SBI Dynamic Bond Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 19 (Category Avg - 29.50) | Modified Duration 5.24 Years (Category Avg - 5.99)| Yield to Maturity 6.73% (Category Avg - 6.74%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	63.59%	64.39%
CD	0.00%	0.65%
T-Bills	0.00%	0.00%
CP	0.00%	0.10%
NCD & Bonds	19.27%	30.67%
PTC	6.41%	0.42%

Category - Dynamic Bond Fund

Security Type	% Weight	Category Average
Government Backed	63.59%	64.40%
Low Risk	25.68%	31.56%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Dynamic Bond Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			12010.15	24.21%	12.25 Cr
Bond - Govt of India	GOI	Other			9660.68	19.47%	9.80 Cr
Bond - Govt of India	GOI	Other			5010.36	10.10%	5.00 Cr
Bond - Summit Digitel Infrastructure Pvt Ltd.	NCD & Bonds	Telecom - infrastructure	AAA	CRISIL	1590.00	3.21%	1.50 k
Bond - Power Grid Corporation of India Ltd.	NCD & Bonds	Power - transmission	AAA	CRISIL	1493.37	3.01%	15.00 k
Bond - Govt of India	GOI	Other			1277.94	2.58%	1.25 Cr
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	1273.16	2.57%	12.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	1266.82	2.55%	12.50 k
Bond - National Highways Infra Trust	NCD & Bonds	Road assets–toll, annuity, hybrid-annuity	INDAAA	FITCH	1153.82	2.33%	22.50 k
Bond - India Universal Trust	PTC	Ptc	AAA	CRISIL	1155.97	2.33%	147.00
Bond - Govt of India	GOI	Other			1151.72	2.32%	1.15 Cr
Bond - Govt of India	GOI	Other			1091.19	2.20%	1.10 Cr
Bond - Siddhivinayak Securitisation Trust	PTC	Ptc	AAA	CRISIL	1013.57	2.04%	100.00
Bond - Shivshakti Securitisation Trust	PTC	Ptc	AAA	CRISIL	1012.31	2.04%	100.00
Bond - Anzen India Energy Yield Plus Trust	NCD & Bonds	Power - transmission	AAA	CRISIL	1010.10	2.04%	10.00 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	1001.72	2.02%	10.00 k
Bond - Govt of India	GOI	Other			993.14	2.00%	1.00 Cr
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	763.80	1.54%	7.50 k
Bond - Govt of India	GOI	Other			353.87	0.71%	35.00 L