Stuck in a debt trap? This one method helps you pay less interest and exit faster
High-interest loans keep borrowers stuck; the avalanche strategy offers a practical, interest-saving exit path.
ETFs or index funds: Where should smart money really go?
Both ETFs and index funds track the market, but differences in costs, liquidity and access can shape your returns.
PAN–Aadhaar linking deadline ends today: Last chance to link, late fee details and steps
The deadline for PAN–Aadhaar linking ends today, December 31, 2025, leaving taxpayers with just a few hours to complete the process.
Standardisation only way to make insurance claim settlement data meaningful: Anuj Tyagi of HDFC ERGO
Budget 2026 Expectation: The biggest concern, Tyagi feels is the unresolved ITC anomaly. The industry continues to bear a significant burden. Either ITC should be allowed, or the ecosystem will eventually have to absorb higher costs.
What income tax rules allow when you claim HRA and home loan interest together
For claiming a deduction on home loan interest under Section 24(b), you must be paying interest on a loan taken to purchase a property that is owned by you and for which possession has been obtained.
Bitcoin closing in on $89,000 level toward year-end
The crypto industry indicates a balanced sentiment globally with some restrictive factors in a few parts of the world being overshadowed by optimism around new economic developments, says an analyst.
Silver prices today: White metal futures plunge 6% to Rs 2,35,952 per kg - check prices in your city
The Augmont Bullion report predicts silver prices to consolidate between $70 (Rs 2,23,000) and $75 (Rs 2,37,000), after the sharp sell-off.
Why gold may remain a reliable wealth builder in 2026: 5 trends to watch
In 2026, gold prices are expected to range between $3,900 and $5,000 per ounce, though heightened financial or geopolitical stress could push prices higher, says precious metal analyst.
Housing loans spike 12% YoY fuelled by RBI rate cut cheer by 125 bps in 2025
The data by Paisabazaar cited stable salaried income, dual-income households, and improved access to credit as reasons for the growth.
Credit card rewards are being reset, not rolled back, says BOBCARD CEO
From UPI integration to dynamic limits, credit cards are becoming more personalised and responsible, Ravindra Rai tells Moneycontrol.
The “multiple accounts” trap: Why too many savings accounts can increase chaos and reduce returns
More bank accounts feel organised, but beyond a point they quietly work against you.
Investment Strategy for 2026: Prioritise quality, diversify and balance assets
Financial experts advise prioritizing quality, diversification, and balance in 2026. Focus on high-quality assets, debt, and alternatives to navigate volatility and build wealth sustainably.
Common health insurance mistakes that show up only when you file a claim
The biggest surprises in health cover are rarely about premiums. They are about definitions, disclosures and small clauses that suddenly matter when you are in a hospital.
NPS annuity plans, without the jargon: How to pick the one that suits your life
Choosing an NPS annuity is really a choice between higher monthly income today and how much protection you want to leave for your spouse, family, or nominee tomorrow.
Changing jobs often? Here’s what happens to your EPF each time
Your money does not reset with every new employer, but UAN, KYC mismatches and exit date delays can quietly lock your EPF in limbo.
Why breaking investments for emergencies can cost you more than you think
How emergency fund planning protects investments, compounding returns, and long-term wealth during financial shocks.
NPS exit rules get more flexible: What corporate subscribers should rethink now
The latest changes to NPS withdrawal rules give corporate subscribers far more control at retirement, but they also shift more responsibility onto the investor.
Why is bitcoin down? Prices slip 3.7% from $90,000 levels amid thin year-end liquidity
Analysts predict that immediate support for bitcoin lies around $87,000–$87,300. In the short term, BTC is likely to trade range-bound between $87K and $89K.
Joint home loan tax benefits explained: Who can claim interest, principal and HRA?
Deductions for HRA, interest on a self-occupied property under Section 24(b), and principal repayment under Section 80C are available only under the old tax regime.
Gold price today: Spot price declines 2.87% in a week at $4,360 per ounce; check prices in your city
Gold's recent decline in price is mainly attributed to profit-taking ahead of the new year.
Silver prices today: Spot price at $73 per ounce after losing $12 on profit-taking; check prices in your city
Silver prices witnessed a dramatic pullback on December 29, as profit-taking hit the momentum.
Silver races ahead of gold: 7 trends investors should watch in 2026
Silver is currently one of the third-most valued assets in the world. What should investors watch out for in 2026? These trends can help you plan for your investing goals in the white metal.
Current account or savings account: The practical choice for growing freelance income
The wrong choice can quietly increase costs, trigger compliance questions, or even lead to account freezes at the worst possible time.
Government scraps mandatory probate for wills: What it means for beneficiaries
Indian government scraps mandatory probate for wills in Mumbai, Chennai, Kolkata, aiming to simplify asset inheritance. Beneficiaries may face increased disputes; experts advise safeguards like registering wills and voluntary probate.
