air miles a miss

    The private bank’s iShop portal offers greater rewards on flights and hotels for customers of its premium credit cards, but lack of conversion to air miles is a dampener.

  • American Express’ Platinum card offer: Only for the affluent class with higher spends and specific needs

    American Express’ Platinum card offer: Only for the affluent class with higher spends and specific needs

    The card-issuer is offering its existing cardholders the option to upgrade to its premium variant AMEX Platinum card, which promises additional benefits and features. But is it worth the hefty annual fee of Rs 77,880, including taxes?

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347