Casa Ratio

As stress persists for banks on the deposit mobilisation front, a few banks have tapped the short-term debt market to raise funds through certificates of deposits.

MC Interview | Capital Small Finance Bank looks to maintain CASA at 37%: CEO Sarvjit Singh Samra

Bank’s cost of deposit was 5.8 percent in Q1, which is presently 5.9 percent, change of just 10 bps primarily because of the change in the composition of the deposit, Samra said

For banks, cheaper deposits are not easy to come by

Declining CASA ratios are adding to the cost of funds for many banks, thereby forcing them to up lending rates as well to manage margins. The problem may persist going ahead as interest rate differentials persist

Kotak Mahindra Bank plans to increase branches to 600 plus

Out of the 600 odd branches, 45 per cent of them would be in the rural and semi-urban areas, he told reporters here today at the launch of `Kotak Samridhi' scheme for milk producers in West Bengal.

ING Vysya continues to be conservative in provisioning

Shailendra Bhandari, MD & CEO, ING Vysya Bank says provision cover for the bank remains best in the indsutry at around 89%.

Expect more than 100 bps hike this evening, says Yes Bank

In an exclusive interview to CNBC-TV18, Rana Kapoor, founder, managing director and CEO of Yes Bank says that deregulating savings' rates is possibly one of the single and most important banking reforms in the last 20 years.

Mid-cap bank stocks might outperform in near-term: Mape Sec

Udit Mitra, Director - Research, Mape Securities joins CNBC-TV18 to discuss how the banking stocks are positioned in the current rate-sensitive yet high-inflation environment.

CASA ratio should reach 35% in next fiscal: Union Bk

MV Nair, the CMD of Union Bank of India, in an interview on CNBC-TV18, said that while the CASA ratio has increased to 33.7%, he sees it going up further. “CASA ratio should touch 35% next fiscal.”

To maintain CASA of 40%: Chanda Kochhar

Chanda Kochhar, the MD & CEO of ICICI Bank, in an interview with CNBCTV18’s Gopika Gopakumar, spoke about the company’s results and the outlook going ahead.