Applying for a personal loan online? Here’s what happens to your data
Online loans save time, but they also ask for deeply personal information. The risk isn’t the loan itself, it’s where your data ends up after you click “agree”.
Mutual funds made easy: 5 steps to smarter investing
Think of this as your crash course in smart mutual fund investing — no boring jargon, no meaningless gyan.
In this video, we break down 5 super-simple steps to help you pick the right mutual fund. From setting your investment goals to understanding risk, choosing the right fund type, and spotting solid fund managers — we’ve got you covered.
Perfect for beginners who want to grow wealth without the daily trading grind and for long-term investors who want their money to actually work.
Hit play, level up your money game, and let’s make mutual fund investing stress-free.
Are you in a debt trap? 5 clear signs most people ignore
Debt rarely feels dangerous at first. These five warning signs reveal when EMIs and credit cards quietly start controlling your finances.
Year-end 2025: Best fixed deposit interest rates in December
Jana Small Finance Bank and Suryoday Small Finance Bank are offering interest rates of up to 8% per annum on five-year deposits, according to Paisabazaar.com
The 80% retirement rule explained: How much income you may actually need after you stop working
A practical look at the “80 percent rule,” why it is useful, and how you can adapt it to your own retirement planning
Digital life certificate not accepted? The real reasons and the quickest fixes
A calm checklist for pensioners to resolve mismatches, improve authentication, and avoid repeat rejections without multiple trips to the bank
Multi-Asset Funds: What worked in 2025 and what to do in 2026
If equity, debt, and gold all underperform together during severe market stress, diversification benefits for multi -asset funds diminish significantly
Silver poised to overtake NVIDIA to become the second-most valued asset, says analyst
Currently, silver sits at a market capitalisation of $4.220 trillion, just 8.1 percent behind NVIDIA at $4.592 trillion.
Should you close an unused credit card? What it can do to your credit score
A simple decision that can quietly push up your utilisation ratio, shorten your credit history, and shave points off your score when you least expect it
Are you actually ready for retirement, or just hoping you are?
A comfortable retirement is less about a single “magic number” and more about whether your future cash flow can survive inflation, healthcare shocks and a longer life than you’re planning for.
RBI rules made credit score updates faster in 2025: What to expect in 2026
RBI's 2025 reforms mandate bi-weekly credit reporting, reducing update lag from 30-45 days to 15 days. Weekly updates from July 2026 aim to improve credit transparency and accuracy.
Bitcoin rebounds near $90,000 levels though volatility persists
Bitcoin is showing renewed strength, rising nearly 3% within a short span as broader market sentiment turns positive, says analyst.
Daily vs monthly vs quarterly SIP: Same investment, different result?
More SIPs don’t mean more returns; long-term investing rewards consistency, not frequency.
KVP maturity and tax: Should interest be taxed in one year or spread over time?
With respect to income taxable under the head “Income from Business or Profession” or “Income from Other Sources,” including interest income, tax laws allow taxpayers to offer income either on an accrual basis or on a receipt basis.
Silver price today: Spot price peaks near $75 amid tight supply and industrial demand
Analyst predicts that silver is vulnerable to tactical profit booking in the near term as prices have rallied sharply and are trading well above medium-term averages, which typically invites consolidation.
Gold price today: MCX prices over Rs 1,39,200 fueled by another Fed rate cut cheer, increased geopolitical tension
The war between Israel and Iran, as well as rising tensions between the United States and Venezuela, have boosted safe-haven flows into gold, says analyst
SGB 2017–18 Series XIII final exit today: Investors to earn nearly 5x return; Check price and details
With the final redemption price now at Rs 13,563, investors are looking at a capital appreciation of nearly 4.7 times over eight years.
Two countries, one estate plan: How NRIs can make a will that actually works
A cross-border estate plan is not just about writing a will; it is about making sure the right document works in the right country so your family does not spend months proving ownership in two legal systems.
Still running out of money every month? Try the 70/10/10/10 formula
A simple monthly framework that tells your money where to go before it disappears.
Should you book a fixed deposit now or wait? A smarter way to decide
With fixed deposit rates looking attractive again, the real decision is not about timing the peak, but about managing reinvestment risk and cash-flow certainty.
Lost your income suddenly? What happens to your EMIs and SIPs
What the system expects you to do, what flexibility you actually have, and where most people get caught off guard
Stop chasing returns: Build a goal-based investment map for 20 years
A clear, goal-first framework that assigns every rupee a job, matches each goal to the right time horizon and risk level, and helps you stay consistent through market cycles instead of reacting to performance charts.
Credit card rewards without debt: A simple system that works
Make points and cashback work quietly in the background, while your budget stays in charge.
Your first salary, your first budget: How to manage expenses without feeling restricted
A practical guide to building strong money habits early, so your lifestyle grows without turning into permanent monthly pressure.
