Tata Short Term Bond Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 55 (Category Avg - 67.42) | Modified Duration 2.69 Years (Category Avg - 2.49)| Yield to Maturity 6.82% (Category Avg - 6.84%)

Portfolio Summary (as on 31st Aug,2025)

Security Type	% Weight	Category Average
GOI	23.80%	19.69%
CD	7.05%	4.27%
T-Bills	0.00%	0.04%
CP	0.00%	0.78%
NCD & Bonds	61.72%	68.51%
PTC	3.32%	1.43%

Category - Short Duration Fund

Security Type	% Weight	Category Average
Government Backed	23.80%	19.73%
Low Risk	72.09%	74.99%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Short Duration Fund

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - National Housing Bank	NCD & Bonds	Financial institution	AAA	CRISIL	2544.78	7.35%	25.00 k
Bond - Govt of India	GOI	Other			2292.90	6.62%	2.20 Cr
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	1996.99	5.77%	20.00 k
Bond - Govt of India	GOI	Other			1657.39	4.79%	1.65 Cr
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	1524.04	4.40%	15.00 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	1492.37	4.31%	15.00 k
Bond - Govt of India	GOI	Other			1360.30	3.93%	1.35 Cr
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	1276.74	3.69%	12.50 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	1027.10	2.97%	10.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	1017.50	2.94%	10.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	1016.12	2.93%	1.00 k
Bond - Poonawalla Fincorp Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	1002.78	2.90%	10.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	979.07	2.83%	2.00 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	760.48	2.20%	7.50 k
Bond - Govt of India	GOI	Other			728.84	2.10%	75.00 L
Bond - Govt of India	GOI	Other			564.30	1.63%	55.00 L
Bond - Govt of India	GOI	Other			542.58	1.57%	55.00 L
Bond - Power Grid Corporation of India Ltd.	NCD & Bonds	Power - transmission	AAA	CRISIL	525.34	1.52%	500.00
Bond - Jamnagar Utilities & Power Pvt. Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	510.57	1.47%	5.00 k
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	508.68	1.47%	5.00 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	508.59	1.47%	5.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	507.24	1.46%	5.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	507.18	1.46%	5.00 k
Bond - Nomura Capital (India) Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	INDAAA	FITCH	506.80	1.46%	5.00 k
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	506.69	1.46%	5.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	505.96	1.46%	500.00
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	505.03	1.46%	500.00
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	504.84	1.46%	5.00 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	497.04	1.44%	5.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	489.61	1.41%	1.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	487.14	1.41%	1.00 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	483.99	1.40%	1.00 k
Bond - Sansar Trust	PTC	Ptc	AAA	CRISIL	419.02	1.21%	75.00 Cr
Bond - Govt of India	GOI	Other			358.45	1.04%	35.00 L
Bond - India Universal Trust	PTC	Ptc	INDAAA	FITCH	281.86	0.81%	62.00
Bond - India Universal Trust	PTC	Ptc	AAA	CRISIL	272.75	0.79%	33.00
Bond - Tata Capital Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	254.66	0.74%	2.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	253.56	0.73%	2.50 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	253.56	0.73%	2.50 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	253.48	0.73%	2.50 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	250.68	0.72%	250.00
Bond - Govt of India	GOI	Other			248.59	0.72%	25.92 L
Bond - Mindspace Business Parks REIT	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	199.64	0.58%	2.00 k
Bond - India Universal Trust	PTC	Ptc	INDAAA	FITCH	175.02	0.51%	20.00
Bond - Govt of India	GOI	Other			154.90	0.45%	15.00 L
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	148.02	0.43%	1.50 k
Bond - Govt of India	GOI	Other			107.98	0.31%	10.60 L
Bond - Govt of India	GOI	Other			51.44	0.15%	5.00 L
Bond - Govt of India	GOI	Other			50.61	0.15%	5.00 L
Bond - Govt of India	GOI	Other			50.60	0.15%	5.00 L
Bond - Govt of India	GOI	Other			29.74	0.09%	2.90 L
Bond - Govt of India	GOI	Other			20.21	0.06%	2.00 L
Bond - Govt of India	GOI	Other			12.31	0.04%	1.20 L
Bond - National Highways Authority of India	NCD & Bonds	Road assets–toll, annuity, hybrid-annuity	AAA	CRISIL	3.13	0.01%	3.00
Bond - Govt of India	GOI	Other			0.04	0.00%	400.00

Name	Type of Instrument	Weight (%)
Repo	Repo	2.01%
Net Receivables	Net Receivables	1.88%
MF Units	MF Units	0.18%
Roadstar Infra Investment Trust	InvITs	0.04%

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NITINPIMPALE
MF Investment Help
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2 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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14 days ago

View more

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The Fixed Income
Bonds
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2 days ago

Lock in Stable Returns from a State-Backed PSU! TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED – 2028 Bond ✔️ Coupon: 9.35% p.a. ✔️ Tenor: 3y 2m (Maturity: 29/Dec/2028) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest confidently in a state-backed PSU and watch your money grow steadily. Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPdFpRPT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

Posted by : The Fixed Income
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  Lock in Stable Returns from a State-Backed PSU! TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED – 2028 Bond ✔️ Coupon: 9.35% p.a. ✔️ Tenor: 3y 2m (Maturity: 29/Dec/2028) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest confidently in a state-backed PSU and watch your money grow steadily. Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPdFpRPT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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65 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

Posted by : shravanashok
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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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78 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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115 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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