Moneycontrol
    Moneycontrol PRO

    Credit Cards

    Jump to

    • Top Credit Cards With Zero Forex Markup Fees For International Travellers

      Foreign exchange (Forex) markup fees can quietly increase the cost of spending abroad. Choosing a credit card with zero Forex markup can help travellers save significantly while making global payments easier.

    • Best credit cards for salaried professionals earning under Rs 25,000 per month

      If you earn under Rs 25,000 a month, getting a credit card may seem difficult, but many banks now offer entry-level cards designed for beginners. These cards come with rewards on shopping, dining, and OTT subscriptions while helping you build a strong credit history.

    • What banks look for before approving your first or second credit card?

      Getting a credit card approved can take seconds for some applicants and weeks for others. Banks evaluate various factors before making a decision. Understanding these criteria can help improve your chances of approval.

    • Can You Get A Credit Card Without A Job? All You Need To Know About Student Credit Cards

      Students and freelancers can still get a credit card even without a traditional salary by exploring options like secured cards, add-on cards, or more alternatives. With growing digital payments and flexible financial needs, banks now offer solutions tailored for these segments.

    • Is there such a thing as too many credit cards?

      There isn’t a magic number. The real problem starts when the cards stop serving you and you start serving them.

    • Credit Card EMI: How To Convert Big-Ticket Purchases Into Instalments

      Credit card EMI lets you ease cash flow and budgeting, it’s important to understand the fine terms and overall costs before opting in.

    • From high-value swipe scrutiny to tax payments: 5 big changes proposed for credit card users

      The draft framework, released by the Income Tax Department to replace the Income Tax Rules, 1962, outlines a series of changes aimed at tightening compliance, widening reporting requirements

    • Should you increase your credit limit? Pros and cons explained

      Increasing your credit card limit can improve your credit score and give you more financial flexibility, but only if managed responsibly.

    • Juggling several credit cards? Don’t let them quietly drain your finances

      Credit cards aren’t the problem. The slow slide from convenience to revolving debt is.

    • CIBIL Score: How cancelling credit card affects your credit score

      Cancelling a credit card can affect your CIBIL score due to various reasons. While the effect is usually temporary, smart steps can help minimise the damage. When managed carefully, closing a card does not have to hurt your long-term financial health.

    • Planning to cancel a credit card? Know its impact on your credit score

      Cancelling a credit card might seem like a simple way to cut costs, but it can impact your CIBIL score. While the dip is often temporary, taking smart steps can help minimise the impact. Understanding how card closures affect your credit profile helps you make better financial decisions.

    • What Is a Pre-approved Credit Card & How Can You Get One?

      While pre-approved credit cards can come with attractive perks ,it’s important to review interest rates, fees, and eligibility criteria before applying. Always read the fine print to understand the true costs and benefits of the offer.

    • Credit Card EMI: Your essential checklist on rates, fees and other key details

      Credit card EMIs let you turn big purchases into smaller, manageable monthly payments instead of paying the full amount upfront. With no-cost EMI options, it’s important to check interest rates, fees, and the impact on your credit limit before opting in.

    • Travel Credit Cards: Best Cards With Free Airport And Railway Lounge Access

      Travel credit cards can make every journey smoother with perks like airport and railway lounge access, reward points, and travel benefits.

    • Best movie ticket credit card offers to maximise your savings

      Frequent movie outings can add up quickly, but the right credit card can help cut those costs with free tickets and exclusive discounts. Several cards also offer added perks like savings on food and beverages or dining benefits.

    • How many credit cards are too many? Pros, cons and what experts say

      More cards can mean more rewards and a stronger credit profile, but only if you manage them with discipline.

    • Tips to secure higher credit card limit, how to affects your credit score and more

      What is a credit limit? How can you increase it? Managing it wisely and keeping your usage low can help you qualify for higher limits and build a stronger credit profile.

    • Best Credit Cards for Online Shopping in India

      Online shopping credit cards are designed to reward your everyday spends on top platforms like through cashback, discounts and accelerated rewards. Choosing the right card depends on where you shop most, the fees involved and whether you prefer direct cashback or redeemable points.

    • Secured Vs. Unsecured Credit Cards: Which Is Better For You? Key Factors to Consider

      Choosing between a secured and unsecured credit card depends on your credit history and financial needs. Secured card or an unsecured card, whichever you choose, responsible usage and timely repayments are key to improving your credit health.

    • Business credit cards in India: What they are and how people actually use them

      Business credit cards can be useful for day-to-day expenses, but they’re not very different from personal cards in how liability works. Knowing that upfront avoids trouble later.

    • Credit Card Eligibility Explained: Salary, Age, CIBIL Score And Other Key Factors

      Getting a credit card requires meeting key eligibility criteria. Understanding these factors can improve your approval chances and help you choose a card that fits your financial profile.

    • Credit card use: Tips to boost your finances through credit cards in India

      Credit cards in India are rapidly gaining popularity, not just for rewards and discounts but also as smart financial tools when used responsibly. From cashback on everyday purchases to fraud protection, the right card can quietly strengthen your financial security.

    • First Credit Card? Easy Ways To Choose Best Credit Card, Steps To Apply And More

      Getting your first credit card is a key step toward building financial independence and a strong CIBIL score. From understanding eligibility and credit limits to choosing between secured and unsecured cards, this guide helps you pick the right card and apply safely.

    • The hidden danger of having too many credit cards

      One card rarely causes trouble. It’s when approvals, enquiries and due dates start piling up that things quietly get messy.

    • Any interest cap regulations on credit cards will have unintended consequences: Mastercard’s Ling Hai

      He said that any interest rate caps will exclude high-risk consumers from formal credit, though fintech innovations could soften the blow

    Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347