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Nikhil Walavalkar

Editor - Personal Finance

Moneycontrol

Personal finance this week: Lessons you must learn from FIFA World Cup

BUSINESS

Personal finance this week: Lessons you must learn from FIFA World Cup

Avoiding mistakes is akin to more than half the work done while managing your money.

Looking for stocks headed for better times? Here are 5 signals

BUSINESS

Looking for stocks headed for better times? Here are 5 signals

If the promoter does not participate in the buyback offer, then his ownership in the company goes up in percentage terms after the buyback concludes

5 lessons you must learn from game of football to achieve financial freedom

BUSINESS

5 lessons you must learn from game of football to achieve financial freedom

Committing these mistakes with your money is akin to scoring a self goal in a football match.

Three credit card mistakes you must avoid before applying for home loan

BUSINESS

Three credit card mistakes you must avoid before applying for home loan

If you default paying the credit card bill, it will show that you do not have money to even service your short-term liabilities

3 factors that ask for a switch away from small and mid-cap funds

BUSINESS

3 factors that ask for a switch away from small and mid-cap funds

The relative outperformance has attracted many novice investors to the mid and small cap funds.

Trading in illiquid securities? Don't ignore these 5 factors

BUSINESS

Trading in illiquid securities? Don't ignore these 5 factors

Trading in illiquid securities must be done with utmost care.

Should investors look at retail bond issuances now?

BUSINESS

Should investors look at retail bond issuances now?

A recent report from HSBC Global Research sees two policy rate hikes of 25 basis points each in 2018

5 things to note before investing in the senior citizen savings scheme

BUSINESS

5 things to note before investing in the senior citizen savings scheme

A senior citizen can operate more than one account individually or jointly, subject to a limit of Rs 15 lakh in all accounts put together.

Do PSU equity funds offer an investment opportunity after their recent fall?

BUSINESS

Do PSU equity funds offer an investment opportunity after their recent fall?

Although experts expect better times in FY19-20, the prevalent volatility may upset investors in the intermittent period

Why return of capital is more important than return on capital

BUSINESS

Why return of capital is more important than return on capital

Why return of capital is as important as return on capital.

Home loan or personal loan: Which one you should get rid of first?

BUSINESS

Home loan or personal loan: Which one you should get rid of first?

When one wants to be debt free, one may want to pay off the largest loan first or the smallest loan first, depending on his view.

Avoid these six pitfalls while buying health insurance

BUSINESS

Avoid these six pitfalls while buying health insurance

The fine print may have more exclusions or limits in a cheaper variant as compared to a costlier one.

Do you have adequate life insurance?

BUSINESS

Do you have adequate life insurance?

When an individual decides to buy a term life insurance policy, his estimation of his insurance needs is also important

Why you need a healthcare fund and how to fund it?

BUSINESS

Why you need a healthcare fund and how to fund it?

Rising medical cost could burn a huge hole in your finances. It is high time to look beyond health insurance cover bought by you or provided by your employer.

Five things to note before submitting your FY19 investment declaration

BUSINESS

Five things to note before submitting your FY19 investment declaration

Do check what your annual income and your existing commitments. The taxable income is arrived at after accounting for standard deduction and zero tax slab limit.

What should you do if your scheme does not remain the best performer anymore

BUSINESS

What should you do if your scheme does not remain the best performer anymore

Never read too much into the short term performance of a mutual fund scheme.

Why April is the best time to buy term life insurance

BUSINESS

Why April is the best time to buy term life insurance

Most of us do get their increments at this time of the year which can be used to make an informed insurance buying decision.

Want to save tax by investing in tax saving mutual funds? Here is what you must know

BUSINESS

Want to save tax by investing in tax saving mutual funds? Here is what you must know

If your investment in tax saving fund is mapped to a long term goal such as retirement, then the short term volatility should not bother you.

Are you worried about fall in stock markets? 5 do's while reviewing your stock portfolio

BUSINESS

Are you worried about fall in stock markets? 5 do's while reviewing your stock portfolio

Keep aside the seasoned investors, most investors do lose track of their portfolios, especially when the market is in a bull run.

Should you invest in new RBI savings bond offering 7.75%?

BUSINESS

Should you invest in new RBI savings bond offering 7.75%?

RBI bond comes with a rate of interest of 7.75% which is comparable to the interest offered on the small saving schemes such as National Saving Certificate.

Which claim settlement option should you choose while buying term life insurance?

BUSINESS

Which claim settlement option should you choose while buying term life insurance?

While buying term life insurance plan online, challenge arises when the insurer throws up multiple claim settlement options.

Know the tax treatment of your dream pension plan before signing for one

BUSINESS

Know the tax treatment of your dream pension plan before signing for one

Depending on the time of pay-out the tax treatment changes.

Rising medical expenses: Don’t just bank on your employer-provided health insurance

BUSINESS

Rising medical expenses: Don’t just bank on your employer-provided health insurance

If you want to purchase health insurance for a respectable sum which will fetch a good healthcare for you after accounting for inflation of around 12 to 15 per cent, you have to buy a health insurance for yourself.

US, China raise interest rates: Will India follow and what you should do with your money?

PERSONAL-FINANCE

US, China raise interest rates: Will India follow and what you should do with your money?

Though there is some breathing space in the hands of the investors here in India, it is time to carefully study the broad picture.

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