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Nikhil Walavalkar

Editor - Personal Finance

Moneycontrol

Let your life goals decide your investment mix, not market movements

BUSINESS

Let your life goals decide your investment mix, not market movements

Your asset allocation and financial goals should anchor your investment decisions

RBI rate cut: Banking and PSU debt funds still attractive, but return expectations tempered

BUSINESS

RBI rate cut: Banking and PSU debt funds still attractive, but return expectations tempered

Stick to funds with good track records and portfolios comprising bonds maturing within three years

Debt funds get a leg up from RBI’s liquidity infusion

BUSINESS

Debt funds get a leg up from RBI’s liquidity infusion

As short-term bond and money market instruments yields fall, these investment options should do well

Is gold a good portfolio hedge in volatile markets?

BUSINESS

Is gold a good portfolio hedge in volatile markets?

The ongoing correction in gold prices can be a good entry point for investors

Budget 2020: Tax benefit for the housing loans extended for another year

BUSINESS

Budget 2020: Tax benefit for the housing loans extended for another year

Section 80EEA offered an additional Rs 1.5 lakh towards the interest payment on home loans

Gilt funds have probably run the course: Mahindra Mutual Fund

BUSINESS

Gilt funds have probably run the course: Mahindra Mutual Fund

It makes sense to invest in credit risk funds now. Investors have shunned this space and the sentiment is very low

ESG funds: Limited track record, but a well-diversified theme

BUSINESS

ESG funds: Limited track record, but a well-diversified theme

Unlike most investment approaches, which focus only on returns, ESG investing focusses on risks

Switch: Moving profits from one scheme to another

BUSINESS

Switch: Moving profits from one scheme to another

The instruction can be given using a form or online

Dividend yield: Is it a good parameter to judge a stock?

BUSINESS

Dividend yield: Is it a good parameter to judge a stock?

Consistent dividend paying companies are better candidates for using yield as a parameter before investing

Mandatory hallmarking of gold: Should you be worried about your uncertified jewellery?

BUSINESS

Mandatory hallmarking of gold: Should you be worried about your uncertified jewellery?

The new regime intends to ensure quality

Steps to make property purchase a smooth affair

BUSINESS

Steps to make property purchase a smooth affair

Location, connectivity, quality of the construction, documentation and price are important aspects

Axis All Seasons NFO: Wait for a track record before investing

BUSINESS

Axis All Seasons NFO: Wait for a track record before investing

The scheme would invest in bond funds offered by many asset management companies and across categories

Off-beat investment themes that wealth managers are recommending

BUSINESS

Off-beat investment themes that wealth managers are recommending

Despite the possibility of earning high returns, risks cannot be ignored

Best time to buy a house for own use: ANAROCK

BUSINESS

Best time to buy a house for own use: ANAROCK

Builders are willing to sit across the table and give you a good deal, if you are a serious buyer

Choosing between liquid and overnight funds

BUSINESS

Choosing between liquid and overnight funds

Liquid funds can be used to park your surplus for a short period, typically in excess of seven days. Overnight funds are meant for very short-term money.

World Gold Funds: Should you invest in them?

BUSINESS

World Gold Funds: Should you invest in them?

These schemes invest in units of funds that invest in gold mining companies listed overseas.

Why retail investors took to NCDs in 2019

BUSINESS

Why retail investors took to NCDs in 2019

Tepid returns from equity mutual funds in the recent past made investors switch to NCDs that offered high single-digit returns

Explained: How to calculate yields on your bond investments

BUSINESS

Explained: How to calculate yields on your bond investments

You can calculate the yield using simple spreadsheet formulas

Explainer| The third party administrator in health insurance

BUSINESS

Explainer| The third party administrator in health insurance

A TPA  acts as an intermediary between the insurance company and the policyholder

All about making the receipt of dividends a smooth affair

BUSINESS

All about making the receipt of dividends a smooth affair

Investors holding shares of a company on the record date are eligible. If there is a discrepancy in your bank account details, the dividend does not get credited.

Banking & PSU bond funds: Past perfect, but time to temper return expectations

BUSINESS

Banking & PSU bond funds: Past perfect, but time to temper return expectations

Given the low credit-risk associated with these bonds, many investors with modest risk appetites took to these schemes

Either the highly valued large-cap stocks will correct or the rest of the market will go up: Deepak Chhabria

BUSINESS

Either the highly valued large-cap stocks will correct or the rest of the market will go up: Deepak Chhabria

Increased inflows into large-cap stocks led to valuation running up

How to buy sovereign gold bonds from the exchanges

BUSINESS

How to buy sovereign gold bonds from the exchanges

Traded volumes are low and the price at which they trade are typically at a discount to the prevailing price of gold

Gold, fixed-income wrap 2019: Yellow metal's prices zoom, long-term bonds deliver

BUSINESS

Gold, fixed-income wrap 2019: Yellow metal's prices zoom, long-term bonds deliver

Investors’ confidence is coming back, especially in the second half of the CY2019

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