OPINION | Gold loans haven’t had it better, but lenders shouldn’t throw caution to the wind
The surge in gold price provides a platform for a big push in gold loans. However, the risk of gold’s adverse price movement should engender caution
Tips for first-time education loan borrowers in India
An education loan can open doors to better opportunities, but careful planning is key to managing it successfully.
Save lakhs on home loans: Compare best rates from top banks
Top banks offer competitive home loan rates, with Canara Bank and Union Bank of India starting at 7.3 percent interest, while HDFC Bank starts at 7.4 percent interest for a 20-year loan tenure.
When savings aren’t enough, here’s why people choose personal loans
Personal loans are among the most flexible borrowing tools today, and Indians are using them for everything from home upgrades to destination weddings.
What happens if you miss an EMI on your home loan?
A single slip can feel harmless, but it has ripple effects on your money and your credit history.
HFCs offer competitive home loan rates: Top picks with interest rates from 7.45%
Housing finance companies offer home loans at interest rates starting from 7.45% with EMIs starting from Rs 40,127 for a Rs 50 lakh loan.
How to choose between a personal loan and a credit card for urgent expenses
Both have the advantage of providing instant access to money but choosing one over the other depends on your ability to pay, interest charges, and the magnitude of your requirement.
RBI holds rates: Lower your EMI smartly with these steps to ease the home loan burden
Internal balance transfer to a lower interest rate for a home loan is always the easiest path, with less paperwork and without the need for a property revaluation, according to experts.
Want a personal loan? Here are 5 things lenders check first
Understanding what lenders check can boost your approval chances and let you borrow more cheaply.
Festive season personal loan options: Top banks with lowest interest rates
Top banks offer personal loans with interest rates starting from 9.98% to 13.75% for a 1-year tenure.
Used car loan interest rate: Your essential guide to used car loan interest rate, application, fees and other key details
Buying a pre-owned car? Used car loan interest rates in India (6%–26% in 2025) can greatly impact your total cost—know how lenders decide your rate.
Why a personal loan can be your best bet for relocation expenses
Relocating to a new city or country comes with numerous expenses, and a personal loan can be a practical solution to manage the financial burden smoothly.
Does a personal accident policy pay for total disability?
Total disability is covered by personal accident policies but not known to most policyholders on how claims for total disability are settled.
Best education loan rates: Top banks offering loans at competitive rates starting at 8.25% for studying abroad
Compare education loan interest rates from top banks like Union Bank, PNB, SBI, and others, to secure the best deal for studying abroad with loan amounts up to Rs 50 lakh.
Debt avalanche vs debt snowball: What’s the smarter way to pay off loans
Choosing the right repayment strategy can save money, reduce stress, and help you get debt-free faster.
Nearly 50% Indians use personal loans for lifestyle expenses, reveals RupeeRedee data
Personal loans are increasingly used for both necessities and lifestyle aspirations, with 47.80% of loans going towards lifestyle needs like rent, shopping, and travel.
Should you use a personal loan to buy home appliances?
Buying appliances on credit may seem convenient, but weighing interest costs, repayment flexibility, and alternatives is essential before borrowing.
Small Cash Loan: Best small loan apps offering loans under Rs 10,000
Facing a small cash crunch? Instant loans under ₹10,000 can cover urgent expenses like bills, rent, or medical needs—disbursed quickly through trusted loan apps.
Foreclosing a personal loan offline: Easy steps to close your loan at the branch
A quick, branch-based option to close your loan, save interest cost and organize your credit history.
Should you use SIPs to prepay your personal loan?
Systematic investment plans can be a powerful wealth-building tool, but when used to prepay loans, they may not always work in your favour.
Can you get a personal loan with an average credit score? Here’s how
Even with a moderate credit profile, careful planning and smart choices can help you get loan approval on favourable terms.
Smart borrowing: A complete guide to choosing the right personal loan
The right personal loan can meet your needs without becoming a financial burden — here’s how to pick wisely.
Best instant loan online app in India for under Rs 50,000 in 2025: Check Key Details
Need quick cash under ₹50,000? Instant loan apps offer fast approvals, minimal paperwork, and flexible repayment options—perfect for emergencies without collateral.
Personal Loan Repayment Rules: Here’s What You Must Know To Avoid Additional Fees
Getting a personal loan is easy, but repaying it the right way takes planning. Understanding repayment rules, EMIs, and prepayment terms can help you save money and protect your credit score.
Personal Loan Without Guarantor: Eligibility to steps to apply, key details to know
Think you can’t get a personal loan without a guarantor? Most lenders now offer quick, paperless loans based on your credit score and income—no guarantor needed.
