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Nikhil Walavalkar

Editor - Personal Finance

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Interest rates may have peaked and could fall - should you invest in debt funds now?

BUSINESS

Interest rates may have peaked and could fall - should you invest in debt funds now?

If interest rates fall, prices of debt securities rise.

Tax saving feature and decent returns make NSC an attractive investment option

BUSINESS

Tax saving feature and decent returns make NSC an attractive investment option

Individuals with low-risk appetite can consider lock-in rates at current level.

Relief for home loan customers; loans to become more transparent

BUSINESS

Relief for home loan customers; loans to become more transparent

RBI has suggested use of external benchmarks such as the repo rate, 91-day Treasury bill yield or the 182-day Treasury bill yield produced by Financial Benchmarks India.

Gold rallies over 8% in 2018 so far; is it time to buy a gold ETF?

BUSINESS

Gold rallies over 8% in 2018 so far; is it time to buy a gold ETF?

Whenever stocks remain over-valued, there is a fair chance that gold makes a strong come back

Here are 9 smart tips to not splurge while shopping

BUSINESS

Here are 9 smart tips to not splurge while shopping

Prepare a shopping list before stepping out of the house. Stick to that list and avoid window shopping.

5 reasons why you should invest in banking and PSU bond funds

BUSINESS

5 reasons why you should invest in banking and PSU bond funds

Banking and PSU bond funds are mutual fund schemes that invest in bonds issued by commercial banks and public sector undertakings

Should you withdraw money from EPF to buy your dream home?

BUSINESS

Should you withdraw money from EPF to buy your dream home?

Experts suggest not to withdraw money from your EPF account and let the EPF balance compound. It will help you retire rich.

5 things to do this Diwali that could have a major impact on your money matters

BUSINESS

5 things to do this Diwali that could have a major impact on your money matters

By investing for a little longer you let compounding play in your favour, thus generating more out of little invested.

Personal finance tip: Save early to inflation-proof your child's higher education

BUSINESS

Personal finance tip: Save early to inflation-proof your child's higher education

You can’t postpone your child’s education. In such circumstances, it is better to start early so that you can manage finances better.

Tips to ensure a market crash doesn't adversely impact your financial goals

BUSINESS

Tips to ensure a market crash doesn't adversely impact your financial goals

In real life, assumptions of linear price movements do not work.

PF weekly wrap: Stay course with your SIP as markets continue to slide

BUSINESS

PF weekly wrap: Stay course with your SIP as markets continue to slide

The sudden and sharp slide has come as a rude reminder of the dangers associated with stock investing.

Fund review: Mirae Asset India Equity Scheme a must-have in your core portfolio

BUSINESS

Fund review: Mirae Asset India Equity Scheme a must-have in your core portfolio

Focus on quality pays handsome dividends in the form of sustainable growth.

Investing in mutual funds? Diversify to reduce risks and enhance returns

BUSINESS

Investing in mutual funds? Diversify to reduce risks and enhance returns

In the worst of the times for stock markets, individuals invested across the asset classes are less hit as compared to investors betting all their money on stocks.

MF Review: Keep 5-yr investment horizon for Parag Parikh Long Term Equity Fund

BUSINESS

MF Review: Keep 5-yr investment horizon for Parag Parikh Long Term Equity Fund

Though the fund has done well over past five years, the investors must be prepared to tolerate short-term underperformance in case there is a sudden rally that overlooks fundamentals

Axis Bluechip Fund: A prescription for volatile times

BUSINESS

Axis Bluechip Fund: A prescription for volatile times

The fund has been true to its label and has consistently allocated more than 80% of its capital to large cap stocks

Bleeding mutual funds: Should you go back to good old fixed deposits?

BUSINESS

Bleeding mutual funds: Should you go back to good old fixed deposits?

Asset allocation of an investor must be ascertained while carrying out any investments.

5 early signs that you are nearing a debt trap

BUSINESS

5 early signs that you are nearing a debt trap

You should ideally be using not more than 30% of your monthly income to service your debts.

Why you must prepare for your retirement now

BUSINESS

Why you must prepare for your retirement now

If you frown at the amount of income tax you pay to the government, you should all the more considering saving for retirement.

5 points you should check before you think of home loan balance transfer

BUSINESS

5 points you should check before you think of home loan balance transfer

You can approach a new lender with the demand for more money or for a longer term or both.

7 things you need to keep a track of while saving for retirement

BUSINESS

7 things you need to keep a track of while saving for retirement

All your future financial needs must be expressed only after accounting for inflation.

Keep these 5 factors in mind while investing in bond funds

BUSINESS

Keep these 5 factors in mind while investing in bond funds

Contrary to popular perception of being risk-free, bond funds are fraught with risks.

Value focussed MF are cutting their exposure to Indian stocks. What about you?

BUSINESS

Value focussed MF are cutting their exposure to Indian stocks. What about you?

As valuations climb, the funds have chosen to stay light on Indian stocks and exposure to bonds and arbitrage has gone up.

Here are 5 investment options for the next one year

BUSINESS

Here are 5 investment options for the next one year

With a view to serve the twin objective of minimum risk and decent return here are five investment options to explore if you are keen to invest for a year or less

Re at 70 per dollar mark: How does a weak rupee impact your finances?

BUSINESS

Re at 70 per dollar mark: How does a weak rupee impact your finances?

If you are receiving funds in dollar terms, you are getting more bang for your rupee

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