loans

Struggling with EMIs? Here’s how to manage your personal loan without stress

A personal loan can be a financial saviour in times of need—but the actual test begins after the money is disbursed: paying your EMIs month after month. Lacking a plan, these payments can soon turn out to be too much to handle. Whether you've just taken a loan or are already in the process of paying off instalments, these practical tips will help you remain on track, avoid financial stress, and pay off your loan easily.

Here are the 10 cheapest education loans for studying abroad

The interest rates range from 8.35 percent (Punjab National Bank) to 11.08 percent (Axis Bank).

Can You Get A Personal Loan For Salary In Cash? Here’s Your Essential Checklist

Yes, you can get a personal loan even if you're paid in cash — but it’s more challenging due to lack of formal income proof and credit history. By depositing your salary in a bank, filing ITRs, and choosing flexible lenders, you can boost your chances of approval.

Home Loan: Should You Prepay Your Home Loan When Interest Rates Fall?

Is it wise to prepay your home loan when interest rates are dropping? This video breaks down the benefits, risks, and strategic considerations of early repayment. Learn how prepaying can reduce total interest, increase cash flow, and help you become debt-free faster. But also discover the hidden costs—like prepayment penalties and opportunity costs—and how to align your decision with long-term financial goals. Whether you're a homeowner or planning to be one, this guide will help you make smarter money moves.

Rate Race: PSBs take the lead, drive interest on home loans below 7.5%

Lowest home loan interest rate: Private banks are yet to pass on the full benefit of RBI’s 100-bps repo rate cut to their home loan customers.

Smart borrowing: How to tell good loans from bad ones and avoid debt traps

Knowing the difference can help you build wealth instead of falling into a financial hole.

Fast Personal Loan: A step-by-step guide on fast personal loan by banks

Need funds fast for an emergency or big expense? Here’s how to get instant personal loans with minimal paperwork and same-day disbursal.

Personal Loan For New Employees: Key factors to check before borrowing

Just started a new job and need funds fast? Here’s how new employees can still get personal loans with the right income, credit score, and documents.

Need quick cash for financial emergencies? Consider taking a loan against your car

Loans against cars allow you to tap into your asset to ensure liquidity in times of crises, but lack of diligence in repaying the loan will have consequences.

Personal loan without bank statement: Effective alternative ways to secure a personal loan

Explore smart ways to get a personal loan using alternatives like salary slips, ITRs, or a strong credit score even without a bank statement.

L&T Finance Personal Loan: All you need to know about loan rates and other details

Need quick funds without paperwork? Learn more about L&T Finance Personal Loan that offers with easy EMIs, fast approval, and low interest rates.

Personal loan at low interest rate: SBI to Yes Bank, check which banks offer low personal loan rates

Looking for a personal loan at low interest rates? Compare top banks offering affordable personal loans and get tips to secure the best deal based on your credit score and repayment habits.

Personal Loan for 15,000 Salary: How to apply? Check interest rates, eligibility and other key details

Earning ₹15,000 per month? You may still qualify for a personal loan, provided you meet basic eligibility like a good credit score and stable employment. Learn how to improve your chances and the lenders who cater to lower-income profiles.

Which bank gives personal loan for 7 years: Check eligibility, interest rates and other key details

Looking for a longer repayment period on your loan? Some banks offer personal loans with tenures up to 7 years which is ideal for reducing EMI burden and managing finances better.

Bajaj Finserv Personal Loan: How to apply? Check interest rates, eligibility and other key details

Bajaj Finserv personal loans offer up to ₹55 lakh without any collateral, along with flexible repayment tenures ranging from 12 to 96 months. With interest rates starting from 10% p.a., it's a convenient option for salaried and self-employed individuals needing quick funds.

Aditya Birla Personal Loan: Who is eligible? Check interest rates, steps to apply online and other key details

Personal loans from Aditya Birla Capital offer flexible repayment options and loan amounts up to ₹40 lakhs for salaried and self-employed individuals. Eligibility depends on age, income, and credit score, with a fully digital application process available.

Personal Loan Top up: Check eligibility and other factors to get quick approval

Even if you already have a personal loan, you can borrow more through a top-up. It’s a quick way to access extra funds with minimal paperwork during times of emergencies.

What happens if you miss a personal loan EMI?

Missing a payment on an EMI on your personal loan has severe credit and financial consequences. This is what occurs and what to do.

Salary Advances vs Personal Loan: Pros and Cons To Evaluate Before Borrowing

Salary advance and personal loans serve different financial needs—short-term gaps vs. larger planned expenses. Learn more about what suits you best.

Marriage Loan Interest Rate To Eligibility: Key Factors To Know Before Borrowing For Your Dream Wedding

Weddings in India can be expensive, and a marriage loan can help bridge the gap without dipping into all your savings. Learn more about how these loans work, what interest rates to expect, and how to apply smartly.

Home loan dilemma: Should you prepay or invest after repo rate cut?

Home Loan Prepayment Vs. Investment: RBI's 100 bps repo rate cut this calendar year benefits home loan borrowers with lower interest rates. Existing borrowers must decide between prepaying loans at lower rates or investing savings in equities, considering their financial goals and risk appetite

Does Pre-Approval Guarantee A Personal Loan? What You Need To Know

Getting pre-approved for a personal loan feels like a green light but it’s not a guarantee of getting a loan. Learn what pre-approval really means, and how to boost your chances of final approval.

Is an unsecured loan good or bad? Essential details you need to know

Need funds without pledging any collateral? Unsecured loans offer quick access to money with flexible usage but come with higher interest rates and stricter eligibility checks.

Is It Good To Take A Loan From NBFC? Understand The Pros And Cons Before Borrowing

NBFCs are emerging as flexible alternatives to banks, offering quicker and easier loans. Learn more about the pros, cons, and key things to know before borrowing from an NBFC.