ICICI Prudential Banking & PSU Debt Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : ICICI Prudential Mutual Fund

Scheme Objective

To generate regular income through investments in a basket of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSU) with a view to providing reasonable returns, while maintaining an optimum balance of safety, liquidity and yield.

Scheme Details

Fund manager(s) – Rohit Lakhotia , Manish Banthia
Launch date – 01-Jan-2010
Expense ratio – 0.73% as declared on 31-Aug-2025 (category average is 0.69%)
Benchmark - NIFTY Banking & PSU Debt Index A-II

Min SIP amount - ₹100
Min investment amount (one time- first time) - ₹500
Min investment amount (addtional purchase) - ₹100
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Data not available.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

10156.89

0.00

0.00%

Aug - 2025	10156.89	0.00%
Jul - 2025	10353.87	0.00%
Jun - 2025	10588.38	0.00%
May - 2025	10485.23	0.00%
Apr - 2025	10446.99	0.00%
Mar - 2025	10368.32	0.00%
Feb - 2025	10092.25	0.00%
Jan - 2025	9979.91	0.00%

2024

9859.55

0.00

0.00%

Dec - 2024	9859.55	0.00	0.00%
Nov - 2024	9126.63	0.00	0.00%
Oct - 2024	9046.67	0.00	0.00%
Sep - 2024	8929.75	0.00	0.00%
Aug - 2024	9225.40	0.00	0.00%
Jul - 2024	9213.52	0.00	0.00%
Jun - 2024	9017.64	0.00	0.00%
May - 2024	9403.80	81477.95	11.54%
Apr - 2024	9056.41	80680.29	11.23%
Mar - 2024	8836.80	80890.55	10.92%
Feb - 2024	8699.02	80223.63	10.84%
Jan - 2024	8276.61	80069.00	10.34%

2023

8268.70

80183.65

10.31%

Dec - 2023	8268.70	80183.65	10.31%
Nov - 2023	8295.86	80346.64	10.33%
Oct - 2023	8282.80	79368.49	10.44%
Sep - 2023	8301.76	79654.45	10.42%
Aug - 2023	8337.97	80332.61	10.38%
Jul - 2023	8145.85	80956.57	10.06%
Jun - 2023	8126.89	81787.54	9.94%
May - 2023	8149.29	81736.87	9.97%
Apr - 2023	7950.56	81110.56	9.80%
Mar - 2023	7554.00	78484.15	9.62%
Feb - 2023	7265.90	73314.34	9.91%
Jan - 2023	7213.91	73318.83	9.84%

2022

7161.85

74208.59

9.65%

Dec - 2022	7161.85	74208.59	9.65%
Nov - 2022	7195.14	75252.58	9.56%
Oct - 2022	7552.91	76651.58	9.85%
Sep - 2022	7887.13	77785.30	10.14%
Aug - 2022	8185.99	81880.91	10.00%
Jul - 2022	8487.29	82785.88	10.25%
Jun - 2022	9926.38	85128.49	11.66%
May - 2022	10343.51	88850.75	11.64%
Apr - 2022	10509.97	90323.24	11.64%
Mar - 2022	10799.40	93415.66	11.56%
Feb - 2022	11152.29	101302.44	11.01%
Jan - 2022	12567.74	104608.33	12.01%

2021

12801.79

106513.22

12.02%

Dec - 2021	12801.79	106513.22	12.02%
Nov - 2021	13270.37	113508.73	11.69%
Oct - 2021	13926.39	116806.57	11.92%
Sep - 2021	13949.79	117918.18	11.83%
Aug - 2021	14151.67	122278.79	11.57%
Jul - 2021	13297.01	120422.40	11.04%
Jun - 2021	14345.17	120829.19	11.87%
May - 2021	13920.01	120285.43	11.57%
Apr - 2021	14384.86	119665.32	12.02%
Mar - 2021	14452.34	118145.36	12.23%
Feb - 2021	15291.37	125193.80	12.21%
Jan - 2021	15419.68	127435.11	12.10%

2020

15714.34

124611.44

12.61%

Dec - 2020	15714.34	124611.44	12.61%
Nov - 2020	14790.43	123371.11	11.99%
Oct - 2020	13802.01	118432.81	11.65%
Sep - 2020	13200.35	111348.87	11.85%
Aug - 2020	13299.95	104914.41	12.68%
Jul - 2020	13472.81	103791.81	12.98%
Jun - 2020	12095.61	96186.47	12.58%
May - 2020	10475.81	89853.66	11.66%
Apr - 2020	9304.29	79340.17	11.73%
Mar - 2020	7455.70	71984.40	10.36%
Feb - 2020	8955.41	78722.15	11.38%
Jan - 2020	9061.72	74112.05	12.23%

Tax Rate

Any profit will be clubbed with your income and taxed at your effective tax rate.

Contact Details

ICICI Prudential Asset Management Co. Ltd.

One BKC, A-Wing, 13th Floor, Bandra Kurla Complex Mumbai 400051
Tel no.: 022-26525000
Fax no.: 022-26528100
Website.: www.icicipruamc.com

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krishna_ksvs
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4 days ago

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hunch
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39 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more | 1

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The Fixed Income
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2 days ago

Secure Your attractive Returns with a Long-Term PSU Bond 9.35% Telangana State Industrial Infrastructure Corporation Limited – 2031 ✔️ Coupon: 9.35% ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 6y 3m (Maturity: 31/Dec/2031) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed A reliable PSU bond offering steady returns over a long-term horizon. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldWJ3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-31dec2031?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Secure Your attractive Returns with a Long-Term PSU Bond 9.35% Telangana State Industrial Infrastructure Corporation Limited – 2031 ✔️ Coupon: 9.35% ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 6y 3m (Maturity: 31/Dec/2031) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed A reliable PSU bond offering steady returns over a long-term horizon. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldWJ3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-31dec2031?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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ravisistla
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67 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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sunny85deol
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105 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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Progrowth Finwealth
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105 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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