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Nikhil Walavalkar

Editor - Personal Finance

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Sector and theme funds: Returns come in spurts, but risks galore

BUSINESS

Sector and theme funds: Returns come in spurts, but risks galore

Only savvy investors should consider deploying up to 10 to 15 per cent of their equity allocation in long-term themes

Got a lump-sum to invest? Don’t take a blind plunge into falling markets

BUSINESS

Got a lump-sum to invest? Don’t take a blind plunge into falling markets

Invest based on your goals, time horizon and risk appetite

Vodafone interest payment: When will Franklin Templeton unitholders get their share and other questions answered

BUSINESS

Vodafone interest payment: When will Franklin Templeton unitholders get their share and other questions answered

An FAQ on what investors of segregated units of debt funds must know

ICRA rating actions: How the rising downgrades due to COVID may hurt your debt investments

BUSINESS

ICRA rating actions: How the rising downgrades due to COVID may hurt your debt investments

The repayment capacities of issuers of debt instruments could be strained due to a weak economy

Are ultra short duration funds better alternatives to low-yielding overnight schemes?

BUSINESS

Are ultra short duration funds better alternatives to low-yielding overnight schemes?

You should not take undue risks with your short-term money

AMFI data: SIP inflows reduce further in May, but marginal uptick in new investor accounts

BUSINESS

AMFI data: SIP inflows reduce further in May, but marginal uptick in new investor accounts

Investors are seen stopping their SIPs in non-performing equity funds

How to build an emergency corpus after crisis strikes

BUSINESS

How to build an emergency corpus after crisis strikes

It will help to have a more nuanced approach Instead of selling things indiscriminately

Should senior citizens invest in the Pradhan Mantri Vaya Vandana Yojana?

BUSINESS

Should senior citizens invest in the Pradhan Mantri Vaya Vandana Yojana?

Along with SCSS, PMVVY and RBI Bonds offer a steady income stream with no credit risks

Want to buy a house during the pandemic? Here’s how you strike a good deal

BUSINESS

Want to buy a house during the pandemic? Here’s how you strike a good deal

Buy a house only for self-use, provided your job and income are stable

Aditya Birla SL bars fresh inflows in two debt funds; but no restrictions on redemptions

BUSINESS

Aditya Birla SL bars fresh inflows in two debt funds; but no restrictions on redemptions

Investors cannot enrol for any fresh systematic investment transactions in these schemes

Booked your house before COVID struck? Here are your options

BUSINESS

Booked your house before COVID struck? Here are your options

A glimmer of hope comes in the form of reduced home loan rates

Corporate bond funds: A blend of moderate risks and above-average returns

BUSINESS

Corporate bond funds: A blend of moderate risks and above-average returns

As a category, these funds have delivered 8.8 per cent returns over the past one year

Investing in your child’s name? MFs, Sukanya Samriddhi and PPF make the cut

BUSINESS

Investing in your child’s name? MFs, Sukanya Samriddhi and PPF make the cut

Investing in your children’s names is a tax-efficient option

Explained: The factors affecting gold prices

BUSINESS

Explained: The factors affecting gold prices

A weak rupee vis-à-vis the US dollar can increase domestic gold prices

Here are some useful add-ons to optimise your SIPs

BUSINESS

Here are some useful add-ons to optimise your SIPs

You can pause, top-up and insure your monthly investments

Decline in SIP inflows during April: Early signs of investor fatigue?

BUSINESS

Decline in SIP inflows during April: Early signs of investor fatigue?

As firms cut salaries and retrench staff, more investors may decide to reduce or stop their investments

Time to take some profits off the table after gold’s sharp rally

BUSINESS

Time to take some profits off the table after gold’s sharp rally

If there is too much gold in your portfolio, you can afford to book some of the gains

Dividend yield funds: Weak track record, not ideal for long-term investors

BUSINESS

Dividend yield funds: Weak track record, not ideal for long-term investors

Over the past five and 10-year periods, most dividend yield funds have underperformed benchmarks

For market-linked returns, investors should opt for bond funds: Mirae AMC

BUSINESS

For market-linked returns, investors should opt for bond funds: Mirae AMC

Debt investors must strike a balance between safety and returns

Franklin Templeton crisis: When do investors get their money back?

BUSINESS

Franklin Templeton crisis: When do investors get their money back?

If the macroeconomic situation remains as it is for a prolonged period of time, then investors may have to wait till the bonds mature

Choose the right investment mix to navigate volatile markets

BUSINESS

Choose the right investment mix to navigate volatile markets

For first-time investors, it makes sense to start with SIPs in both debt and equity funds

Franklin Templeton issue: Advisors may not recommend debt funds in a hurry

BUSINESS

Franklin Templeton issue: Advisors may not recommend debt funds in a hurry

There is no ruling out of a contagion, with investors of other unaffected debt mutual funds running to redeem their units

No DA hike, dearness relief for central govt staff and pensioners: What are the financial implications?

ECONOMY

No DA hike, dearness relief for central govt staff and pensioners: What are the financial implications?

Dearness allowance and dearness relief are part of salary or pension received by the employee or pensioner, respectively. They are taxed at marginal rate of tax under the head ‘income from salary’

Investors must hold a combination of SGBs and gold ETFs: Rajesh Cheruvu

BUSINESS

Investors must hold a combination of SGBs and gold ETFs: Rajesh Cheruvu

Risk aversion of investors may ensure that gold prices are pushed upwards

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