The apprehensions surrounding algorithmic lending must be contextualised within the broader landscape of financial innovation. The increasing reliance on newer datasets including unstructured data, and digital technologies is an inexorable shift, driven by the need for efficiency, speed and adaptability in financial services
In today's edition of Moneycontrol Pro Panorama: OPEC losing its significance, December can be more profitable for traders, cultivators need help to create more from less, Congress faces a near wipeout in the North-East, and more
Should those who blow up small fortunes on lavish weddings be asked to spend the money locally or to spend less on weddings and more on capital formation, especially at a time of tepid investment? Many might find such juxtaposition of consumption and investment without taking into account the causal linkages between the two more than a trifle awkward
Even as Beijing tries to focus policies away from investment in infrastructure and property, investors are seeking indications of how it plans to arrest a liquidity crisis among developers and how far policymakers intend to support struggling local governments
Over the next five years, we would like to grow the SME portfolio by expanding in regions other than the south, which has been significant so far
OPEC’s actions have not been having the intended effect on the supply situation for some time, now even prices are not responding appropriately to the cartel’s actions
There is a need to take forward the use of four factors of technology – genetics, crop nutrition, crop protection and agronomic intervention
The Inflation Reduction Act doesn’t want just green tech; it has to also be star-spangled. Yet the inescapable fact is that absent the cost deflation wrought by Chinese factories, we wouldn’t even be having a credible conversation about decarbonisation at this point
Oil companies aren’t stupid: If they are throwing away CH4 as waste gas, it’s very often because capturing and selling it is very hard. The only viable way to tackle CH4 emissions is to stop burning fossil fuels. Only oil supply cuts, rather than making industry operations more efficient, will make a real difference
Employee costs remain elevated despite a moderation in revenue growth
Nifty returns during December bring cheer to bulls, show data going back over two decades. Position yourself to benefit from it
The president is right to focus on lowering costs for US consumers, but he needs to take more aggressive measures
A critically acclaimed new movie underlines why the long-running Japanese franchise is about much more than just monsters
The hottest thing in finance could burn some investors, but it shouldn’t spark financial infernos
For long period investing strong compounding of Earnings per share is a must, says Prateek Agrawal, Executive Director at Motilal Oswal AMC.
When AI systems start solving problems, the temptation to give them more responsibility is predictable. That warrants greater caution
In today's edition of Moneycontrol Pro Panorama: BJP takes pole position for 2024, quick commerce gains edge over kirana stores, Myanmar's civil war poses risks for India, jobs growth cause for concern, and more
The largest share of growth in value addition was from manufacturing, which grew by 13.9 percent. Growth in manufacturing indicates the success of the Union government's Atmanirbhar Bharat policy. A large number of new production units are coming up in every sector
The metal has tried and failed for three years to break its ceiling of $2,050 or so. And the forces now boosting it may not have enough kick to keep prices rising
Even if the INDIA alliance can strike a consensus on difficult decisions like seat sharing, common minimum programme and a prime ministerial candidate, it has no answers to negotiating Congress’s weakness in the Hindi belt and neutralising BJP’s winning formula, which has again proven its popularity
HUL’s decision to split its beauty and personal care division mirrors a similar move by Unilever. Will it follow suit on its parent’s latest big initiative is a question investors should be asking
Analogies with 2003-04 when BJP lost in 2004 after sweeping the 2003 polls are flawed. Unlike in 2003, BJP put up its national leadership and its centralised ideological agenda for a popular referendum in the three Hindi heartland assembly polls, and there is much reason to believe that a similar strategy might work similarly well in the national elections
A recovery in FMCG sales in urban markets is good news all around but what explains the worries facing India’s mom-and-pop stores?
Overall, the 7.6 percent growth undoubtedly is reassuring about the general path of the economy, but the slowing down in agriculture and personal consumption are pointers to risks that may not be very clear now
No good is likely to come of concessions tailored for a single company, no matter how successful or high-profile. A policy designed specifically to suit Tesla’s needs — say, by agreeing to the company’s preferred timeline and tariff structure, or subsidizing “superchargers” rather than battery swapping — may not help competitors much
