Nippon India Gilt Fund- Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Gilt Fund

Scheme Objective

To generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central and State governments.

Scheme Details

Fund manager(s) – Kinjal Desai , Lokesh Maru , Pranay Sinha , Divya Dutt Sharma
Launch date – 02-Jan-2013
Expense ratio – 0.5% as declared on 31-Aug-2025 (category average is 0.49%)
Benchmark - Nifty All Duration G-Sec Index

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Data not available.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

1869.40

0.00

0.00%

Aug - 2025	1869.40	0.00%
Jul - 2025	2056.83	0.00%
Jun - 2025	2063.18	0.00%
May - 2025	2068.13	0.00%
Apr - 2025	2115.35	0.00%
Mar - 2025	2059.91	0.00%
Feb - 2025	2125.70	0.00%
Jan - 2025	2131.84	0.00%

2024

2139.73

0.00

0.00%

Dec - 2024	2139.73	0.00	0.00%
Nov - 2024	2108.39	0.00	0.00%
Oct - 2024	2171.03	0.00	0.00%
Sep - 2024	1985.71	0.00	0.00%
Aug - 2024	1876.87	0.00	0.00%
Jul - 2024	1645.14	0.00	0.00%
Jun - 2024	1649.93	0.00	0.00%
May - 2024	1864.74	38005.46	4.91%
Apr - 2024	1867.36	37760.68	4.95%
Mar - 2024	1546.55	31911.32	4.85%
Feb - 2024	1531.07	32361.36	4.73%
Jan - 2024	1547.01	31479.91	4.91%

2023

1510.88

30745.09

4.91%

Dec - 2023	1510.88	30745.09	4.91%
Nov - 2023	1578.84	30897.75	5.11%
Oct - 2023	1560.16	30466.74	5.12%
Sep - 2023	1404.84	28241.04	4.97%
Aug - 2023	1401.53	27745.71	5.05%
Jul - 2023	1411.29	27161.58	5.20%
Jun - 2023	1409.43	26651.92	5.29%
May - 2023	1392.89	26209.75	5.31%
Apr - 2023	1368.95	26370.78	5.19%
Mar - 2023	1329.70	23776.32	5.59%
Feb - 2023	1158.91	19714.36	5.88%
Jan - 2023	1147.33	19130.64	6.00%

2022

1143.68

19313.36

5.92%

Dec - 2022	1143.68	19313.36	5.92%
Nov - 2022	1136.41	19209.83	5.92%
Oct - 2022	1119.32	18781.35	5.96%
Sep - 2022	1119.30	18568.24	6.03%
Aug - 2022	1153.70	18572.43	6.21%
Jul - 2022	1138.23	17909.22	6.36%
Jun - 2022	1174.25	17924.65	6.55%
May - 2022	1182.20	17923.05	6.60%
Apr - 2022	1232.27	17862.53	6.90%
Mar - 2022	1259.70	18110.81	6.96%
Feb - 2022	1331.20	18858.92	7.06%
Jan - 2022	1317.83	19371.29	6.80%

2021

1346.75

19787.34

6.81%

Dec - 2021	1346.75	19787.34	6.81%
Nov - 2021	1326.69	19798.34	6.70%
Oct - 2021	1325.72	20521.98	6.46%
Sep - 2021	1327.94	19978.14	6.65%
Aug - 2021	1355.16	19539.45	6.94%
Jul - 2021	1349.48	18588.17	7.26%
Jun - 2021	1372.53	18844.71	7.28%
May - 2021	1814.80	19793.02	9.17%
Apr - 2021	1860.51	20745.26	8.97%
Mar - 2021	1524.84	18504.21	8.24%
Feb - 2021	1581.25	19152.36	8.26%
Jan - 2021	1762.11	21191.57	8.32%

2020

1776.76

21237.89

8.37%

Dec - 2020	1776.76	21237.89	8.37%
Nov - 2020	2126.85	23255.93	9.15%
Oct - 2020	1931.46	22822.13	8.46%
Sep - 2020	1506.35	19528.94	7.71%
Aug - 2020	1495.81	19984.30	7.48%
Jul - 2020	1802.16	21683.77	8.31%
Jun - 2020	1452.15	17611.42	8.25%
May - 2020	1381.33	16304.27	8.47%
Apr - 2020	1249.60	13581.92	9.20%
Mar - 2020	1203.59	10849.64	11.09%
Feb - 2020	1135.24	9935.09	11.43%
Jan - 2020	1085.53	9839.10	11.03%

Tax Rate

Any profit will be clubbed with your income and taxed at your effective tax rate.

Contact Details

Nippon Life India Asset Management Limited

Registered Office: 4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai 400 013
Tel no.: 022-6808 7000/1860 266 0111
Fax no.: 022-6808 7097
Website.: mf.nipponindiaim.com

Forum

NITINPIMPALE
MF Investment Help
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3 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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15 days ago

View more

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The Fixed Income
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2 days ago

Lock in Stable Returns from a State-Backed PSU! TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED – 2028 Bond ✔️ Coupon: 9.35% p.a. ✔️ Tenor: 3y 2m (Maturity: 29/Dec/2028) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest confidently in a state-backed PSU and watch your money grow steadily. Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPdFpRPT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Lock in Stable Returns from a State-Backed PSU! TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED – 2028 Bond ✔️ Coupon: 9.35% p.a. ✔️ Tenor: 3y 2m (Maturity: 29/Dec/2028) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest confidently in a state-backed PSU and watch your money grow steadily. Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPdFpRPT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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65 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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78 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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116 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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