| Key Financial Ratios of Paisalo Digital Ltd. (in Rs. Cr.) |
Mar 20 |
Mar 19 |
Mar 18 |
Mar 17 |
Mar 16 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
12.78 |
14.00 |
14.76 |
12.65 |
11.13 |
|
| Diluted EPS (Rs.) |
12.78 |
14.00 |
14.76 |
12.65 |
11.13 |
|
| Cash EPS (Rs.) |
13.72 |
15.15 |
15.18 |
14.06 |
12.45 |
|
| Book Value [ExclRevalReserve]/Share (Rs.) |
177.85 |
160.37 |
147.81 |
136.60 |
125.81 |
|
| Book Value [InclRevalReserve]/Share (Rs.) |
178.70 |
161.29 |
148.75 |
136.60 |
125.81 |
|
| Dividend / Share(Rs.) |
1.00 |
1.00 |
1.00 |
1.00 |
1.00 |
|
| Revenue from Operations/Share (Rs.) |
79.78 |
78.33 |
67.46 |
61.51 |
47.67 |
|
| PBDIT/Share (Rs.) |
50.00 |
52.38 |
47.72 |
42.23 |
34.23 |
|
| PBIT/Share (Rs.) |
49.06 |
51.23 |
46.35 |
40.81 |
32.90 |
|
| PBT/Share (Rs.) |
17.48 |
20.88 |
20.48 |
19.03 |
16.91 |
|
| Net Profit/Share (Rs.) |
12.78 |
13.99 |
13.81 |
12.64 |
11.13 |
|
| Profitability Ratios |
|
|
|
|
|
|
| PBDIT Margin (%) |
62.67 |
66.87 |
70.73 |
68.65 |
71.80 |
|
| PBIT Margin (%) |
61.48 |
65.40 |
68.70 |
66.35 |
69.02 |
|
| PBT Margin (%) |
21.90 |
26.65 |
30.35 |
30.93 |
35.47 |
|
| Net Profit Margin (%) |
16.01 |
17.86 |
20.47 |
20.55 |
23.33 |
|
| Return on Networth / Equity (%) |
7.18 |
8.72 |
9.34 |
9.25 |
8.84 |
|
| Return on Capital Employed (%) |
20.72 |
23.72 |
12.34 |
24.16 |
24.45 |
|
| Return on Assets (%) |
2.61 |
2.90 |
3.02 |
3.34 |
3.49 |
|
| Total Debt/Equity (X) |
1.42 |
1.45 |
1.50 |
1.25 |
0.99 |
|
| Asset Turnover Ratio (%) |
16.31 |
16.27 |
14.76 |
16.26 |
14.95 |
|
| Liquidity Ratios |
|
|
|
|
|
|
| Current Ratio (X) |
1.87 |
1.80 |
5.55 |
1.69 |
1.59 |
|
| Quick Ratio (X) |
1.87 |
1.80 |
5.55 |
0.20 |
0.26 |
|
| Inventory Turnover Ratio (X) |
0.00 |
0.00 |
0.00 |
0.20 |
0.19 |
|
| Dividend Payout Ratio (NP) (%) |
7.82 |
8.22 |
8.12 |
8.87 |
0.00 |
|
| Dividend Payout Ratio (CP) (%) |
7.28 |
7.59 |
7.39 |
7.98 |
0.00 |
|
| Earnings Retention Ratio (%) |
92.18 |
91.78 |
91.88 |
91.13 |
0.00 |
|
| Cash Earnings Retention Ratio (%) |
92.72 |
92.41 |
92.61 |
92.02 |
0.00 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Cr.) |
1,724.24 |
2,149.60 |
2,134.25 |
1,394.33 |
1,291.42 |
|
| EV/Net Operating Revenue (X) |
5.11 |
6.77 |
7.80 |
5.59 |
6.68 |
|
| EV/EBITDA (X) |
8.15 |
10.12 |
11.03 |
8.14 |
9.30 |
|
| MarketCap/Net Operating Revenue (X) |
2.03 |
3.82 |
4.55 |
2.85 |
4.18 |
|
| Retention Ratios (%) |
92.17 |
91.77 |
91.87 |
91.12 |
0.00 |
|
| Price/BV (X) |
0.91 |
1.86 |
2.07 |
1.28 |
1.58 |
|
| Price/Net Operating Revenue |
2.03 |
3.82 |
4.55 |
2.85 |
4.18 |
|
| Earnings Yield |
0.08 |
0.05 |
0.05 |
0.07 |
0.06 |
|
Source : Dion Global Solutions Limited
