SBI Liquid Fund - Institutional - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

Latest (Updated on 30th Jun 2012)

Crisil Rank
(Updated on 31st Mar 2012)

Crisil Rank
(Updated on 31st Dec 2011)

Crisil Rank
(Updated on 30th Sep 2011)

Crisil Rank
(Updated on 30th Jun 2011)

Crisil Rank

Returns (NAV as on 07th December, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	30-Nov-25	10011.20	0.11%	-	0.11%	17/21
1 Month	07-Nov-25	10047.10	0.47%	-	0.47%	15/21
3 Month	07-Sep-25	10142.10	1.42%	-	1.42%	16/21
6 Month	07-Jun-25	10283.10	2.83%	-	2.87%	16/21
YTD	01-Jan-25	10600.40	6.00%	-	5.98%	13/21
1 Year	07-Dec-24	10649.20	6.49%	6.49%	6.49%	16/21
2 Year	07-Dec-23	11426.60	14.27%	6.89%	6.86%	15/21
3 Year	07-Dec-22	12217.90	22.18%	6.90%	6.86%	15/21
5 Year	07-Dec-20	13185.80	31.86%	5.68%	5.60%	14/21
10 Year	07-Dec-15	18054.60	80.55%	6.08%	5.98%	12/21
Since Inception	24-Nov-03	42210.60	322.11%	6.75%	6.59%	11/20

Returns Calculator

SIP Returns (NAV as on 07th December, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	07-Dec-24	12000	12396.8	3.31 %	6.15 %
2 Year	07-Dec-23	24000	25667.85	6.95 %	6.59 %
3 Year	07-Dec-22	36000	39889.78	10.8 %	6.76 %
5 Year	07-Dec-20	60000	70551.66	17.59 %	6.41 %
10 Year	07-Dec-15	120000	162528.45	35.44 %	5.91 %

SIP Calculator

Compare performance

Category	1 D	1 M	3 M	6 M	YTD	1 Y	2 Y	3 Y	5 Y
This Fund	0.03%	0.47%	1.42%	2.87%	6.00%	6.50%	6.89%	6.90%	5.68%
Nifty 50	0.59%	2.30%	5.84%	5.80%	10.75%	5.98%	12.04%	11.86%	14.56%
Benchmark: NIFTY Liquid Index A-I	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Category Average	0.03%	0.47%	1.42%	2.87%	5.98%	6.49%	6.86%	6.86%	5.60%
Category Rank	8/21	15/21	16/21	16/21	13/21	16/21	15/21	15/21	14/21
Best in Category	0.04%	0.49%	1.54%	3.17%	6.49%	7.01%	7.30%	7.29%	5.91%
Worst in Category	0.02%	0.42%	1.28%	2.59%	5.46%	5.93%	6.32%	6.29%	5.05%

quartely results (NAV as on 07th December, 2025)

Period

This Fund

Nifty 50

NIFTY Liquid Index A-I

Category Average

2025

5.85%

10.29%

5.75%

Q4 - 2025	1.04%	5.44%	--	0.54%
Q3 - 2025	1.38%	-3.64%	--	0.92%
Q2 - 2025	1.63%	10.15%	--	1.05%
Q1 - 2025	1.75%	-2.43%	--	1.20%

2024

7.18%

8.75%

6.52%

Q4 - 2024	1.68%	-8.34%	--	1.12%
Q3 - 2024	1.73%	6.91%	--	1.13%
Q2 - 2024	1.75%	7.48%	--	1.14%
Q1 - 2024	1.81%	3.31%	--	1.20%

2023

6.82%

19.48%

6.45%

Q4 - 2023	1.71%	11.33%	--	1.73%
Q3 - 2023	1.65%	1.07%	--	1.66%
Q2 - 2023	1.67%	10.29%	--	1.08%
Q1 - 2023	1.64%	-4.60%	--	1.11%

2022

4.74%

3.24%

3.25%

Q4 - 2022	1.57%	7.76%	--	0.96%
Q3 - 2022	1.25%	8.52%	--	0.79%
Q2 - 2022	0.96%	-10.70%	--	0.63%
Q1 - 2022	0.85%	-0.91%	--	0.54%

2021

3.25%

23.79%

2.74%

Q4 - 2021	0.86%	-1.02%	--	0.51%
Q3 - 2021	0.80%	12.36%	--	0.71%
Q2 - 2021	0.78%	5.75%	--	0.69%
Q1 - 2021	0.76%	4.80%	--	0.67%

2020

4.15%

14.77%

2.97%

Q4 - 2020	0.77%	22.46%	--	0.43%
Q3 - 2020	0.79%	7.84%	--	0.70%
Q2 - 2020	1.13%	24.82%	--	1.05%
Q1 - 2020	1.38%	-29.43%	--	1.29%

2019

6.47%

11.53%

5.43%

Q4 - 2019	1.31%	7.12%	--	1.26%
Q3 - 2019	1.49%	-3.30%	--	1.45%
Q2 - 2019	1.69%	1.68%	--	1.66%
Q1 - 2019	1.78%	6.96%	--	1.66%

2018

7.29%

4.09%

4.96%

Q4 - 2018	1.83%	-1.32%	--	1.79%
Q3 - 2018	1.78%	3.29%	--	1.71%
Q2 - 2018	1.72%	4.36%	--	1.13%
Q1 - 2018	1.71%	-2.14%	--	1.61%

2017

6.54%

27.58%

4.28%

Q4 - 2017	1.57%	5.84%	--	1.50%
Q3 - 2017	1.58%	2.54%	--	1.51%
Q2 - 2017	1.58%	3.06%	--	1.51%
Q1 - 2017	1.59%	12.16%	--	1.53%

2016

7.57%

2.72%

5.18%

Q4 - 2016	1.63%	-6.39%	--	1.55%
Q3 - 2016	1.74%	3.40%	--	1.64%
Q2 - 2016	1.28%	7.45%	--	1.21%
Q1 - 2016	2.05%	-2.82%	--	1.87%

2015

8.26%

-4.08%

5.68%

Q4 - 2015	1.88%	-0.06%	--	1.74%
Q3 - 2015	1.97%	-5.96%	--	1.83%
Q2 - 2015	2.08%	-2.54%	--	1.93%
Q1 - 2015	2.11%	2.50%	--	1.96%

2014

9.02%

31.44%