From savings to investments: Securing your child's tomorrow
Guide your children towards financial freedom with bank savings accounts, mutual fund investments, and schemes like Sukanya Samriddhi Yojana and NPS Vatsalya, fostering responsible money habits and wealth creation.
Will digital-only banks offer better returns than traditional banks?
A look at how India’s neobanks operate, whether they can truly offer higher yields and what their rise means for everyday savers.
How to register a nominee for your bank accounts, mutual funds, and EPF online
A nomination ensures that your money reaches the person you intend without long legal delays, yet many savers skip this simple step until it becomes a problem for their families.
How to use RBI’s complaint portal if your bank doesn’t resolve your issue
If your bank keeps tossing you between customer care numbers and branch desks, the Reserve Bank of India now lets you escalate the matter online without stepping out of your house.
How to convert physical shares to demat form
Many investors still have old paper share certificates, but transfers in physical form are not allowed any longer. In fact, conversion to demat is now necessary for sales or pledge of such securities.
Holiday List 2026 released: Government offices to remain shut on these dates across India; check full list
As 2025 draws to a close, the Centre has issued a circular announcing the list of holidays for next year, i.e. 2026 for all its offices across India.
ITR refund delay: CBDT Chairman shares when taxpayers can expect refunds
While some refunds may get issued earlier, large refunds may get delayed due to various discrepancies in the ITR filing
Will variable pay and bonus be included in salary for EPF calculation under new labour codes?
Under the new wage rules, companies must ensure that wages form at least 50% of CTC, which could pull various allowances including certain bonuses into the PF-eligible bucket.
New labour code to expand ESI coverage? Here’s what could change for employees
Under the new wage definition, social security contributions, including ESI, will be computed on 50% of CTC, which experts say could increase the number of employees eligible for ESI benefits
Is money inherited after a parent’s passing taxable and how should it be reported in ITR?
Since India does not have an inheritance tax, the money received after a parent's death is treated as inheritance and is fully tax-free, without any limit
Gold price at Rs 1,25,000 level amid wedding season demand for jewelry; check silver rates for 999 purity
The price of gold in the domestic market is up 0.43 percent from the previous close.
Bitcoin price swings amid increased volatility; other crypto tokens follow
Bitcoin’s price increased 0.13 percent in the last 24 hours; it hit the lowest at $86,230 and peaked at $88,051 level.
Should you keep shifting your money for better bank interest?
With interest rates constantly shifting and newer digital banks trying to lure customers with higher yields, many people are beginning to ask whether it still makes sense to stay loyal to just one bank.
Can your SIPs and EPF really make you a ₹10 crore investor in 15 years?
Not quite if you earn ₹1 lakh a month — but with steady growth, smart step-ups, and a longer runway, you can still build serious wealth.
NPS Tier 1 and Tier 2: How the two accounts really work and which one should beginners choose
A beginner-friendly guide to understanding the two National Pension System accounts so you can use NPS more effectively for long-term retirement planning.
How to withdraw EPF for buying a house or repaying a home loan
Using your retirement corpus to fast-track your home purchase or close a loan can make sense in some cases – but only if you understand the rules, limits and risks properly.
NBSL launches UPI Circle on BHIM app for delegated payments: What it means and how it works
The idea is simple: smoother digital payments within households and small businesses, without compromising control or transparency.
Rupee at record low near 89-mark: What it means for overseas education and foreign travel
A weakened rupee is making households rethink their travel plan and also revisit their budgets for education abroad
Should you really lock money into SCSS? Five things investors must weigh
Senior Citizens’ Savings Scheme (SCSS) offers safety and high interest, but long lock-ins, tax rules and withdrawal restrictions can make it less flexible than it looks on paper.
Digital transaction fraud: Five security habits that actually work
Frauds involving UPI are on the rise, adopting a few simple daily habits around verification, device security and PIN hygiene can drastically cut your risk of losing money.
How much pension can you expect from NPS if you make a monthly SIP of Rs 1 lakh?
If you begin at age 30 and invest Rs 1 lakh a month at an assumed annual return of 10%, your total investment of Rs 3.6 crore grows to nearly Rs 20.69 crore by age 60
Loan against mutual funds: A flexible way to raise cash without selling investments
A loan against mutual funds lets you unlock money from your investments without selling them, but it only works well if the need is short term and you are disciplined about repayment.
NPS to UPS Switch: Govt urges NPS subscribers to opt for Unified Pension Scheme before Nov 30 deadline
The Finance Ministry has urged all subscribers to submit their option by November 30, 2025, either online through the CRA system or via their Nodal Office, to avoid missing out on enhanced pension benefits and greater flexibility.
How to get a digital rupee (e₹) wallet through your bank
A simple guide to checking eligibility, activating your e₹ wallet in your bank app, and loading RBI-issued digital rupee for everyday payments.
