End of season sales explained: How discounts trick you into overspending
End-of-season sales, mega offers and clearance discounts look tempting, but most of them push you to spend more, not save more. In this MC Learn episode, we break down common sale tricks, fake urgency, inflated prices and combo offers, and share simple rules to protect your money and avoid overconsumption.
IDFC First Bank slashes benefits: Mayura, Ashva and other credit cards hit hard
IDFC First Bank has made significant changes to its credit cards, including Mayura and Ashva, reducing reward rates on international spends and introducing fees on FASTag recharges and railway spends
Banks to remain closed on these days at the end of December: Check dates
Banks will observe multiple holidays in late December, with nationwide closures on December 25 and over the weekend.
Silver price today: Spot and futures hit record highs; check prices in your city
Silver is closing 2025 firmly in macro-hedge territory rather than trading as a conventional commodity, says analyst.
Gold price today: Uptrend continues, breaking record highs; see 24K, 22K, 18K prices
This rally is expected to extend further towards $4,575 (Rs 1,40,000) and $5,000 (Rs 1,50,000) in a few weeks, says analyst.
Can tax benefits be claimed on an education loan taken from friends?
The deduction under Section 80E is available only for interest paid on the education loan. No deduction is allowed for repayment of the principal amount.
Rising cost, visa uncertainty push Indian students to choose European countries as preferred education destination, says report
European countries such as Germany and Ireland are gaining traction, emerging as attractive alternatives due to lower tuition fees and student-friendly visa regimes.
Why did taxpayers claiming deductions receive emails? Income Tax Department explains
Taxpayers whose deduction or exemption claims are accurate and fully compliant with the law are not required to take any further action.
CBDT launches data-driven nudge campaign for AY26, flags bogus political donations
The initiative, which is advisory in nature, requires identified taxpayers to file revised income-tax returns (ITRs) by December 31, 2025.
The post office schemes that still work for conservative savers, and who should avoid them
Post office schemes can be a solid “sleep well” layer in your finances, but they work best when you use them for stability, not for everything.
Digital banking safety audit: A 15-minute monthly routine to reduce fraud risk
Most digital banking fraud succeeds not because systems are weak, but because small lapses pile up over time. A short, repeatable monthly check can close many of the gaps scammers rely on.
Quit smart, not scared: How to prepare financially before resigning without another offer
A structured checklist to protect your cash flow, benefits, and downside risk while you create time to search, rest, or reset.
SC allows husband to travel overseas for employment despite pending criminal case under Section 498A
Prolonged investigation without a chargesheet cannot be used to indefinitely restrict an accused’s right to livelihood and travel, rules court
Bank Holidays in January 2026: Banks to remain shut for up to 12 days in some cities; check full state-wise list
Most digital banking services — including UPI, mobile banking and internet banking — will continue to work as usual.
Credit utilisation ratio: The lesser-known number that drives your credit score
Your credit utilisation ratio is a simple percentage, yet it has outsized influence on how lenders and credit bureaus view your borrowing behaviour and creditworthiness.
Nominee naming mistakes that can trap your family in paperwork
Small errors in nominations across banks, demat, mutual funds, insurance, and provident fund can delay claims and trigger disputes. A few disciplined checks can prevent most of it.
LIC Housing Finance cuts home loan rates: Check if your CIBIL score is good enough to get the lowest rate
The reduction follows the recent 25 bps repo rate cut by the RBI’s Monetary Policy Committee (MPC).
Income tax refunds held back after Form 16 mismatch: Here's why I-T refund is delayed
If a revised return has already been filed addressing the issue, taxpayers have been told they can safely ignore the email.
How to decide if a car upgrade is worth it: EMI, running costs and resale value
Why the sticker price matters far less than what the car does to your monthly cash flow and long-term net worth
Dating and marriage money red flags you should not ignore
The financial warning signs that matter long before joint accounts, EMIs, and shared goals enter the picture
Silver price today: Rates smash records, up 131% in 2025; check prices in your city
Mining disruptions and limited current silver inventories are causing severe supply shortfalls, driving prices higher, says analyst.
Google Pay Flex Axis Bank credit card: Worthwhile addition for daily UPI users?
Google Pay's Flex Axis Bank Credit Card is a basic, UPI-linked credit card with instant cashback rewards. No physical card needed, lifetime free but has a tiered reward structure and a low base rate
Gold price today: Spot, futures hit fresh record highs on aggressive central bank buying
‘The rally is being driven by strong expectations of a US rate cut and continued central bank buying, which is keeping bullish sentiment firmly intact,’ says analyst.
Do let-out, commercial properties qualify for LTCG tax exemption?
Long-term capital gains arising from the sale of a commercial property are not eligible for exemption under Section 54 but can be claimed under Section 54F by investing in a residential house
Why 10% SIP returns can deliver more wealth than 14%
A simple SIP comparison shows how steadily increasing your investment can outperform higher returns over the long term.
