Need instant cash via a personal loan? While most lenders offer "instant approval," the actual time it would take to receive the cash in your bank account may not be as speedy. While some borrowers find it in their accounts within hours, others find it a few days later. It all depends on a few critical parameters—your credit score, the lender you approach, the application mode, and the speed of verification of documents.
Looking to buy your dream home? These are the top lenders offering the most competitive home loan interest rates in India right now.
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Credit card pros and cons: Be mindful and rack up your spends only as much as you can comfortably afford to clear each month. Anything more can mean trouble.
Need quick funds for a wedding, travel, or medical emergency? A personal loan from SBI can help you meet urgent financial needs without pledging any collateral. Whether you prefer the convenience of applying online or want to visit a branch, SBI offers multiple ways to get started. This guide explains the step-by-step process for both online and offline applications, along with interest rates, eligibility, and what to consider before applying.
A personal loan can be a financial saviour in times of need—but the actual test begins after the money is disbursed: paying your EMIs month after month. Lacking a plan, these payments can soon turn out to be too much to handle. Whether you've just taken a loan or are already in the process of paying off instalments, these practical tips will help you remain on track, avoid financial stress, and pay off your loan easily.
The interest rates range from 8.35 percent (Punjab National Bank) to 11.08 percent (Axis Bank).
Yes, you can get a personal loan even if you're paid in cash — but it’s more challenging due to lack of formal income proof and credit history.
By depositing your salary in a bank, filing ITRs, and choosing flexible lenders, you can boost your chances of approval.
Is it wise to prepay your home loan when interest rates are dropping? This video breaks down the benefits, risks, and strategic considerations of early repayment. Learn how prepaying can reduce total interest, increase cash flow, and help you become debt-free faster. But also discover the hidden costs—like prepayment penalties and opportunity costs—and how to align your decision with long-term financial goals. Whether you're a homeowner or planning to be one, this guide will help you make smarter money moves.
Lowest home loan interest rate: Private banks are yet to pass on the full benefit of RBI’s 100-bps repo rate cut to their home loan customers.
Knowing the difference can help you build wealth instead of falling into a financial hole.
Need funds fast for an emergency or big expense? Here’s how to get instant personal loans with minimal paperwork and same-day disbursal.
Just started a new job and need funds fast? Here’s how new employees can still get personal loans with the right income, credit score, and documents.
Loans against cars allow you to tap into your asset to ensure liquidity in times of crises, but lack of diligence in repaying the loan will have consequences.
Explore smart ways to get a personal loan using alternatives like salary slips, ITRs, or a strong credit score even without a bank statement.
Need quick funds without paperwork? Learn more about L&T Finance Personal Loan that offers with easy EMIs, fast approval, and low interest rates.
Looking for a personal loan at low interest rates? Compare top banks offering affordable personal loans and get tips to secure the best deal based on your credit score and repayment habits.
Earning ₹15,000 per month? You may still qualify for a personal loan, provided you meet basic eligibility like a good credit score and stable employment. Learn how to improve your chances and the lenders who cater to lower-income profiles.
Looking for a longer repayment period on your loan? Some banks offer personal loans with tenures up to 7 years which is ideal for reducing EMI burden and managing finances better.
Bajaj Finserv personal loans offer up to ₹55 lakh without any collateral, along with flexible repayment tenures ranging from 12 to 96 months. With interest rates starting from 10% p.a., it's a convenient option for salaried and self-employed individuals needing quick funds.
Personal loans from Aditya Birla Capital offer flexible repayment options and loan amounts up to ₹40 lakhs for salaried and self-employed individuals. Eligibility depends on age, income, and credit score, with a fully digital application process available.
Even if you already have a personal loan, you can borrow more through a top-up. It’s a quick way to access extra funds with minimal paperwork during times of emergencies.
Missing a payment on an EMI on your personal loan has severe credit and financial consequences. This is what occurs and what to do.
Salary advance and personal loans serve different financial needs—short-term gaps vs. larger planned expenses. Learn more about what suits you best.
Weddings in India can be expensive, and a marriage loan can help bridge the gap without dipping into all your savings. Learn more about how these loans work, what interest rates to expect, and how to apply smartly.
