BUSINESS
Why ESOPs are landing MNC employees in tax trouble and how to report them correctly in ITR
Upon exercise and allotment, the employee acquires beneficial ownership of foreign equity shares. Such exercised ESOP shares are generally regarded as reportable foreign assets, irrespective of whether they are listed or unlisted, subject to lock-in, or yet to be sold
BUSINESS
Got I-T notice for undisclosed foreign assets in ITRs? Here is what you need to do
Salaried individuals often do not realise that shares, restricted stock units (RSUs), ESOPs or bonus shares received from MNC employers need to be reported separately in Schedule FA of ITR
BUSINESS
The ultimate guide to PPF: How, why and when to invest to maximise returns
The good old public provident fund has a place in your portfolio if you know how to make the most of it. Here's how to do it
BUSINESS
December 15 advance tax deadline: What you must pay today and cost of delay
Advance tax is payable by any person, salaried or non-salaried, whose estimated tax liability after adjusting for TDS is Rs 10,000 or more
BUSINESS
SIP of Rs 10,000 from your savings account or an STP from a Rs 1.2 lakh liquid fund- which works better?
A SIP continues for years and naturally catches deep market corrections. An STP is limited to the months you choose at the start. If the big dip happens after your STP finishes, you simply miss it.
BUSINESS
IndiGo mass flight cancellations: Are passengers entitled to a full refund?
IndiGo has a policy called 'Plan B' that comes into play when a flight is cancelled or significantly rescheduled — moved forward by an hour or more or delayed by two hours or more
BUSINESS
Stranded by IndiGo chaos? Hidden travel insurance benefits in your credit card or OTA booking can help
India has nearly 650 credit card variants but only about 8 percent include travel insurance.
BUSINESS
Buying a car above Rs 10 lakh? Here's how TCS works and how to claim it while filing your ITR
Under income tax rules, when you buy a motor vehicle worth more than Rs 10 lakh, the seller is required to collect TCS at 1% of the sales value from you and deposit it with the government.
BUSINESS
GST relief a welcome move but higher costs may shrink margins, says Aditya Birla Sun Life Insurance CEO
Insurers are adjusting their commission structures to accommodate higher cost. The margin impact could be anywhere between 200 and 400 basis points, Kamlesh Rao tells Moneycontrol
BUSINESS
When will labour code changes reflect in salary slips?
The central labour rules are still going through final formalities and once they are out, companies typically take another month or two to adjust payrolls, say experts
BUSINESS
How Labour Code 2025 can shrink your salary, if basic pay is below 50% CTC
Today, most organisations keep basic salary on the lower side, usually around 25 to 40% of the total CTC. The new Labour Codes are set to change how organisations calculate PF and gratuity for its employees.
BUSINESS
Will variable pay and bonus be included in salary for EPF calculation under new labour codes?
Under the new wage rules, companies must ensure that wages form at least 50% of CTC, which could pull various allowances including certain bonuses into the PF-eligible bucket.
BUSINESS
New labour code to expand ESI coverage? Here’s what could change for employees
Under the new wage definition, social security contributions, including ESI, will be computed on 50% of CTC, which experts say could increase the number of employees eligible for ESI benefits
BUSINESS
Large caps outperform flexi cap mutual funds as mid- and small-cap valuations stay stretched
Large-cap funds back in focus as PPFAS prepares to enter the category after success in flexi cap
BUSINESS
Will your take-home salary fall under new labour codes? Here’s how it can impact your PF deduction
Under new rules 50 percent of employee's CTC will be taken for calculating for 12 percent PF deduction from employees' salary. If your CTC doesn’t change, your PF contribution increases and take-home may dip slightly.
BUSINESS
How the new labour codes give women stronger workplace rights
The government of India has notified that all four labour codes- the Code on Wages, 2019, Industrial Relations Code, 2020; Code on Social Security, 2020; and Occupational Safety, Health and Working Conditions (OSHWC) Code, 2020- would come into effect from 21 November 2025.
BUSINESS
New Labour Code mandates gratuity after 1 year; definition of wages widened
Fixed-term employees now become eligible for gratuity after just one year of continuous service. Currently, employees are paid gratuity if they have completed five years of continuous service at the time of leaving the company.
BUSINESS
SIP vs Lump Sum vs STP: What strategy works best for wealth creation
SIPs and lumpsum offer a more stable and consistent return experience than lumpsum investing, especially over a 7-year or longer time frame.
BUSINESS
Infosys buyback opens today: 8 smart checks before you tender shares; eligibility, tax rules and more
Tendering shares in a buyback is tax-efficient if your total taxable income (including the dividend from the buyback) does not exceed the threshold of Rs 12 lakh for the Section 87A rebate under the new tax regime.
BUSINESS
Japan’s bond jitters: Should Indian investors worry?
When Japanese bond yields rise, global investors may shift capital away from emerging markets like India. This can lead to temporary FPI outflows, a weaker rupee, and upward pressure on Indian government bond yields
BUSINESS
You can now not just drink your whiskey, but invest in it too
With UK-based Marrowbone Lane Irish Whiskey offering investments to Indian investors, whiskey is no longer just a drink but a global asset too.
BUSINESS
Why are global ETFs trading at a premium? What should investors do?
Under normal circumstances, ETF prices should hover close to their NAV (net asset value). But as demand is soaring, prices have decoupled sharply from their real worth.
BUSINESS
Tata Motors demerger decoded: How your cost splits between PV and CV shares, and what the 2018 rule means for you
Under the Income-Tax Act, when a company undergoes a demerger, the original cost of acquisition of your shares in the parent company must be apportioned between the demerged (old) company and the resulting (new) company.
BUSINESS
Wealth Creation: Start investing at 20 and grow 93x, start at 40 and only 10x
Even a small amount started early, can grow into something substantial. What matters most is consistency.
