BUSINESS
Raheja QBE - Health QuBE Comprehensive Plan: Good features, but the no-claim bonus could be better
The policy's claim settlement rate of 91 percent is good. However, the proportion of claims settled within 30 days is 72 percent. This is mediocre performance, and means that reimbursement claims can take longer to get settled. So, the policy’s track record reinforces the need to use cashless payments.
BUSINESS
ManipalCigna – ProHealth Prime: Claims record, features, limitations and more
The plan offers several opportunities to earn discounts on renewal premiums. The insurer’s claims settlement rate is slightly lower compared to certain plans from some other companies.
BUSINESS
Future Generali – Health Total: Claims settlement, benefits, restrictions, and more
The plan's solid overall performance and A-rated classification underscore its reliability and value, but policyholders should also take note of a relatively higher claims complaint rate (11.57 per 10,000 claims), compared to other A-rated plans.
BUSINESS
Niva Bupa Reassure 2.0 (Bronze+) Health Insurance Plan: Eligibility, claims, benefits, and more
Although the plan provides extensive coverage with efficient claims processing and valuable benefits, it's crucial to carefully consider its drawbacks when comparing it to other available options.
BUSINESS
Aditya Birla Active Fit Health Insurance: benefits, eligibility, claims and more
Activ Fit demonstrates good claims performance and comprehensive coverage, but the complaints rate, at 18.0 per 10,000 claims, is relatively higher compared to other A-rated plans.
BUSINESS
HDFC ERGO Optima Secure health insurance plan: Benefits, eligibility, claims and more
The plan offers a comprehensive wellness package, and does not impose co-pay or room rent sub-limits. But there are certain limitations such as lack of OPD cover and a three-year waiting period for pre-existing diseases.
BUSINESS
Future Generali Health Absolute Insurance Plan: Benefits, Eligibility, Claim and more
Best health insurance policy by Moneycontrol - SecureNow Health Insurance ratings: The policy offers comprehensive coverage, but comes with certain restrictions, such as disease-wise sub-limits for treatment procedures such as cataracts and bariatric surgery.
BUSINESS
Policy of the week: ICICI Lombard’s Health AdvantEdge Apex Plus
The product scores highly on claim parameters, features and hospital network, but prospective policyholders should study waiting periods for specific diseases and co-pay for policyholders from smaller towns who opt for treatment in bigger cities.
