BUSINESS
How to set the right return expectations from debt funds
Since the interest rates in the Indian economy have been on the decline, mutual funds will also deliver lower yields
BUSINESS
The default choice if growth or dividend option is not specified in your MF form
The fund house follows the rules laid down in the scheme information document
BUSINESS
Motilal Oswal Multi Asset Fund NFO: Wait for a track record before investing
The fund is expected to invest in bonds, gold and Indian as well as American shares
BUSINESS
Is the minimum ticket size indicative of an investment’s suitability?
A high entry barrier is often the first indication of whether you are suited for such an investment
BUSINESS
Credit risk funds and low-rated deposits not for average investors
Investors looking for a steady income and wanting to minimize their risks should stay away from credit-risk funds
BUSINESS
What’s new about the latest entrant to the banking & PSU debt funds space?
Mirae Asset is rolling out a banking & PSU Debt fund
BUSINESS
This equity fund category shows why size doesn’t matter for outperformance
The category cannot be ignored for sure, as an essential ingredient for your portfolio
BUSINESS
How reliable is standard deviation in gauging a fund’s volatility?
Investors should not rely too much on it to choose schemes
BUSINESS
Gold returns 25% so far this year; should you buy more or just hold?
Though gold has done well in the past and investors are chasing it, you have to be prudent with your allocation to gold.
BUSINESS
Is your investment portfolio liquid enough?
If you rate all your investments on the liquidity parameter, you get a better idea of your finances
BUSINESS
AMFI data: As investors take profits in the market rally, equity fund inflows reduce to a trickle
While investors chose to redeem their existing holdings in equity mutual funds, they have consciously sought relatively safer investment options in debt schemes
BUSINESS
Deadline extension: 3 attractive tax-saving investments for you
Tax-saving investments for the financial year ended March 31, 2020 can be done till July 31
BUSINESS
Lower costs while reaching out to additional investors: CII Mutual Fund Report
The recommendations also include channelising household savings into mutual funds for long term wealth creation.
BUSINESS
This equity fund category has been spectacular in rallies, but is risky
Investors should check the portfolio composition of funds before deploying their money
BUSINESS
Instant redemption facility gives some liquid funds the edge
The quality of the fund’s management and the underlying portfolio will always remain paramount to scheme selection
BUSINESS
A debt fund category with no credit risk that gave double-digit returns
An unlikely winner over the last one year, despite the massive credit crisis that affected many debt funds
BUSINESS
Parking money in MFs for just a week? The new stamp duty will hurt your returns
There will definitely be some impact on investments in overnight funds, which are done for a day or two by large investors
BUSINESS
Effective from June 30, your liquid funds become more transparent and liquid
Increased volatility of returns or slightly lower returns should not make you take increased risk, in search of higher returns.
PERSONAL-FINANCE
Should you buy RBI Floating Rate Savings Bonds (2020)?
The interest payable on January 1 and July 1 will be linked to the then prevailing rate of interest on National Saving Certificate (NSC).
BUSINESS
These thematic funds have delivered in the past, but should you invest in them?
Savvy investors should consider investments in this theme only after a sharp correction in equity markets
BUSINESS
Less than a fifth of Indian investors prioritise retirement: CFA study
Most Indians look at their children’s education and wedding as priorities
BUSINESS
Smart beta funds: Low-cost investments, but yet to develop a track record
Only if your portfolio is already well diversified, can you consider having one such fund in your portfolio
BUSINESS
Investors’ core equity portfolio must be in passive funds: Nippon India ETF
There is little possibility that fund managers will consistently beat benchmarks across time periods
BUSINESS
COVID impact: Banks in no hurry to open their vaults to home loan seekers
Lenders may try to reduce their credit risk by offering lower loan amounts, given the ongoing correction in property prices
